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Free Annual Reports: Chexsystems, Telecheck, EWS

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These CRAs must follow the FCRA, and you are entitled to a free annual report.







Early Warning Systems


If you wish to obtain Consumer Report Information, please
contact Consumer Services at:

(800) 325-7775

Monday - Friday 8:00 a.m. - 5:00 p.m. Arizona Time (Mountain Time Zone)





Free annual file disclosure pursuant to the Fair Credit Reporting Act

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Provides several screening products for financial institutions.

Instacheck reporting verifies your SSN and when it was issued. Additionally, a bank or credit union can purchase a full report that includes any criminal history, and your current and previous addresses based on a national public records search.


Get your free Lexis Free Annual Report




I have known banks to run Lexis for loans over a certain amount, but more and more, it is becoming part of the process for new customers.

Edited by tmcgill

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