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Rates

The last post in this topic was posted 1958 days ago. 

 

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Did mortgage rates go up from about a month ago. I just got quoted 4.5.

 

And can I get feed back on my GFE if I post it here?

Thanks

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I locked 4.03 on the 30th. It went up from original quote of 3.775 last month. You can post the GFE if you omit any identifying info. Just the numbers.

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You cannot compare rates with just FICO scores, income, etc. It takes a WHOLE picture. (bankrate) will usually show you the trend in rates, but keep in mind that a lot of their rates are based on paying 2 points or with perfect credit, LTV, etc.

 

You are more likely to find the "details of transaction" more helpful than the GFE. Send a screen shot of that and it can be explained, but you should really reach out to your loan officer and ask them to explain to you where all the fees and rates are that you discussed and/or locked in.

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Rates change daily with the bond markets. Many banks lock in the rates daily but some banks rates can vary throughout the day.

 

The simple answer is yes no matter the credit/income/etc profile rates have been and look like the will continue increasing.

 

This is always a week behind but is the best place to look at the overall rate history - http://www.freddiemac.com/pmms/

 

Current rates (can see changes during day) -http://www.mortgagenewsdaily.com/mortgage_rates/

Edited by tiggerlgh

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The last post in this topic was posted 1958 days ago. 

 

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