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CL Increase on new CITI CARD


mingster0965
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I talked to the new accounts dept on my new CITI CARD. The nice rep told me that I will have to wait to get the new card and call the number on the back of the card for a CL Increase. The rep told me is best to wait for 6 months before trying. Is this correct?

 

Thanks,

 

Mingster0965

 

 

Sent from my iPhone using Tapatalk

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Yeah if you don't do it before the app is approved you're stuck.

 

The best situation with Citi is calling and talking to a UW before the approval.

 

You tell him exactly what CL you want and he makes it happen or at least does what he can.

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Yeah if you don't do it before the app is approved you're stuck.

 

The best situation with Citi is calling and talking to a UW before the approval.

 

You tell him exactly what CL you want and he makes it happen or at least does what he can.

 

Just to clarify (for future reference),

 

Are you saying that if you get an instant online approval from Citi

 

they will not recon the credit line?

 

And that calling the UW for recon will only work after the app, but before a delayed approval?

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calling the UW for recon will only work after the app, but before a delayed approval?

exactly.

 

you have to hope to get a "call us" or 7-10 day message.

 

if you get instant approved,

 

you're likely screwed.

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Got my citi shell card from $400 to $500 this morning (before receiving the card in the mail). He said it might be a hard pull but not verified yet. Yay for such a generous increase. first citi card since they closed my best buy card after 1 late payment. Still can't get a real citi card, but that day is coming!

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I miscounted. Don't know how. That's not true - do not app when your tired also applies to do not request a CLI when tired. I thought my card was open 6 months ago from yesterday. And so it was after midnight, I figured, why not. Well I'll tell you why not, While June is the 6th month of the year - and the card was opened in January which is the 1st month of the year - there is not 6 months - or approx 180 days - between them. I'm at 5 months not 6. DOH! So yea. Oops. At least it didn't cost me an inquiry.

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