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Reports of Chase Denials for 5+ New Cards in Last 2 Years


RussInGotham
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Over at Flyertalk, an increasing number of people are reporting denials for Chase branded cards, if the person has opened at least five new cards over the last two years. This does not seem to apply to co-branded cards like Hyatt, IHG, United, etc. It does seem to apply to CSP, Freedom, etc.

...Based on what appear to be the new Chase rules for their non co-brand cards it is completely irrelevant how much money you spent w/ Chase and which specific cards you have with them. You could have put a million dollars on your CSP over the past year but due to the fact that Chase's computers will not allow any sort of approval for someone w/ 5 or more new accounts in the past 2 years it wont matter. So the question you need to be asking yourself is not did I spend enough on my chase cards, the proper question is: how many new accounts have I opened over the past 2 years. If that number is 5 or more then your chances of approval are slim to none...

  1. We have anecdotal evidence of people that haven't closed accounts still being denied due to too many new accounts
  2. We have received extremely consistent information from CSR's and supervisors saying that the new applications were being denied due to too many new accounts. There isn't any reason to think that all of these CSR's are lying to us


http://www.flyertalk.com/forum/chase-ultimate-rewards/1191535-applying-chase-credit-cards-read-wiki-first-consolidated-182.html#post24936684

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Over at Flyertalk, an increasing number of people are reporting denials for Chase branded cards, if the person has opened at least five new cards over the last two years. This does not seem to apply to co-branded cards like Hyatt, IHG, United, etc. It does seem to apply to CSP, Freedom, etc.

 

 

...Based on what appear to be the new Chase rules for their non co-brand cards it is completely irrelevant how much money you spent w/ Chase and which specific cards you have with them. You could have put a million dollars on your CSP over the past year but due to the fact that Chase's computers will not allow any sort of approval for someone w/ 5 or more new accounts in the past 2 years it wont matter. So the question you need to be asking yourself is not did I spend enough on my chase cards, the proper question is: how many new accounts have I opened over the past 2 years. If that number is 5 or more then your chances of approval are slim to none...

  1. We have anecdotal evidence of people that haven't closed accounts still being denied due to too many new accounts
  2. We have received extremely consistent information from CSR's and supervisors saying that the new applications were being denied due to too many new accounts. There isn't any reason to think that all of these CSR's are lying to us

 

http://www.flyertalk.com/forum/chase-ultimate-rewards/1191535-applying-chase-credit-cards-read-wiki-first-consolidated-182.html#post24936684

 

Damn, I'm barred for like 6 years then :P

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Over at Flyertalk, an increasing number of people are reporting denials for Chase branded cards, if the person has opened at least five new cards over the last two years. This does not seem to apply to co-branded cards like Hyatt, IHG, United, etc. It does seem to apply to CSP, Freedom, etc.

 

 

...Based on what appear to be the new Chase rules for their non co-brand cards it is completely irrelevant how much money you spent w/ Chase and which specific cards you have with them. You could have put a million dollars on your CSP over the past year but due to the fact that Chase's computers will not allow any sort of approval for someone w/ 5 or more new accounts in the past 2 years it wont matter. So the question you need to be asking yourself is not did I spend enough on my chase cards, the proper question is: how many new accounts have I opened over the past 2 years. If that number is 5 or more then your chances of approval are slim to none...

  • We have anecdotal evidence of people that haven't closed accounts still being denied due to too many new accounts
  • We have received extremely consistent information from CSR's and supervisors saying that the new applications were being denied due to too many new accounts. There isn't any reason to think that all of these CSR's are lying to us

http://www.flyertalk.com/forum/chase-ultimate-rewards/1191535-applying-chase-credit-cards-read-wiki-first-consolidated-182.html#post24936684

Damn, I'm barred for like 6 years then :P

So, Ron's probably banned for life then?

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5 new accounts period or 5 new CHASE accounts?

 

I was hoping to app for some new Chase co-brand cards to eventually consolidate back to my CSP.

 

5 new accounts period.

 

I only have one Chase card.

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