Reports of Chase Denials for 5+ New Cards in Last 2 Years

[RussInGotham]

Over at Flyertalk, an increasing number of people are reporting denials for Chase branded cards, if the person has opened at least five new cards over the last two years. This does not seem to apply to co-branded cards like Hyatt, IHG, United, etc. It does seem to apply to CSP, Freedom, etc.

...Based on what appear to be the new Chase rules for their non co-brand cards it is completely irrelevant how much money you spent w/ Chase and which specific cards you have with them. You could have put a million dollars on your CSP over the past year but due to the fact that Chase's computers will not allow any sort of approval for someone w/ 5 or more new accounts in the past 2 years it wont matter. So the question you need to be asking yourself is not did I spend enough on my chase cards, the proper question is: how many new accounts have I opened over the past 2 years. If that number is 5 or more then your chances of approval are slim to none...

1. We have anecdotal evidence of people that haven't closed accounts still being denied due to too many new accounts
2. We have received extremely consistent information from CSR's and supervisors saying that the new applications were being denied due to too many new accounts. There isn't any reason to think that all of these CSR's are lying to us

http://www.flyertalk.com/forum/chase-ultimate-rewards/1191535-applying-chase-credit-cards-read-wiki-first-consolidated-182.html#post24936684

[cv91915]

Oh, no. I can't get a Slate®.

[RussInGotham]

Oh, no. I can't get a Slate®.

 

You can still get a Mickey Mouse card!

 

[Holysmoke]

churning is going to ruin so many credit profiles. I am stopping while I can.

[cv91915]

 

Oh, no. I can't get a Slate®.

 

You can still get a Mickey Mouse card!

 

 

 

THANK THE LORD.

[CTSoxFan]

I can confirm this. Had my DW apply for the Freedom card to get the 20K points. Was denied, and only reason given was too many new accounts in last 24 months.

[Second Chances]

Maybe I've spent too much time on CB, but five accounts in a 2 year period doesn't seem all that excessive to me, especially if someone has a thick, clean file.

[Zobelle]

Have her recon. 20 times.

[Inspired]

I've been saying this for awhile now and no one's been listening to me...........

 

I hope people finally catch on after seeing a thread about it.

[Konrad2012]

Over at Flyertalk, an increasing number of people are reporting denials for Chase branded cards, if the person has opened at least five new cards over the last two years. This does not seem to apply to co-branded cards like Hyatt, IHG, United, etc. It does seem to apply to CSP, Freedom, etc.

 

 

...Based on what appear to be the new Chase rules for their non co-brand cards it is completely irrelevant how much money you spent w/ Chase and which specific cards you have with them. You could have put a million dollars on your CSP over the past year but due to the fact that Chase's computers will not allow any sort of approval for someone w/ 5 or more new accounts in the past 2 years it wont matter. So the question you need to be asking yourself is not did I spend enough on my chase cards, the proper question is: how many new accounts have I opened over the past 2 years. If that number is 5 or more then your chances of approval are slim to none...

1. We have anecdotal evidence of people that haven't closed accounts still being denied due to too many new accounts
2. We have received extremely consistent information from CSR's and supervisors saying that the new applications were being denied due to too many new accounts. There isn't any reason to think that all of these CSR's are lying to us

 

http://www.flyertalk.com/forum/chase-ultimate-rewards/1191535-applying-chase-credit-cards-read-wiki-first-consolidated-182.html#post24936684

 

Damn, I'm barred for like 6 years then

[mrjuggalo9er]

Have her recon. 20 times.

21 times if that's what it takes

[mingster0965]

No chase for me for 6-12 months from now.

 

 

Sent from my iPhone using Tapatalk

[mrjuggalo9er]

 

 

Oh, no. I can't get a Slate®.

You can still get a Mickey Mouse card!

 

I always knew chase was full of Mickey mouse horse poop

[Zobelle]

I got all the Chase I want over the last year.

[almostanonymous]

churning is going to ruin so many credit profiles. I am stopping while I can.

 

How is it going to do that?

[Konrad2012]

 

churning is going to ruin so many credit profiles. I am stopping while I can.

 

How is it going to do that?

 

 

HolySmoke churns Kohl's cards.

[Zobelle]

LOL.

[dansamy]

 

 

Over at Flyertalk, an increasing number of people are reporting denials for Chase branded cards, if the person has opened at least five new cards over the last two years. This does not seem to apply to co-branded cards like Hyatt, IHG, United, etc. It does seem to apply to CSP, Freedom, etc.

 

 

...Based on what appear to be the new Chase rules for their non co-brand cards it is completely irrelevant how much money you spent w/ Chase and which specific cards you have with them. You could have put a million dollars on your CSP over the past year but due to the fact that Chase's computers will not allow any sort of approval for someone w/ 5 or more new accounts in the past 2 years it wont matter. So the question you need to be asking yourself is not did I spend enough on my chase cards, the proper question is: how many new accounts have I opened over the past 2 years. If that number is 5 or more then your chances of approval are slim to none...

• We have anecdotal evidence of people that haven't closed accounts still being denied due to too many new accounts
• We have received extremely consistent information from CSR's and supervisors saying that the new applications were being denied due to too many new accounts. There isn't any reason to think that all of these CSR's are lying to us

http://www.flyertalk.com/forum/chase-ultimate-rewards/1191535-applying-chase-credit-cards-read-wiki-first-consolidated-182.html#post24936684

Damn, I'm barred for like 6 years then

So, Ron's probably banned for life then?

[nballe23]

Same here. Denied freedom for too many new accounts.

[ubercat]

[Pam]

Can confirm. I can't remember the last time I was not given a card I app'ed for.

 

Guess I can now.

[Konrad2012]

Is this for just personal? Or has this moved into their Biz products as well.

 

Wish I'd applied for that CSP now.

Edited June 8, 2015 by Konrad2012

[PhoenixDown]

5 new accounts period or 5 new CHASE accounts?

 

I was hoping to app for some new Chase co-brand cards to eventually consolidate back to my CSP.

[almostanonymous]

Just in case they see any issue with my 21 new accounts in 12 months at some point I think it's best I transfer my UR pts.

[Pam]

5 new accounts period or 5 new CHASE accounts?

 

I was hoping to app for some new Chase co-brand cards to eventually consolidate back to my CSP.

 

5 new accounts period.

 

I only have one Chase card.