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alexsmith

Paying a collections bill that is not showing on credit report

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I wanted to pay off a old medical bill from 2009 from a doctors visit I had, when I asked the doctors office about payment options they stated it went to collections years ago. The bill is for around $120 and currently does no show up on my credit report. First question is I wonder why it hasn't shown on my credit report, and if I were to pay it off would it show up as paid even though it wasn't reported?

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The negative reporting period ends in 2016, but a JDB could purchase it for pennies on the dollar, and put it on your reports. Personally, I would pay it, getting something on their letterhead showing everything was paid.

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