Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


According to Credit Karma

Recommended Posts

 

 

I'm watching this situation closely. As soon as CK says my odds are at least "Good" I'm going to apply for this.

 

Screen%20Shot%202016-11-02%20at%202.47.1

 

Good Luck cv!!!

 

FINGERS CROSSED!!!!!!!!!!!!!

 

Thanks for saying that! :D

 

crossed_fingers_by_cromarlimo-d5gfn2u.pn

Share this post


Link to post
Share on other sites

According to Credit Karma, the odds are "Very Good" for approval on a card I already have.

 

Picture0005_zpsmavvzue7.png

 

Or this one, which I also have. :lol:

 

Picture0006_zpsycv0f279.png

Share this post


Link to post
Share on other sites

According to CK have very good odds on AMEX BCE CV did u let them know Amex pulls EX they only monitor TU,EQ. :ph34r:

 

That's great news for me!! My EX is my only dirty report. I have one ding from a utility company ($195) from 4.5 years ago.

 

Do they use EX for CLIs?

Share this post


Link to post
Share on other sites

According to Credit Karma I can get an AmEx BCP.

 

But... Guess I'll wait for my scores to improve before trying to get the coveted CreditOne card. Maybe I should just roll the dice, cross my fingers and go ahead and apply for it anyway.

 

utDws8r.png

Share this post


Link to post
Share on other sites

My TU FAKO on CK is currently 91 points lower than my TU 08 FICO.

 

Log into Credit Karma again and keep hitting F5.

Share this post


Link to post
Share on other sites

 

My TU FAKO on CK is currently 91 points lower than my TU 08 FICO.

 

Log into Credit Karma again and keep hitting F5.

 

 

Isn't F5 good for 1-2 fako points per press?

Share this post


Link to post
Share on other sites

 

 

My TU FAKO on CK is currently 91 points lower than my TU 08 FICO.

 

Log into Credit Karma again and keep hitting F5.

 

 

Isn't F5 good for 1-2 fako points per press?

 

 

Yes, and it also works for B*.

Share this post


Link to post
Share on other sites

So, I know that CK is FAKO...I'm not talking about the scores provided...but the information provided.

I've had a recurring issue with one account. So, I heard from TUs corporate office on 4/4 that they've corrected it. By 4/7 I received updates on CK, Wallet Hub and CO Credit Wise that the info was updated. Pulled a new CCT 3-bureau today and the account still isn't updated.

 

How do the vantage sites get the info "faster" than the sites that provide FICO?

 

It was the same way back in February when this mess first started. All cards that provide a FICO and CCT show this 'missed payment' (which was incorrect), but it's correctly updated on all sites that provide a Vantage score. I can't figure it out! :cry2:

Share this post


Link to post
Share on other sites

You need to check the backdoor to see if it is off of your paper reports.

 

CK has Skores along with "reports"; they are not the same as your paper reports.

Share this post


Link to post
Share on other sites

You need to check the backdoor to see if it is off of your paper reports.

 

CK has Skores along with "reports"; they are not the same as your paper reports.

 

I did. I have a shiny new paper report and it is off.

 

Ugh this is stressing me out so bad. So where does CK get it's info? Where does CCT get it's info??

 

I can't help but think it's a FICO issue. CCT doesn't show a late payment on the actual account...just shows one of my 'factors' in my low score is a 'recent missed payment 1 month ago'.

Share this post


Link to post
Share on other sites

According to CK, my account has been deactivated! :yahoo:

 

I stopped checking FAKOs a while ago since there is really no point. The entertainment value is not worth more to me than letting them data mine my info.

Share this post


Link to post
Share on other sites

According to CK, my account has been deactivated! :yahoo:

 

I stopped checking FAKOs a while ago since there is really no point. The entertainment value is not worth more to me than letting them data mine my info.

Have you been threadcrapping in their awesome forum?

Share this post


Link to post
Share on other sites

 

According to CK, my account has been deactivated! :yahoo:

 

I stopped checking FAKOs a while ago since there is really no point. The entertainment value is not worth more to me than letting them data mine my info.

Have you been threadcrapping in their awesome forum?

No, but it is entertaining to read. :D

Share this post


Link to post
Share on other sites

 

 

According to CK, my account has been deactivated! :yahoo:

 

I stopped checking FAKOs a while ago since there is really no point. The entertainment value is not worth more to me than letting them data mine my info.

Have you been threadcrapping in their awesome forum?

No, but it is entertaining to read. :D

Only CK could attract a lamer demographic than MFF.

Share this post


Link to post
Share on other sites

I wish they had Ex data.

 

They provide pretty good monitoring of account balances credit inquiries and such on the go. I have their app on my phone and I find it very readable when mobile.

 

 

Plus I'm dying to know what my Ex Vantage score is. My guess is it's 711. Right in between Eq and Tu.

Share this post


Link to post
Share on other sites

According to Credit Karma, my nearly-perfect fake skores give me fair approval odds for a subprime Capital One Quicksilver.

 

Picture0007_zpsnebu3cq4.png

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.





  • Member Statistics

    • Total Members
      179,035
    • Most Online
      2,046

    Newest Member
    EpoxyKing
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines