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Posted

While reading please keep in mind this is being typed from a cell phone.

The process is rather simple..

Freeze lexis nexus immediately

Even if your are filing bk freeze them it may Never hit your reports although the IIB accounts will

this worked for my brother

There has been some debate about getting address associated with it deleted. .mine was still there

lexis can be irritable about freezes so make sure you cite a data breach anthem is an outstanding one for now

as soon as lexis is frozen and pin is obtained dispute it with CRA'S

If lexis claims you need to upload documentation to freeze report your debit card lost something as small as proof of this works

This is a work in progress so post results as they come in


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Posted

 

Did you also dispute and get removed all of your IIB accounts yet?

Yes

So I don't have worry about sending complaint letter about TU refusing to remove address associated with judgment and BK. So did you dispute IIBs as not mine also?
Posted (edited)

 

 

Did you also dispute and get removed all of your IIB accounts yet?

Yes
So I don't have worry about sending complaint letter about TU refusing to remove address associated with judgment and BK. So did you dispute IIBs as not mine also?
You can ...just saying what worked for me. ..took me a few to organize it all...it's a ymmv thing Edited by mrjuggalo9er
Posted (edited)

 

 

Understand completely

This was discovered less than a month ago
What was discovered a month ago?
The way to get it deleted. ..I was at big splash adventure in french lick indiana..it was 2 am and the thought popped into my head....amazing what boredom can do Edited by mrjuggalo9er
Posted

 

 

 

Understand completely

This was discovered less than a month ago
What was discovered a month ago?
The way to get it deleted. ..I was at big splash adventure in french lick indiana..it was 2 am and the thought popped into my head....amazing what boredom can do

 

 

This method is at least a few years old. I have several threads bookmarked dealing with LN/CRA's and PR. One thread goes back to 2003.

Posted

 

 

 

 

 

Understand completely

This was discovered less than a month ago
What was discovered a month ago?
The way to get it deleted. ..I was at big splash adventure in french lick indiana..it was 2 am and the thought popped into my head....amazing what boredom can do

This method is at least a few years old. I have several threads bookmarked dealing with LN/CRA's and PR. One thread goes back to 2003.

Show me somewhere that links the two. ..I have seen nothing

Posted

 

 

 

 

 

Understand completely

This was discovered less than a month ago
What was discovered a month ago?
The way to get it deleted. ..I was at big splash adventure in french lick indiana..it was 2 am and the thought popped into my head....amazing what boredom can do

This method is at least a few years old. I have several threads bookmarked dealing with LN/CRA's and PR. One thread goes back to 2003.

Show me somewhere that links the two. ..I have seen nothing

 

 

These are the threads that come to mind. I'm not digging through these to find exactly when the idea was uncovered, but I know I read about it before you posted your original thread.

 

http://creditboards.com/forums/index.php?showtopic=10338&page=3

http://creditboards.com/forums/index.php?showtopic=8136&start=0

http://creditboards.com/forums/index.php?showtopic=475604&page=1

http://creditboards.com/forums/index.php?showtopic=36541&page=1

http://creditboards.com/forums/index.php?showtopic=497777

Posted

 

 

 

 

 

 

 

Understand completely

This was discovered less than a month ago
What was discovered a month ago?
The way to get it deleted. ..I was at big splash adventure in french lick indiana..it was 2 am and the thought popped into my head....amazing what boredom can do

This method is at least a few years old. I have several threads bookmarked dealing with LN/CRA's and PR. One thread goes back to 2003.

Show me somewhere that links the two. ..I have seen nothing

These are the threads that come to mind. I'm not digging through these to find exactly when the idea was uncovered, but I know I read about it before you posted your original thread.

 

http://creditboards.com/forums/index.php?showtopic=10338&page=3

http://creditboards.com/forums/index.php?showtopic=8136&start=0

http://creditboards.com/forums/index.php?showtopic=475604&page=1

http://creditboards.com/forums/index.php?showtopic=36541&page=1

http://creditboards.com/forums/index.php?showtopic=497777

If it was it was. ..I find it hard to believe that it would not have been a rather noticeable thread

Posted (edited)

It doesn't matter where the concept comes from. Its kinda like the argument of "who invented the calculus Issac Newton or Gottfried Leibniz?" It sounds like a credible worth-while endeavor that I shall initiate asap. Thank you for posting.

Edited by BenjaminLinus
Posted

It doesn't matter where the concept comes from. Its kinda like the argument of "who invented the calculus Issac Newton or Gottfried Leibniz?" It sounds like a credible worth-while endeavor that I shall initiate asap. Thank you for posting.

 

Thank you

Posted

It doesn't matter where the concept comes from. Its kinda like the argument of "who invented the calculus Issac Newton or Gottfried Leibniz?" It sounds like a credible worth-while endeavor that I shall initiate asap. Thank you for posting.

 

 

+1

Posted

It doesn't matter where the concept comes from. Its kinda like the argument of "who invented the calculus Issac Newton or Gottfried Leibniz?" It sounds like a credible worth-while endeavor that I shall initiate asap. Thank you for posting.

 

It matters because of the track record. A 1 month old idea may not survive the long run and we would really be guinea pigs, but over a longer time period we can see what problems people faced, how they overcame those, and how long the PR stayed off. For example, in one of the older posts (2005? 2012?) a poster had LN frozen, but EQ or EX was still verifying the info. The posters at the time knew the info had to be coming from LN, but the CRA's would just say the court verified. Several of those posters had to file suit before they got their PR off.

 

Watch your BK wind up suddenly LOST :swoon:

 

Is there a lost and found? Let's hope not!

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Posted

 

It doesn't matter where the concept comes from. Its kinda like the argument of "who invented the calculus Issac Newton or Gottfried Leibniz?" It sounds like a credible worth-while endeavor that I shall initiate asap. Thank you for posting.

 

It matters because of the track record. A 1 month old idea may not survive the long run and we would really be guinea pigs, but over a longer time period we can see what problems people faced, how they overcame those, and how long the PR stayed off. For example, in one of the older posts (2005? 2012?) a poster had LN frozen, but EQ or EX was still verifying the info. The posters at the time knew the info had to be coming from LN, but the CRA's would just say the court verified. Several of those posters had to file suit before they got their PR off.

 

Watch your BK wind up suddenly LOST :swoon:

 

Is there a lost and found? Let's hope not!

 

If someone has a legit bk and is filing suit to force the CRA's to remove it based on LN being frozen is a recipe for disaster.

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