Hello, I'm looking for the best card to pay for a $4k purchase. I've got the money but I'd like to use a card that will get me the most value back like in cash back or sign up bonus for spending a large amount. This is an orthodontist purchase but I want to get the most bang for my money.
I have: AmEx everyday preferred, Capital One secure, CreditOne platinum.
My relative has Discover it.
I hope y'all can help with this!
Before joining CB's I had no knowledge or appreciation of credit card rewards. When I was rebuilding my credit I noticed under the "advanced tab" posts discussing rewards but at the time I assumed I would never have a use for that. In other words, I simply didn't understand it. Fast forward to today, For Christmas I bought my grandson a limited edition LA Rams Eric Dickerson tee shirt and covered the entire cost through rewards simply by paying my utility bills and using my US Bank cc.
Seriously! If someone was to tell me I could do that four years ago, I would just tune out and dismiss it in my mind. So thank you very much for all the invaluable education here on Creditboards. You all are amazing!
My Amex Everyday Card Preferred sign up bonus pts were added to my card yesterday. The sign up bonus for at least $1K spend within three months is 15K additional points. It's on their website and I confirmed it with Amex over the phone. In the fine print bonus pts will not increase or apply to 50% more pts if you make 30 or more purchases within a statement period. They added 25K pts instead! I'll gladly take the extra 10K pts. Just hope they don't correct later. Has that ever happened to anyone before?
DESCRIPTIO AEDP $2k Spd/25k MR Pts These points have been added because of an offer or qualifying purchases made.
I booked a RT flight from San Diego to Hayden, CO on the Alaska Air website a month ago for Feb travel. I did not use any points. Total cost was $337.30. Today the same flight from the Alaska Air website is $468.
On the Amex Travel booking site the same Alaska flight is $720. I realize I can earn more reward points with Amex going through their travel site but the cost is too expensive.
I only travel twice a year and it's usually to visit my brother in Steamboat Springs.
Am I missing something here? Could someone explain or direct me to post on CB.
I received this offer for my Fidelity Rewards Visa Card to earn 2,000 bonus points ($20).
Either I'm reading this incorrectly, or this seems like an insanely terrible offer.
Here is how I'm interpreting the deal:
Must do spending between November 1 and December 31, 2019 Must spend $2,100 before you start earning bonus points You can earn up to 2,000 Bonus Points (redemptions are 100 points = $1, so $20 maximum cash back) You earn 20% Bonus Points per dollar spent (0.4 Bonus Points per $1) At this rate, you'd need to spend $7,100 ($2,100 + $5,000) to get the maximum bonus of 2,000 points ($5,000 * 0.4 points/$1 = 2,000 points)
Tell me I'm crazy and how.
Edit: I think I found my math error. Looks like after you spend $2,100, if you spend an additional $5,000 you'd get $20 cash back. Still, hardly worth stressing over.