Strategy to increase limits

[JoeBowler]

Thinking I should just work on limits, could use help with strategy.

 

Just got all the auto sp clis I can get.

 

Citi DC 4900 (plus 1500 yesterday on 6th statement)

WF 5k (First 5k card, hard way with donor card. Oldest open account at 15 months)

Wf 1k (donor, WF would not move all 3k, gave option to close with 1k)

discover 2750 (plus 500 this week)

Cap Q1 3300

Chase amazon 2k (doubled recently by chase)

AMEX bce 3k (tripled recently)

 

 

Tiger direct 2800

Amazon syc 3900 (amount requested)

walmart syc 3k (amount requested)

Lowes syc 3500 (amount requested)

Macys store 1800

Nordstrom 500 (8 months old, haven't tried)

Target 800

 

Cra's all clean,

AAOA 1.4

Dept 0.00

 

Ex 741 fico08 (17 inq last 3 months ago)

Tu Disco and wally Fico 724 (14 inq last 3 months ago)

Eq citi Fico BCE08 740 (7 inq last 6 months ago)

 

Thinking of apping for chase freedom or slate. Might close the chase amazon then, since the store card now offers 5% and move limit if approved. Slate now offering Ex Fico

Barclay denied in jan for sallie mae. (741 and 727)

Nasa denied in oct, been depositing to build relationship. They dont like profiles with short history or inquires, like barclay

 

To app for barclay or Nasa yet, might be wasted HPs, Want to get HPs down,

Want to close some store cards after C.C limits are higher.

Dont really need travel cards

 

App for another chase card and then garden?

Just garden?

 

Thanks for helping me get this far!

 

 

 

 

[drew3918]

Let the garden be you're friend Young Grass hopper!!!!!

[Losluv]

I'm guessing you are familiar with this thread already because I see you've reallocated the limits on your WF cards but just in case:

 

http://creditboards.com/forums/index.php?showtopic=524538&hl=%2Bissuers+%2Bthat+%2Bcombine+%2Blimits

 

 

How long have you had that Chase card? Perhaps a second Chase would be a good option to combo the limits. Then garden.

 

Those Synch cards can be worked every few months - ask for 25K on that Lowe's for sure.

 

Barclay was the ticket to higher limits for me - I was able to combine my cards and get my limits over the 10K mark - then every card that I've obtained since has been 10K or more. Why did they deny you? Did you recon? Wait a few months and try again.

 

Lastly, the Venture card has been giving out high limits like delicious candy. But I would do all of the above first.