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Credit Application:

Your Age: 35

Your Equifax Credit Score 545
Your Experian Credit Score 574
Your TransUnion Credit Score 594

How many years have you been on file with Equifax 15
How many years have you been on file with Experian 15
How many years have you been on file with TransUnion 15

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

Do you have an open auto loan: No
Will this open auto loan be a trade-in: N/A
How many late pays within the last 12 months on the currently open loan: N/A
How many late pays within the last 13-24 months on the currently open loan: N/A
Your current open auto loan is financed with: N/A
Your current open auto loan payment is: N/A
Estimated amount you may be upside down in this vehicle: N/A
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) N/A


YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have: 12
Total percentage utilized overall?
How many of your revolving accounts are store cards: 0
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa): 12
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier): 0

YOUR PERSONAL INFORMATION

How long at your current residence: 18 months
Do you Rent or have a Mortgage, or Live w/Relative or Other: Rent
Your Monthly Rent or Mortgage payment: $450
How long have you held your current job: 1 month, previously in school, recent graduate.
Your total provable monthly gross income is: 3106.00
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return): computerized stub
Is there additional monthly income? What amount monthly: N/A
Describe the source: N/A
Is the additional monthly income provable: N/A
Spousal income is not applicable.

YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) : $5,200
Does any credit repository contain any Public Record : No
If yes, please very briefly describe: N/A

Does any credit repository contain any Collection Account(s): Yes
If yes, please very briefly describe. Multiple collections and charge-offs from 2009 due to job loss.

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 5
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 5
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 7

New or Used vehicle you are considering: Please very briefly describe. New 2015 Ford Focus ST, negotiated price is $26,000. I have $5,200 for a downpayment.

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