brainchasm Posted April 2, 2015 Share Posted April 2, 2015 Glad I saw this thread. 6500 -> 8000 today. Thanks! Quote Link to comment Share on other sites More sharing options...
Kat58 Posted April 2, 2015 Share Posted April 2, 2015 Opened card in Dec 2014 with 650 score. Credit line $1600. Hit the luv button credit line is $5600. Score 701. I can't believe I got an increase of 4k! I freakin love Discover! Don't forget to ask for an apr reduction every 3 months. I do it through live chat. I love Discover too! Quote Link to comment Share on other sites More sharing options...
Imma make it rain trick Posted April 2, 2015 Share Posted April 2, 2015 (edited) Im glad I saw it too this thread too. I just did it and was offered 1k. Went from 15,500 to 16,500 and no hard pull for once. I actually just got a CLI from 13,500 to 15,500 back in January out of the blue. I am a low spend user with it. Maybe 300 tops a month. Sometimes less than a 100. I've had this account 4 years trying to get it up. God I remember when it was a lowly 1k back in 2011. Edit: I've hard pulled once a year to get it higher. Biggest jump they gave me was 8k to 13k in 2014. Im shooting for 25k as I love this card's categories for restaurants and online shopping in the Fall. Edited April 2, 2015 by Imma make it rain trick Quote Link to comment Share on other sites More sharing options...
mrjuggalo9er Posted April 2, 2015 Share Posted April 2, 2015 Opened card in Dec 2014 with 650 score. Credit line $1600. Hit the luv button credit line is $5600. Score 701. I can't believe I got an increase of 4k! I freakin love Discover! Don't forget to ask for an apr reduction every 3 months. I do it through live chat. I love Discover too! Your expectations must be extremely low Quote Link to comment Share on other sites More sharing options...
Konrad2012 Posted April 2, 2015 Share Posted April 2, 2015 (edited) Im glad I saw it too this thread too. I just did it and was offered 1k. Went from 15,500 to 16,500 and no hard pull for once. I actually just got a CLI from 13,500 to 15,500 back in January out of the blue. I am a low spend user with it. Maybe 300 tops a month. Sometimes less than a 100. I've had this account 4 years trying to get it up. God I remember when it was a lowly 1k back in 2011. Edit: I've hard pulled once a year to get it higher. Biggest jump they gave me was 8k to 13k in 2014. Im shooting for 25k as I love this card's categories for restaurants and online shopping in the Fall. I'm all for getting higher limits, but saying you need a $25K Disco for a $1,500 capped quarterly category is a stretch. Edited April 2, 2015 by Konrad2012 Quote Link to comment Share on other sites More sharing options...
mrjuggalo9er Posted April 2, 2015 Share Posted April 2, 2015 Im glad I saw it too this thread too. I just did it and was offered 1k. Went from 15,500 to 16,500 and no hard pull for once. I actually just got a CLI from 13,500 to 15,500 back in January out of the blue. I am a low spend user with it. Maybe 300 tops a month. Sometimes less than a 100. I've had this account 4 years trying to get it up. God I remember when it was a lowly 1k back in 2011. Edit: I've hard pulled once a year to get it higher. Biggest jump they gave me was 8k to 13k in 2014. Im shooting for 25k as I love this card's categories for restaurants and online shopping in the Fall. I'm all for getting higher limits, but saying you need a $25K Disco for a $1,500 capped quarterly category is a stretch. U.s. air card gives better return Quote Link to comment Share on other sites More sharing options...
bajan Posted April 2, 2015 Share Posted April 2, 2015 Denied, will get a letter in 3-5 days. Card opened August 2014 with a $3000 limit. Quote Link to comment Share on other sites More sharing options...
Imma make it rain trick Posted April 2, 2015 Share Posted April 2, 2015 Im glad I saw it too this thread too. I just did it and was offered 1k. Went from 15,500 to 16,500 and no hard pull for once. I actually just got a CLI from 13,500 to 15,500 back in January out of the blue. I am a low spend user with it. Maybe 300 tops a month. Sometimes less than a 100. I've had this account 4 years trying to get it up. God I remember when it was a lowly 1k back in 2011. Edit: I've hard pulled once a year to get it higher. Biggest jump they gave me was 8k to 13k in 2014. Im shooting for 25k as I love this card's categories for restaurants and online shopping in the Fall. I'm all for getting higher limits, but saying you need a $25K Disco for a $1,500 capped quarterly category is a stretch. I just like high limits. Makes me feel like I could throw a car on my CC at any moment even though I never would. Quote Link to comment Share on other sites More sharing options...
Mayo Posted April 2, 2015 Share Posted April 2, 2015 I opened this card in August with a $1500 CL. I luv buttoned last month up to $4500. I hit it again yesterday and got a 3/5 day get back to you. I just logged on to see status and boom $7500 CL. My 2 chases are my highest at 10k but at this rate Discover is catching up. Quote Link to comment Share on other sites More sharing options...
theknowerofstuff Posted April 2, 2015 Share Posted April 2, 2015 another $1500 - Thanks Discover, you ROCK! Quote Link to comment Share on other sites More sharing options...
Cappy Posted April 2, 2015 Share Posted April 2, 2015 Opened card in Dec 2014 with 650 score. Credit line $1600. Hit the luv button credit line is $5600. Score 701. I can't believe I got an increase of 4k! I freakin love Discover! Don't forget to ask for an apr reduction every 3 months. I do it through live chat. I love Discover too! I just did this through chat and they offered me 0% APR for the next year. Thanks Quote Link to comment Share on other sites More sharing options...
AuD14 Posted April 2, 2015 Share Posted April 2, 2015 Denial for DW & I w LUV button. Me 665 17.6k 17% uti DW 690ish 6.5k 86% Uti (0% BT offer) Quote Link to comment Share on other sites More sharing options...
Kat58 Posted April 2, 2015 Share Posted April 2, 2015 Opened card in Dec 2014 with 650 score. Credit line $1600. Hit the luv button credit line is $5600. Score 701. I can't believe I got an increase of 4k! I freakin love Discover! Don't forget to ask for an apr reduction every 3 months. I do it through live chat. I love Discover too! I just did this through chat and they offered me 0% APR for the next year. Thanks That's Great! Quote Link to comment Share on other sites More sharing options...
mikeset Posted April 2, 2015 Share Posted April 2, 2015 Opened card in Dec 2014 with 650 score. Credit line $1600. Hit the luv button credit line is $5600. Score 701. I can't believe I got an increase of 4k! I freakin love Discover! Don't forget to ask for an apr reduction every 3 months. I do it through live chat. I love Discover too! Would the request for apr reduction via online chat be a hard pull? Quote Link to comment Share on other sites More sharing options...
Kat58 Posted April 2, 2015 Share Posted April 2, 2015 Opened card in Dec 2014 with 650 score. Credit line $1600. Hit the luv button credit line is $5600. Score 701. I can't believe I got an increase of 4k! I freakin love Discover! Don't forget to ask for an apr reduction every 3 months. I do it through live chat. I love Discover too! Would the request for apr reduction via online chat be a hard pull? No... You can ask first, if you're worried about it Good Luck! Quote Link to comment Share on other sites More sharing options...
cv91915 Posted April 2, 2015 Share Posted April 2, 2015 Im glad I saw it too this thread too. I just did it and was offered 1k. Went from 15,500 to 16,500 and no hard pull for once. I actually just got a CLI from 13,500 to 15,500 back in January out of the blue. I am a low spend user with it. Maybe 300 tops a month. Sometimes less than a 100. I've had this account 4 years trying to get it up. God I remember when it was a lowly 1k back in 2011. Edit: I've hard pulled once a year to get it higher. Biggest jump they gave me was 8k to 13k in 2014. Im shooting for 25k as I love this card's categories for restaurants and online shopping in the Fall. I'm all for getting higher limits, but saying you need a $25K Disco for a $1,500 capped quarterly category is a stretch. I have $15,000 on my Discovery and spend exactly $2.02 / month with it. Quote Link to comment Share on other sites More sharing options...
mrjuggalo9er Posted April 2, 2015 Share Posted April 2, 2015 Im glad I saw it too this thread too. I just did it and was offered 1k. Went from 15,500 to 16,500 and no hard pull for once. I actually just got a CLI from 13,500 to 15,500 back in January out of the blue. I am a low spend user with it. Maybe 300 tops a month. Sometimes less than a 100. I've had this account 4 years trying to get it up. God I remember when it was a lowly 1k back in 2011. Edit: I've hard pulled once a year to get it higher. Biggest jump they gave me was 8k to 13k in 2014. Im shooting for 25k as I love this card's categories for restaurants and online shopping in the Fall. I'm all for getting higher limits, but saying you need a $25K Disco for a $1,500 capped quarterly category is a stretch. I have $15,000 on my Discovery and spend exactly $2.02 / month with it. No matter what is spent on that is 2 cents cash back a month Quote Link to comment Share on other sites More sharing options...
diamon63 Posted April 2, 2015 Share Posted April 2, 2015 Opened card in Dec 2014 with 650 score. Credit line $1600. Hit the luv button credit line is $5600. Score 701. I can't believe I got an increase of 4k! I freakin love Discover! Don't forget to ask for an apr reduction every 3 months. I do it through live chat. I love Discover too! How luck were you with getting an APR reduction? I wasn't able to get a reduction when I called due to me having to wait a year(?) but I got 0% for purchases till May 2016 though. Quote Link to comment Share on other sites More sharing options...
Kat58 Posted April 2, 2015 Share Posted April 2, 2015 (edited) Opened card in Dec 2014 with 650 score. Credit line $1600. Hit the luv button credit line is $5600. Score 701. I can't believe I got an increase of 4k! I freakin love Discover! Don't forget to ask for an apr reduction every 3 months. I do it through live chat. I love Discover too! How luck were you with getting an APR reduction? I wasn't able to get a reduction when I called due to me having to wait a year(?) but I got 0% for purchases till May 2016 though. I've had the card since 5/2012, score was 660 'ish at that time. $1000 SL @ 22.9%. Requested apr reduction (first time) 3 months ago, lowered to 20.24% Requested apr reduction last night, lowered to 17.24% I will continue to do this every few months... Maybe you can't start asking til the card is a year old? Or... Once you accept an offer of 0% for a year, you can't request an apr reduction until that is up? Edited April 2, 2015 by Kat58 Quote Link to comment Share on other sites More sharing options...
cyno Posted April 3, 2015 Share Posted April 3, 2015 thanks OP. gave me 1.5k from 9300 to 10800. btw, how to know if there was a hard pull. I was not told about anything when I key in income, employer, monthly housing amount. So I am guessing this would be a SP. Quote Link to comment Share on other sites More sharing options...
MickeyChick Posted April 3, 2015 Share Posted April 3, 2015 feelin' the luv +$1k thanks OP Quote Link to comment Share on other sites More sharing options...
virtualtreasure Posted April 3, 2015 Author Share Posted April 3, 2015 thanks OP. gave me 1.5k from 9300 to 10800. btw, how to know if there was a hard pull. I was not told about anything when I key in income, employer, monthly housing amount. So I am guessing this would be a SP. Correct, it's spelled out (if it requires a HP) and you'd have a chance to cancel the request. Quote Link to comment Share on other sites More sharing options...
fury1995 Posted April 3, 2015 Share Posted April 3, 2015 What's the time frame for requesting CLIs? I have to admit, I don't know when I should try again. This is my first CLI from Discover. I believe it's every 3 months. http://creditboards.com/forums/index.php?showtopic=540496&page=4&do=findComment&comment=5219894 Yep. I requested a CLI in early December.. from $2500 to $4500. Just used the CLI slider 3/31 and SP'd another $1K to $5,500. It's a wee wittle one but it's growin'! Quote Link to comment Share on other sites More sharing options...
tweak Posted April 3, 2015 Share Posted April 3, 2015 I wonder if I should let a balance report with Discover before trying the luv button. It seems that the people in this thread who got CLIs above $1500 were carrying balances. I usually PIF before statement cuts (and definitely will not revolve or pay interest), but I wonder if Discover likes it if you let a balance report. Any thoughts? Quote Link to comment Share on other sites More sharing options...
fury1995 Posted April 3, 2015 Share Posted April 3, 2015 I wonder if I should let a balance report with Discover before trying the luv button. It seems that the people in this thread who got CLIs above $1500 were carrying balances. I usually PIF before statement cuts (and definitely will not revolve or pay interest), but I wonder if Discover likes it if you let a balance report. Any thoughts? Good point. I had a balance report of about $1K when I requested the CLI in December and $0 when I requested it last week. Quote Link to comment Share on other sites More sharing options...
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