Alexa530 Posted December 2, 2017 Share Posted December 2, 2017 They have slowed down with my CLI's, was getting small ones everey couple of months. After 6 mos of denials, got a $500 increade today. Limit is now $31k Quote Link to comment Share on other sites More sharing options...
credit_help Posted December 2, 2017 Share Posted December 2, 2017 They have slowed down with my CLI's, was getting small ones everey couple of months. After 6 mos of denials, got a $500 increade today. Limit is now $31k I never requested CLI more than once in 3 months. Hope they don’t deny my next CLI request. Do you own an Alexa? :-) Quote Link to comment Share on other sites More sharing options...
Newguy00 Posted December 2, 2017 Share Posted December 2, 2017 I just got a $6k increase to $25,000. I don't remember when my last one was. I don't try as often as some of you or keep track as closely. Quote Link to comment Share on other sites More sharing options...
RiotAct Posted December 4, 2017 Share Posted December 4, 2017 I hit the luv button last week for the first time in about 6 months... got another $500 and now my limit sits at $19,700. Quote Link to comment Share on other sites More sharing options...
EricDET Posted December 4, 2017 Share Posted December 4, 2017 (edited) I almost just fell out of my chair....... DW was denied moments before this. I still click weekly to no avail on both. 12 months with no increase whatsoever on this card. Edited December 4, 2017 by EricDET Quote Link to comment Share on other sites More sharing options...
bigpoppa09 Posted December 6, 2017 Share Posted December 6, 2017 92 days since my last CLI foad letter on the way. Quote Link to comment Share on other sites More sharing options...
moneypyts Posted December 8, 2017 Share Posted December 8, 2017 Another $500. 57 days since last request, waited until FICO score had updated 2x since last CLI. I also slaughtered a goat and roasted the heart on a fire of cured hickory branches, under the first full moon after the first frost. And repeated 3 times, with my hands outstretched and eyes closed, "Discover is not subprime." MP Quote Link to comment Share on other sites More sharing options...
ukaserex Posted December 8, 2017 Share Posted December 8, 2017 I got another 3-5 day letter again. It's weird. On one side of the letter - the usual list: too many inquiries, length of credit history, etc.On the other side "insufficient experience with current credit limit" Quote Link to comment Share on other sites More sharing options...
bigpoppa09 Posted December 8, 2017 Share Posted December 8, 2017 This is a new 1 looked at Discover Foad letter was expecting not enough experience. This time it said low usage on credit line in previous months. Quote Link to comment Share on other sites More sharing options...
Michael36inga Posted December 8, 2017 Share Posted December 8, 2017 Woohoo, 500 CLI with the luv button...lol Quote Link to comment Share on other sites More sharing options...
QreditMan Posted December 10, 2017 Share Posted December 10, 2017 Discover financial willn't give me a credit limit increase on my IT. I have a $4000dollars limit and maybe $3700dollars on the card. I called an they told me my percentage was to high but thats why I want a bigger credit limit so it isnt so high. LOL Quote Link to comment Share on other sites More sharing options...
nooneimportant Posted December 10, 2017 Share Posted December 10, 2017 Willn't? Is there something wrong with the contraction "won't"? Quote Link to comment Share on other sites More sharing options...
nooneimportant Posted December 10, 2017 Share Posted December 10, 2017 Most issuers will not give CLIs when you are maxed out. Quote Link to comment Share on other sites More sharing options...
QreditMan Posted December 10, 2017 Share Posted December 10, 2017 Most issuers will not give CLIs when you are maxed out. Like i said $3700dollars on a $400dollar card. Nowear near maxed out. Quote Link to comment Share on other sites More sharing options...
spacemule Posted December 10, 2017 Share Posted December 10, 2017 Most issuers will not give CLIs when you are maxed out. Like i said $3700dollars on a $400dollar card. Nowear near maxed out. 92 percent is considered maxed out. Ideally, you want to stay under 10 percent. If you're over 50 percent, you are out of control. Quote Link to comment Share on other sites More sharing options...
mikewilkes Posted December 15, 2017 Share Posted December 15, 2017 (edited) Its been 90 days since my last CLI for $2K so I decided to hit the luv button today to get a $4K bump. This is the highest since having this card....and its a round number lol... I went from $12K to almost $35K just due to this discussion. Edited December 15, 2017 by mikewilkes Quote Link to comment Share on other sites More sharing options...
Medion Posted December 16, 2017 Share Posted December 16, 2017 Another data point. Also, here's my prior data points from earlier in the thread: 04/18/2015 - Approved for Discover it, $7,500 limit 07/07/2015 - CLI request, bumped $500 to $8,000 12/13/2015 - CLI request, bumped $1,500 to $9,500 02/08/2016 - CLI request, two-day message 02/10/2016 - bumped $1,500 to $11,000 12/15/2016 - CLI request, bumped $4,500 to $15,500 04/08/2017 - CLI request, bumped $1,000 to $16,500 07/11/2017 - CLI request, bumped $4,500 to $21,000 12/15/2017 - At this time, we cannot increase your credit line. Quote Link to comment Share on other sites More sharing options...
emoticon Posted December 16, 2017 Share Posted December 16, 2017 Waited three months and got a $500 bump. I like that it put me at an even $49K. Quote Link to comment Share on other sites More sharing options...
cv91915 Posted December 16, 2017 Share Posted December 16, 2017 Last CLI was on 9/1 from $52,000 to $57,000. I just got this, after two or three FOADs since 9/1. Prediction: I will receive a phone call in the next 72 hours, and they'll ask me to confirm my income. I will repeat the number that I entered into the CLI form just now, and they'll grant me a $2,000 increase. I'll come back with an update. Quote Link to comment Share on other sites More sharing options...
bigpoppa09 Posted December 16, 2017 Share Posted December 16, 2017 I got another Foad letter coming last increase was 9/5. Quote Link to comment Share on other sites More sharing options...
cv91915 Posted December 18, 2017 Share Posted December 18, 2017 Last CLI was on 9/1 from $52,000 to $57,000. I just got this, after two or three FOADs since 9/1. Prediction: I will receive a phone call in the next 72 hours, and they'll ask me to confirm my income. I will repeat the number that I entered into the CLI form just now, and they'll grant me a $2,000 increase. I'll come back with an update. Just got the call. The woman asked for my annual income, and I repeated the amount that I submitted with the request. She put me on hold and came back to offer me +$3,000, with income verification. They no longer accept income documents via email, only by fax or USPS. Discovery can FOAD. Quote Link to comment Share on other sites More sharing options...
Big Bear Posted December 19, 2017 Share Posted December 19, 2017 By facsimile? What year is it?! Quote Link to comment Share on other sites More sharing options...
credit_help Posted December 19, 2017 Share Posted December 19, 2017 $29.5K to $32.5K. Still waiting on confirmation email. Quote Link to comment Share on other sites More sharing options...
blake10 Posted December 21, 2017 Share Posted December 21, 2017 (edited) They just bumped me from 4500 to 20k without me asking in 3 months 795 TU Edited December 21, 2017 by blake10 Quote Link to comment Share on other sites More sharing options...
paulschatz Posted December 21, 2017 Share Posted December 21, 2017 Well, I just about fell out of my chair. Discover just offered me $4900 of love, bringing me to an even $19K. My last increase was $1400 on Sep 25th. I'll take it! Quote Link to comment Share on other sites More sharing options...
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