Tyra Posted July 21, 2017 Share Posted July 21, 2017 I think free 24 is when you let $2 report to Discover every month and they forgive the balance. Netting you $24 a year. Yup. Free $24. Quote Link to comment Share on other sites More sharing options...
Big Bear Posted July 21, 2017 Share Posted July 21, 2017 I think free 24 is when you let $2 report to Discover every month and they forgive the balance. Netting you $24 a year. What other horrible product pays you $24 a year to say bad things about it to internet strangers? Quote Link to comment Share on other sites More sharing options...
AZCardfan12 Posted July 21, 2017 Share Posted July 21, 2017 (edited) I mashed the luv button almost daily for 2 weeks in latter June ...then I gave up until today ( my statement just cut yesterday). So I said what the heck..i will try again..A few min ago they gave me $3000. That brings my limit to $16,500. My last increase was 6/5/17... Crazy! Sent from my XT1254 using Tapatalk Edited July 21, 2017 by AZCardfan12 Quote Link to comment Share on other sites More sharing options...
Big Bear Posted July 21, 2017 Share Posted July 21, 2017 Congrats, AZ! (maybe $38 is the magical spend to show sufficient experience ) Quote Link to comment Share on other sites More sharing options...
AZCardfan12 Posted July 21, 2017 Share Posted July 21, 2017 Haha..you never know with Disco...kinda like a crazy ex gf! Sent from my XT1254 using Tapatalk Quote Link to comment Share on other sites More sharing options...
Big Bear Posted July 21, 2017 Share Posted July 21, 2017 Haha..you never know with Disco...kinda like a crazy ex gf! Sent from my XT1254 using Tapatalk Even if I get rid of her, she's going to stalk me for up to ten years. Quote Link to comment Share on other sites More sharing options...
Tyra Posted July 21, 2017 Share Posted July 21, 2017 I mashed the luv button almost daily for 2 weeks in latter June ...then I gave up until today ( my statement just cut yesterday). So I said what the heck..i will try again..A few min ago they gave me $3000. That brings my limit to $16,500. My last increase was 6/5/17... Crazy! Congrats! Quote Link to comment Share on other sites More sharing options...
AZCardfan12 Posted July 21, 2017 Share Posted July 21, 2017 (edited) Haha..you never know with Disco...kinda like a crazy ex gf! Sent from my XT1254 using Tapatalk Even if I get rid of her, she's going to stalk me for up to ten years. ROTFL !!! Good one Big Bear.. Last statement I did run $1500 of Gift cards thru it(ms) with about $20 of real spend so I almost broke even...$4.94 +$0.69 MO x 3 is not worth it..but did show usage... Sent from my XT1254 using Tapatalk Edited July 21, 2017 by AZCardfan12 Quote Link to comment Share on other sites More sharing options...
AZCardfan12 Posted July 21, 2017 Share Posted July 21, 2017 (edited) Thanks Tyra.. Sent from my XT1254 using Tapatalk Edited July 21, 2017 by AZCardfan12 Quote Link to comment Share on other sites More sharing options...
CreditCuestions Posted July 25, 2017 Share Posted July 25, 2017 Finally.... I got some luv! I have tried the button twice and was denied. Today I was calling in about a message of "too many payments in a short period of time could cause an 8 day hold." I asked for a manager and she told me they could conference in the bank and verify it the payment has cleared then release the hold. She asked if there was anything else, I said yes I would like to apply for a higher CL so I don't have to make so many payments. She asked the income and rent questions and gave me an additional $500. Then said there is another department that might be able to approve you for more after the transfer the lady said I can give you a $1000 increase. So I went from $500 to $1500 I'm pretty happy about that! P.S. Odd thing is, my scores are about 22 points lower now than they were when I applied via the button and got denied "Dear XX XXX, We're happy to inform you that we have increased your credit line. Your new credit line is: $2,100 of which $200 is available as Cash. This new credit line is due to your overall excellent credit management and is available for you to use in whatever way is best for you. You can check your available credit at Discover.com or on the Discover mobile app. You can also call the number on the back of your card to reach our 100% U.S.-based service team with any questions, any time. As always, thank you for choosing Discover. Sincerely, Discover Card" Before when they gave me $500 I was transferred to another department and they gave me an additional $500 but that was over the phone. Has anyone gotten an auto CLI then called in to get a higher limit? Quote Link to comment Share on other sites More sharing options...
AZCardfan12 Posted July 25, 2017 Share Posted July 25, 2017 (edited) Congrats! $1000 CLI is good... Much better than nothing. Make sure to hit the luv button at 31 and 61 days.. especially after your next statement cuts... or whenever the urge hits u. Sent from my XT1254 using Tapatalk Edited July 25, 2017 by AZCardfan12 Quote Link to comment Share on other sites More sharing options...
CreditCuestions Posted July 25, 2017 Share Posted July 25, 2017 Thanks but it was only $600. 1,500 up to 2,100. I called in to speak with the department that can approve a higher CLI, she said that only when they submit an actual application can you speak with them. FWIW, Every month I max this card and PIF except this last month I only used it twice $2 at amazon an by accident $25 with lyft Last CLI was in January. Quote Link to comment Share on other sites More sharing options...
IndyPoolPlayer Posted July 25, 2017 Share Posted July 25, 2017 12+ months at 49.5K - yet another "not enough experience" letter. Quote Link to comment Share on other sites More sharing options...
ronsetoe Posted July 26, 2017 Share Posted July 26, 2017 been hitting it daily and nothing for me in quite a while. They must spend a ton on postage! Quote Link to comment Share on other sites More sharing options...
backto750 Posted August 1, 2017 Share Posted August 1, 2017 (edited) I've been asking once a month for the last few months. Been denied every time. I tried last week and got my denial letter today. I logged into my account randomly to check my balance and my credit limit has increased from $5,500 to $18,700.. wtf???!!!! Edited August 1, 2017 by backto750 Quote Link to comment Share on other sites More sharing options...
mec Posted August 1, 2017 Share Posted August 1, 2017 Someday in the future I hope to get ahold of a Discover "miles" card. Quote Link to comment Share on other sites More sharing options...
cv91915 Posted August 1, 2017 Share Posted August 1, 2017 I've been asking once a month for the last few months. Been denied every time. I tried last week and got my denial letter today. I logged into my account randomly to check my balance and my credit limit has increased from $5,500 to $18,700.. wtf???!!!! Beautiful CLI. Quote Link to comment Share on other sites More sharing options...
Tyra Posted August 1, 2017 Share Posted August 1, 2017 I've been asking once a month for the last few months. Been denied every time. I tried last week and got my denial letter today. I logged into my account randomly to check my balance and my credit limit has increased from $5,500 to $18,700.. wtf???!!!! Congrats! That's a big bump for them. Quote Link to comment Share on other sites More sharing options...
Big Bear Posted August 1, 2017 Share Posted August 1, 2017 I've been asking once a month for the last few months. Been denied every time. I tried last week and got my denial letter today. I logged into my account randomly to check my balance and my credit limit has increased from $5,500 to $18,700.. wtf???!!!! Well that works! Congrats! Quote Link to comment Share on other sites More sharing options...
credit-credit Posted August 5, 2017 Share Posted August 5, 2017 Can I do this for the mobile app? I sm up for my 5th billing cycle in a few weeks....and a review. Can I love button before then? Quote Link to comment Share on other sites More sharing options...
Big Bear Posted August 7, 2017 Share Posted August 7, 2017 So it's been no luck since something like October '16... I charged $2 last month as mentioned here. The $0 statement just cut so I pushed the button... Two day message. Could this finally be the opportunity to hit 50k? Time will tell... Quote Link to comment Share on other sites More sharing options...
cv91915 Posted August 7, 2017 Share Posted August 7, 2017 So it's been no luck since something like October '16... I charged $2 last month as mentioned here. The $0 statement just cut so I pushed the button... Two day message. Could this finally be the opportunity to hit 50k? Time will tell... Probably an opportunity for a new FOAD letter. What did you get for $2? Quote Link to comment Share on other sites More sharing options...
racoon786 Posted August 8, 2017 Share Posted August 8, 2017 No luv anymore for me from Discover...I am at 40K limit for the last 8 months on the Discoverit card, tried the request a few time and each time getting the "not enough experience with your current credit limit" explanation. I have used an average of about 2500 a month and don't want to use it too much. Is there a way to get over the hump - perhaps a BT if the fee is less? I want at least one card to hit 50k in 2017 and this is the closest one. Quote Link to comment Share on other sites More sharing options...
ukaserex Posted August 8, 2017 Share Posted August 8, 2017 Unfortunately, every credit profile is different. What works for one person may not work for another. You might try charging up to your current credit limit and carry a balance - which any other lender would get nervous about. Or you could try charging a $2 amazon gift card and PIF. Either one could work, or set off some flag where they reduce your limit. The truth is - although more credit is better than less, unless you are typically using more than 30% of what you have available, in Discover's minds, you don't need any more. Maybe give them a call and explain why you need more. You get the right CSR, they may boost you just because they can. Quote Link to comment Share on other sites More sharing options...
Big Bear Posted August 8, 2017 Share Posted August 8, 2017 So it's been no luck since something like October '16... I charged $2 last month as mentioned here. The $0 statement just cut so I pushed the button... Two day message. Could this finally be the opportunity to hit 50k? Time will tell... Probably an opportunity for a new FOAD letter. What did you get for $2? You mean new opportunity for them...to send me half of the amount of FOAD letters. I'm intrigued because I have had nothing but instant denials so far this year, and that $2 went towards an Amazon gift card. What I bought with it...not sure. I'm sure it went towards a subscribe and save or random purchase. Quote Link to comment Share on other sites More sharing options...
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