Jump to content

Discover luv button fixed: Your credit line has been increased.


Recommended Posts

 

 

Forgive me, but I haven't read the last several pages of this thread.

 

I have seen that the consensus develop that 17 days seems to be within the safety zone for an additional CLI. I also experienced firsthand that 14 days is too soon.

 

Has anyone had success at 15 or 16 days?

 

I recall a couple successes at 16, but not consistently. Can't remember 15.

 

I believe everyone who was successful on their first CLI has also been successful on every subsequent 17-day attempt so far.

 

 

17 seems to be the safety zone then. I'd like to see more people who don't care about the outcome report what happens at 15 and 16.

 

I would try again, but since I've already gotten a decline I'm not sure my next approval would be very telling at this point.

 

 

Try again now.

From what I recall, the decline from an early request doesn't affect the 17 days clock (see below).

 

Mash that button, cv. :grin:

 

 

 

Recent SP CLI requests:

5/ 3/2014 $1000 automated phone

9/17/2014 $1500 online

12/20/2014 $1000 automated phone

3/30/2015 $1000 online

4/22/2015 $1500 online

5/ 5/2015 $1100 online (pending)

 

Well, I kept submitting CLI requests since the 5th. Today It finally accepted it, but for $1500.

 

Just as a previous poster stated, it was 16 days.

 

Edited by tweak
Link to post
Share on other sites

  • Replies 6.9k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Popular Posts

It has been a while, so I requested a CLI. They asked for proof of income via fax or mail. I chose mail. They bumped it up to $63,500. This card started out with a $2,000 CL. It took 13.5 years of sem

$500 to $29800.  First CLI appr on this card in 13 mo.  (Last CLI $5k; card has had very limited use in the last year)   Interestingly, the CLI request form didn't request "Available Assets"

👍 Tire scrub: the enemy of your enemy is your friend. 

 

 

 

Forgive me, but I haven't read the last several pages of this thread.

 

I have seen that the consensus develop that 17 days seems to be within the safety zone for an additional CLI. I also experienced firsthand that 14 days is too soon.

 

Has anyone had success at 15 or 16 days?

 

I recall a couple successes at 16, but not consistently. Can't remember 15.

 

I believe everyone who was successful on their first CLI has also been successful on every subsequent 17-day attempt so far.

 

 

17 seems to be the safety zone then. I'd like to see more people who don't care about the outcome report what happens at 15 and 16.

 

I would try again, but since I've already gotten a decline I'm not sure my next approval would be very telling at this point.

 

 

Try again now.

From what I recall, the decline from an early request doesn't affect the 17 days clock (see below).

 

Mash that button, cv. :grin:

 

 

CREDIT LINE INCREASE REQUEST
Your credit line increase of $1,000 is complete.
Link to post
Share on other sites

 

 

 

 

 

 

Just got (2) CLI's for my dad. 2k and 1k.

On one card, or two different Discovery cards?

2 different cards

Gotcha. I still don't want another one. :lol:

You still do... You just can't admit it :D

Link to post
Share on other sites

 

 

 

 

Forgive me, but I haven't read the last several pages of this thread.

 

I have seen that the consensus develop that 17 days seems to be within the safety zone for an additional CLI. I also experienced firsthand that 14 days is too soon.

 

Has anyone had success at 15 or 16 days?

 

I recall a couple successes at 16, but not consistently. Can't remember 15.

 

I believe everyone who was successful on their first CLI has also been successful on every subsequent 17-day attempt so far.

17 seems to be the safety zone then. I'd like to see more people who don't care about the outcome report what happens at 15 and 16.

 

I would try again, but since I've already gotten a decline I'm not sure my next approval would be very telling at this point.

Try again now.

From what I recall, the decline from an early request doesn't affect the 17 days clock (see below).

 

Mash that button, cv. :grin:

 

 

 

CREDIT LINE INCREASE REQUEST

Your credit line increase of $1,000 is complete.

Dude! Awesome! Congrats! Bet you'll use it as much as I do now. :)

Link to post
Share on other sites

 

 

 

 

 

Forgive me, but I haven't read the last several pages of this thread.

 

I have seen that the consensus develop that 17 days seems to be within the safety zone for an additional CLI. I also experienced firsthand that 14 days is too soon.

 

Has anyone had success at 15 or 16 days?

 

I recall a couple successes at 16, but not consistently. Can't remember 15.

 

I believe everyone who was successful on their first CLI has also been successful on every subsequent 17-day attempt so far.

17 seems to be the safety zone then. I'd like to see more people who don't care about the outcome report what happens at 15 and 16.

 

I would try again, but since I've already gotten a decline I'm not sure my next approval would be very telling at this point.

Try again now.

From what I recall, the decline from an early request doesn't affect the 17 days clock (see below).

 

Mash that button, cv. :grin:

 

 

 

CREDIT LINE INCREASE REQUEST

Your credit line increase of $1,000 is complete.

Dude! Awesome! Congrats! Bet you'll use it as much as I do now. :)

Does that mean still no usage? ;)

Link to post
Share on other sites

I did on search on this thread and didn't get any results....so....how long after you activate a new card do you wait to request the first CLI?

 

I got my first CLI 77 days after the opening date.

Link to post
Share on other sites

 

 

Forgive me, but I haven't read the last several pages of this thread.

 

I have seen that the consensus develop that 17 days seems to be within the safety zone for an additional CLI. I also experienced firsthand that 14 days is too soon.

 

Has anyone had success at 15 or 16 days?

 

I recall a couple successes at 16, but not consistently. Can't remember 15.

 

I believe everyone who was successful on their first CLI has also been successful on every subsequent 17-day attempt so far.

 

 

17 seems to be the safety zone then. I'd like to see more people who don't care about the outcome report what happens at 15 and 16.

 

I would try again, but since I've already gotten a decline I'm not sure my next approval would be very telling at this point.

 

Winner at 16. They should add slot machine sound effects and graphics to that page.

Edited by Tyra
Link to post
Share on other sites

 

 

 

 

has anyone received more than $1500 at a time? just curious.

 

Got $3k first two times and $1k this week.

are you following the 17 day plan?

No, I didn't know there was a 17 day thing until last week. I figured I'd just try once a month and see if I get lucky. I started a thread before this one on discover giving me a CLI. I could prob get the date ranges with a little investigation.

If you saved your emails,

there will be emails for each CLI from "Discover Card" with subject "Your Credit Line has been Increased".

 

Okay after digging around

3/1 $3k increase

4/6 $3k increase

5/9 $1k increase

 

So I'm well over 17 days.

Link to post
Share on other sites

Just a question for the experts and those who have much more experience than me..... :grin: Will a Discover with a large CL be able to act as a Prybar with other Banks/CU's?

 

Thanks,

 

Manny

Sure. Get that puppy up to 50K and you are golden.

Link to post
Share on other sites

232 days left in the year. That's 13 more chances to do this if it goes all year.

 

And even if I go all year getting $500 more ever 17 days, it still doesn't match my highest limit.

 

The card is still a turd - but much less of one.

Edited by ElGringo
Link to post
Share on other sites

My last (of 3 successful) 17 days later attempt got the "we'll get back to ya" response. Today I got a letter saying:

 

INSUFFICIENT EXPERIENCE WITH CURRENT LIMIT ON DISCOVERy CARD

 

Oh well, I got it up to $15,500

Edited by clutchcargo
Link to post
Share on other sites

My last 17 days later attempt got the "we'll get back to ya" response. Today I got a letter saying:

 

INSUFFICIENT EXPERIENCE WITH CURRENT LIMIT ON DISCOVER

 

Please recap your dates and CLIs.

 

You might be the first person denied on subsequent 17-day attempts.

Link to post
Share on other sites

 

My last 17 days later attempt got the "we'll get back to ya" response. Today I got a letter saying:

 

INSUFFICIENT EXPERIENCE WITH CURRENT LIMIT ON DISCOVER

 

Please recap your dates and CLIs.

 

You might be the first person denied on subsequent 17-day attempts.

 

 

 

That's what I was thinking too. I don't have exact dates, but I received a $1500 auto CLI right before all this started. A week later I saw this thread and waited, while I read for a week or so. I mashed and got another $1500. The 17 day theory started to form and I requested two more using that strategy successfully. 4th manual attempt got the 'wait and see' and a week later I received hard copy with the above reason for denial.

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Similar Content

    • By MarvBear
      A "backdoor number" is one that gets you past frontline CSR's directly to Credit Analysts / Credit Departments / Account Managers / Account Specialists (different lenders call 'em different things) - these people/departments have decision-making abilities far beyond frontline CSR's; they can take and review requests for reconsideration of denied CC apps or CLI requests, APR reductions, etc. and implement their decisions.
       
      I can continuously update this first post with the latest information if everyone will post to this thread.  I'll make the change and acknowledge.  We deeply appreciate your participation.
       
      Amazon (store card): see Synchrony (GE)
      AMEX:                      (Oasis Program)
      AMEX: 866-314-0237 (new app status)
      AMEX: 800-582-6471 (recon with frozen EX for pin)
      AMEX Business charge cards - (877) 399-3083
      AMEX Credit Bureau Unit: 800-874-2717 (Must have a current credit report before calling. They will ask for the account number from the credit report, which is different from your card number)

      Barclays: 888-232-0780 (Customer Care)
      Barclays: 866-408-4064 (Credit Analyst)
      BBVA Compass Bank: (American Express Card issues only) 866-246-2924
      Best Buy: 877-420-0001
      Best Buy: 888-908-9890 (Credit Analyst, existing accounts only)
      BofA: 888-260-4696 (secured accts.)
      BofA: 800-824-5895 (secured & partially secured accts.)
      BofA: 704-386-5687 (Office of the CEO)
      BofA: 888-500-6270 (Credit Dept. Fax)
      BofA Business: 877-665-5023 (Analyst/UW)
      BofA Business: 877-665-5023 (New applications)
      BofA Business: 800-442-1043

      Cap1: 800-625-7866 (Account Specialist)
      Cap1: 800-951-6951 (cust. relations)
      Cap1: 800-548-4593 (application department; status)
      Cap1: 800-889-9939, 800-625-7866 (Account Specialist)
      Cap1: 877-513-9959 (Account Retention?)
      Cap1: 800-258-9319 (Debt Recovery)
      Cap1: 866-280-0118, 800-955-1455 (EO) (Nerfed in general)
      Cap1 Secured Platinum: 800-219-7931 (deposit taker, can speak to credit analyst)

      Chase: 800-432-3117 (App status)
      Chase Executive Office  800-242-7399
      Chase Personal CC Recon 888-270-2127
      Chase Business CC Recon 800-453-9719
      Chase: 800-453-9719 (Business card lending)
      Chase Lending - 888-609-7805 (Credit Analysts)
      Chase: 800-242-7399
      Chase: 800-955-9900 (Product change status questions)
      Chase: 888-298-5623 (Consolidation - M-F 8am-10pm EST)
      Chevron/Texaco Biz Card App Status: 888-243-8358
      Citi: 800-645-7240, 800-288-4653 (Citi Business)
      Citi: 800-750-7453 (Business)
      Citi 888-201-4523 (Personal)
      Citi: 718-248-0847 (EO)
      Citi: 800-695-5171 (New Accounts UW)
      Citi: 605-331-1698 (EO - CC division)
      Citi Credit Bureau Dispute Fax: 866-713-5028
      Comenity: 800-303-1368 (Consumer Relations - Recon)

      Discover: 888-676-3695 (New Accounts)
      Discover: 866-305-7691 (Direct Line TO CS)
      Discover: 866-222-0536 (EO)

      Elan: 800-364-9648 (CC underwriting, business and personal)
      Equifax: 800-846-5279 (Direct to Rep)
      Equifax Executive Office 404-885-8000
      Experian: 800-493-1058, 800-208-9232 (9AM-5PM ET, need report number from EX)
      ExxonMobil Biz Card: 800-903-9966

      FIA: See Elan
      FNBO: 800-444-6220

      GEMB: 877-294-7541 (escalated help desk)

      Haverty's/Sync: 800-333-1082
      Home Depot Store Card: 800-677-0232 (Credit Analyst)
      Home Depot Store Card: 423 467 6957 (App Status/Recon)
      Home Depot MC (Commercial): 800-720-0649
      Home Depot: 800-685-6691 (Commercial)
      Hooters: 801-545-6705, 800-850-4668
      HSBC: 866-574-4421 (App Status)
      HSBC: 866-719-3897 (Credit Analyst)

      JC Penney: 800-542-0800
      Juniper: 866-408-4064 (Credit Analyst)
      Juniper/Barclays: 866-750-6031 (Corp. Offices)

      Key Bank: 888-201-4523 (App status)
      Key Bank: 800-254-2737
      Key Bank MC: 800-288-4653
      Key Bank Credit Research Fax: 216-357-6400

      Lowes: see Synchrony (GE)

      Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)
      Macy's: 800-543-9617 (Recovery Services)
      Marvel: see Synchrony (GE)
      Meijers MC: 801-517-5560

      National City: 800-762-0974 (Credit Dept.)
      Nationwide Visa: 866-757-2720 (App. status)
      Nordstrom: 800-964-1800 (CLI)

      Orchard: 800-395-6090 (May get answered in Spanish by bilingual CSR's. If this happens and you don't speak Spanish, either try again later or try saying "Habla ingles?" or "Ingles, por favor" to let them know you're an English-speaker)

      Philips 66: 866-289-5630, 800-610-1961
      PNC Bank: 800-762-2117 (Business CC)
      PNC Bank: 877-562-0150 (Business UW)

      Sam's Club: 800-301-5546 (Underwriting)
      Sears: 800-599-9710 (App status)
      Shell Fleet Card: 800-223-3296 (App status)
      Shell: 800-223-3296, 866-438-7435
      Shell: 800-377-5150
      Staples: 800-767-1291, 800-282-5316
      Sunoco Corp. Card: 800-935-3387, 800-278-6626
      Sunoco: 800-310-4773
      Synchrony (GE): 800-240-0512, 800-480-0205 (Biz)
      Synchrony (GE): 800-588-4290 (Consumer)
      Synchrony (GE): 877-379-8175 (Sr UW)
      Synchrony (GE): 888-885-6937 (Verification)
      Synchrony (GE): 800-333-1082 (Haverty's)
      Synchrony (GE): 866-519-6441 (Marvel CC, Sr UW)

      Target Biz Card: 800-440-5317
      Tiffany: 800-770-0800
      Transunion: (312) 466-7719 (Corporate Office Resolution Team Voicemail)
      Transunion: (610) 546-4600 (Corporate Office, need extension or last name to search directory)

      USAA Bank Secured Platinum: 800-344-5696 ext 38763 (secured product specialist)
      US Bank: 800-685-7680 (Underwriting)
      US Bank Secured Platinum: 800-344-5696 (underwriters for secured product)

      Valero: 877-882-5376

      Walmart (Sync): 877-379-8175 (Sr UW)
      Walmart (Sync): 877-969-5302 (Verification)
      Wells Fargo: 866-677-1128 (CC Executive Office)
      Wells Fargo: 844-576-6424 (Executive Office)
      Wells Fargo: 877-514-3717 (Amex Propel Credit Svcs)
      Wells Fargo: 844-879-4824 (Direct # for Product Change Credit Svcs)
      Wright Express: 888-743-3893   
       
    • By Genie
      Hello, I'm looking for the best card to pay for a $4k purchase. I've got the money but I'd like to use a card that will get me the most value back like in cash back or sign up bonus for spending a large amount. This is an orthodontist purchase but I want to get the most bang for my money.
       
      I have: AmEx everyday preferred, Capital One secure, CreditOne platinum.
      My relative has Discover it.
       
      I hope y'all can help with this!
       
       
    • By StarkRaven$
      Before joining CB's I had no knowledge or appreciation of credit card rewards. When I was rebuilding my credit I noticed under the "advanced tab" posts discussing rewards but at the time I assumed I would never have a use for that. In other words, I simply didn't understand it. Fast forward to today, For Christmas I bought my grandson a limited edition LA Rams Eric Dickerson tee shirt and covered the entire cost through rewards simply by paying my utility bills and using my US Bank cc. 
       
      Seriously! If someone was to tell me I could do that four years ago, I would just tune out and dismiss it in my mind. So thank you very much for all the invaluable education here on Creditboards. You all are amazing!
    • By Jeff15
      I got some help previously about opening new accounts, but I was curious more about the impact and possible ramifications. I only have 1 credit card in my name, and it only reports on Experian and TransUnion. The rest are AU cards. I have 8 accounts on Experian and TransUnion and AAoA of about 21 years. My Equifax report is a bit thinner. I pulled CCT, and I'm at 777 EX, 782 TU, and 789 EQ. I have been thinking about about a PenFed credit card and an AMEX revolver. I also may be cosigning a small student loan. I'm not certain on this yet, but it's a possibility. I know that this will cause a score hit of some sort (drop in AA), but I'm not sure how severe. I was thinking about forgoing PenFed and just doing AMEX, but I can't make up my mind. Can anyone give me some insight? I would like to avoid permanently damaging my report in some way. I don't know if 2 cards in such a short time is too much. I appreciate any help.
    • By StarkRaven$
      My Amex Everyday Card Preferred sign up bonus pts were added to my card yesterday. The sign up bonus for at least $1K spend within three months is 15K additional points. It's on their website and I confirmed it with Amex over the phone. In the fine print bonus pts will not increase or apply to 50% more pts if you make 30 or more purchases within a statement period. They added 25K pts instead! I'll gladly take the extra 10K pts. Just hope they don't correct later.  Has that ever happened to anyone before?
       
      DESCRIPTIO     AEDP $2k Spd/25k MR Pts These points have been added because of an offer or qualifying purchases made.




  • Member Statistics

    • Total Members
      183,036
    • Most Online
      2,046

    Newest Member
    PhDScholar
    Joined
×
×
  • Create New...

Important Information

Guidelines