DCU FICO up. March 2015

[pwd847]

I am super happy to be 365 + 12 days into my rebuilding. As of the 27th of March 2015 my EQ FICO is 698. By Monday I expect my Total Rewards Visa to be reporting 6 months of history on all 3 CRA's. I think I am about to enter the 700 club!!!!!

 

 

 

 

(As a backup my Discover IT hits 1 year on the 6th, so either way I think I'm in)

[mrjuggalo9er]

I am super happy to be 365 + 12 days into my rebuilding. As of the 27th of March 2015 my EQ FICO is 698. By Monday I expect my Total Rewards Visa to be reporting 6 months of history on all 3 CRA's. I think I am about to enter the 700 club!!!!!

 

 

 

 

(As a backup my Discover IT hits 1 year on the 6th, so either way I think I'm in)

 

Nice

[Rebuilding2010]

Is this still with a loan or credit card only?

[mrjuggalo9er]

Is this still with a loan or credit card only?

Have to opt in get it for having am account

[Najus]

Is this still with a loan or credit card only?

You can get it with the Free Checking account. Just have to opt in.

 

Basic Benefits

Free Visa®debit card

Free online, mobile, and branch access

Get your pay up to 2 days early with direct deposit

Unlimited check writing

Free online Bill Payer

Free DCU ATMs

FICO® credit score

[hyschmied]

Nice pwd.

 

My DCU = 708 Up from 663 last month. (Bad utilization)

[TexasRN]

+1 711

[Vettecor]

GREAT job and congrats !!!

Edited March 28, 2015 by Vettecor

[tmkats]

+12 637 and exactly 30 points lower than my '08 month to month and went up the exact same amount of points that my '08 did a few weeks ago.

[mendelssohn]

Still at 725.

[rjb75]

-4 to 750. Have some extra funds from vacation on a card that I didn't get the chance to pay before the statement cut.

[TomBos]

Feb 619...... March 636. Slowly climbing

Edited March 28, 2015 by TomBos

[trinity911]

Did I dream it, or did I read somewhere here that the score that DCU shows is what mortgage lenders use?

[tmkats]

Did I dream it, or did I read somewhere here that the score that DCU shows is what mortgage lenders use?

 

That's right. DCU is EQ 04 which is what mortgage lenders use.

[cv91915]

738. Down 14.

 

All of my 08s are over 800.

 

Puzzling.

[nateinva]

Up to 697 from 678 last month.

[shifter]

Puzzling.

my 04 has been going up and down 15-30 points every month for no apparent reason.

[JennyAZ]

Can I ask how the score appears for you? I joined DCU last month. When I click on the tabs and get to FICO score it just says I am opted in. There is no score displayed.

Do they email you the score or does it display on their website? Thanks.

[shifter]

it comes as a secure message.

[lilyflower]

Congrats to the OP, you're definitely going to hit 700 soon

 

 

As for me 707, same as last month - damn near obsolete CO is what's holding me back. I should also get a pretty good bump come summer when a lot of the newer cards I have hit six months.

[JennyAZ]

it comes as a secure message.

Thanks, Shifter, now I see it.

[HoustonLynne]

FINALLY...EQ04 digs me.

 

813 (+26)

[lilyflower]

FINALLY...EQ04 digs me.

 

813 (+26)

 

Whoa, that is AWESOME

[almostanonymous]

769 (-4)

 

I'm assuming due to a new account / INQ this month. Paid down all balances to 1% on a single card vs 4 reporting balances at 4% on previous pull.

[NoPresetSnarkLimit]

Mine hasn't moved once in the 6 months I've had the account