Jump to content

M$ speed bumps


Konrad2012
 Share

Recommended Posts


 

 

 

I guess this is even worthwhile on a 2% cash back card (not that I have any) ... just doing it on my INK card so far... I should start doing this on multiple cards.

 

A 2% CB card is better than the INK card. MR points are worth around 1.6cpp.

And the debate foes on

There is no debate on this. That is the true market value of MR points. Just like the $2 trick you might want to yield to the pros in this area.

Except that KB wants to specifically redeem points towards F tickets to South or SE Asia.

Link to comment
Share on other sites

 

 

 

 

I guess this is even worthwhile on a 2% cash back card (not that I have any) ... just doing it on my INK card so far... I should start doing this on multiple cards.

A 2% CB card is better than the INK card. MR points are worth around 1.6cpp.

And the debate foes on

There is no debate on this. That is the true market value of MR points. Just like the $2 trick you might want to yield to the pros in this area.

Except that KB wants to specifically redeem points towards F tickets to South or SE Asia.

 

Personally then for KB that is probably (I would need the exact flight info to crunch the numbers) the best use but it does not change the true market value of the points/miles used. If KB wants to feel the points have a value of 5, 10 or more cpp then that is great but is not true. The same way if someone wants to feel that 2% is the way to go with the $2 trick and not $2 more power to them but that is also not true.

Link to comment
Share on other sites

trying to figure out if this M$ is worth it (not to meet minimum spend for large bonus)

 

even with 5x points and a point is valued at .85 I would have to make 10 trips to the store and hopefully find someone to sell me 5 GC's. Then 10 trips to a money gram and hope that the MO goes through without a hitch.

 

5.95 per GC to get to 58820 points for a $500 gift card would net me $351 after fees, but that does not include gas and how much one values their time, it just doesn't seem worth the hassle at all.

 

I am not a traveler so I only think about the $500 VGC reward.

Link to comment
Share on other sites

Can someone PM me the 5x gas station? Having trouble figuring out what you guys are talking about or maybe it doesn't apply in N Cali.

 

Also, Konrad is right. I am not doing M$ to make an extra few bucks a year. I am doing it so that I can grab my lady and fly her first class some day to Bali. Something I would never otherwise be able to afford (or be willing to spend money on if I could)

Link to comment
Share on other sites

Anyone with a Fidelity American Express know if FIA world points mall is gone?

 

I was searching for it last night but it seems like only bank of American world points mall comes up. When I log into BofA world points mall it says I don't have a qualifying product.

Link to comment
Share on other sites

I am considering using the wife's "discovery" for a little ice cream shopping. Which are the easiest cards to convert to cash?

YMMV, you have to go put in the work and find out. Unless someone on the forum shares your turf.

Link to comment
Share on other sites

 

Albertsons has an in-store sale thru Jun 21st.

Buy a VGC for $100+, get a $10 off coupon for your next grocery purchase of $25+ in the next 7 days.

Do you have a link to the ad?

I saw it in-store on the GiftCardMall display rack. I'll be going there again today or tomorrow if you want to pm me your email I'll snap an image of the verbiage.

Link to comment
Share on other sites

 

 

Albertsons has an in-store sale thru Jun 21st.

Buy a VGC for $100+, get a $10 off coupon for your next grocery purchase of $25+ in the next 7 days.

Do you have a link to the ad?

I saw it in-store on the GiftCardMall display rack. I'll be going there again today or tomorrow if you want to pm me your email I'll snap an image of the verbiage.

I can take a look when I'm there later. I have Albertsons around the corner from me.

Link to comment
Share on other sites

Also, Konrad is right. I am not doing M$ to make an extra few bucks a year. I am doing it so that I can grab my lady and fly her first class some day to Bali. Something I would never otherwise be able to afford (or be willing to spend money on if I could)

You should reconsider your strategy then. IMHO you would be better off churning CC for the signup bonuses.

Link to comment
Share on other sites

 

 

 

Albertsons has an in-store sale thru Jun 21st.

Buy a VGC for $100+, get a $10 off coupon for your next grocery purchase of $25+ in the next 7 days.

Do you have a link to the ad?

I saw it in-store on the GiftCardMall display rack. I'll be going there again today or tomorrow if you want to pm me your email I'll snap an image of the verbiage.

I can take a look when I'm there later. I have Albertsons around the corner from me.

 

It definitely doesn't have the verbiage where you can only buy $50 or $100 denominations for the coupon like the last ones have

Link to comment
Share on other sites

 

Also, Konrad is right. I am not doing M$ to make an extra few bucks a year. I am doing it so that I can grab my lady and fly her first class some day to Bali. Something I would never otherwise be able to afford (or be willing to spend money on if I could)

You should reconsider your strategy then. IMHO you would be better off churning CC for the signup bonuses.

 

 

I am doing that also :)

Link to comment
Share on other sites

 

 

Also, Konrad is right. I am not doing M$ to make an extra few bucks a year. I am doing it so that I can grab my lady and fly her first class some day to Bali. Something I would never otherwise be able to afford (or be willing to spend money on if I could)

You should reconsider your strategy then. IMHO you would be better off churning CC for the signup bonuses.

 

 

I am doing that also :)

 

Then you should be able to rack up enough points to take your lady to Bali in no time.

Link to comment
Share on other sites

 

 

 

 

Albertsons has an in-store sale thru Jun 21st.

Buy a VGC for $100+, get a $10 off coupon for your next grocery purchase of $25+ in the next 7 days.

 

Do you have a link to the ad?

I saw it in-store on the GiftCardMall display rack. I'll be going there again today or tomorrow if you want to pm me your email I'll snap an image of the verbiage.

I can take a look when I'm there later. I have Albertsons around the corner from me.

It definitely doesn't have the verbiage where you can only buy $50 or $100 denominations for the coupon like the last ones have

I take this back. It definitely had the verbiage where only $25 and $50 denominations count. Guess I don't read well on cold medicine.

Link to comment
Share on other sites

Shot down at Kmart using Sears GC to purchase a VGC. Whole screen lit up saying only cash, check, credit or pin debit for 3rd party gift card purchases. At this location at least, you'd have to find someone who just didn't GAF about their job to even see if the register would accept it for payment...let alone do it repeatedly scaled up

Link to comment
Share on other sites

Shot down at Kmart using Sears GC to purchase a VGC. Whole screen lit up saying only cash, check, credit or pin debit for 3rd party gift card purchases. At this location at least, you'd have to find someone who just didn't GAF about their job to even see if the register would accept it for payment...let alone do it repeatedly scaled up

Yeah I saw that on fatwallet about Kmart not accepting Sears GC for Visa anymore.

Link to comment
Share on other sites

 

 

 

 

 

Albertsons has an in-store sale thru Jun 21st.

Buy a VGC for $100+, get a $10 off coupon for your next grocery purchase of $25+ in the next 7 days.

 

Do you have a link to the ad?
I saw it in-store on the GiftCardMall display rack. I'll be going there again today or tomorrow if you want to pm me your email I'll snap an image of the verbiage.
I can take a look when I'm there later. I have Albertsons around the corner from me.

It definitely doesn't have the verbiage where you can only buy $50 or $100 denominations for the coupon like the last ones have
I take this back. It definitely had the verbiage where only $25 and $50 denominations count. Guess I don't read well on cold medicine.

How much are the small denomination cards? Is it buy one or buy greater than $100 of the $25-$50 cards?

Link to comment
Share on other sites

trying to figure out if this M$ is worth it (not to meet minimum spend for large bonus)

 

even with 5x points and a point is valued at .85 I would have to make 10 trips to the store and hopefully find someone to sell me 5 GC's. Then 10 trips to a money gram and hope that the MO goes through without a hitch.

 

5.95 per GC to get to 58820 points for a $500 gift card would net me $351 after fees, but that does not include gas and how much one values their time, it just doesn't seem worth the hassle at all.

 

I am not a traveler so I only think about the $500 VGC reward.

 

If you have a reliable Kate, you have other options. You can always place an order online and then go deposit them to Kate.

Link to comment
Share on other sites

 Share

×
×
  • Create New...

Important Information

Guidelines