Finally Reached $100K

[Losluv]

Good morning CBers. Just wanted to give some thanks to this forum for helping me on my ongoing journey from BK to someday 800's. I joined this forum two years ago with scores in the low 600's and $1500 in available credit.

 

I made some mistakes along the way, like too many store cards and maybe too many accounts overall. But this morning, I added up everything and realized I was over the $100k mark with scores in the high 600's, low 700's. I still got a loooong way to go till prime, but with 5 TL's at $10K or more, I feel like I'm finally making progress! Best of all, I financed a car at 1.49%, not the usual high interest BKers get stuck with.

 

None of it would have been possible without the wisdom and humor of this board. Thank you CB!

[soundtraxx]

Great job man!

 

I never had a BK but I'm in the 400s and low 500s now; you give me hope that it can be turned around soon.

[Losluv]

Great job man!

 

I never had a BK but I'm in the 400s and low 500s now; you give me hope that it can be turned around soon.

Read Mendelssohn's journey thread. I've learned a lot from him - he's wicked smart and gives solid advice, as do most folks on CB! Good luck!

[hyschmied]

That's great news. Reading through your other threads also and now I think I should stop ignoring Barclays. Seems like they have treated you well. Not sure which card to start with though.

Nice work!!

[nateinva]

Good morning CBers. Just wanted to give some thanks to this forum for helping me on my ongoing journey from BK to someday 800's. I joined this forum two years ago with scores in the low 600's and $1500 in available credit.

 

I made some mistakes along the way, like too many store cards and maybe too many accounts overall. But this morning, I added up everything and realized I was over the $100k mark with scores in the high 600's, low 700's. I still got a loooong way to go till prime, but with 5 TL's at $10K or more, I feel like I'm finally making progress! Best of all, I financed a car at 1.49%, not the usual high interest BKers get stuck with.

 

None of it would have been possible without the wisdom and humor of this board. Thank you CB!

Congrats to you!!! That is really great progress and a good milestone to hit!

 

Don't worry about "too many accounts" as it will pay off in the long run by making your AAOA solid as a rock. When you open new accounts in a few years it will have almost zero impact on your AAOA going forward.

[Losluv]

That's great news. Reading through your other threads also and now I think I should stop ignoring Barclays. Seems like they have treated you well. Not sure which card to start with though.

Nice work!!

Start with the Barclay Rewards card. It seems to be their starter card, but I was able to grow mine and then move the limit to my Arrival later. I love Barclay.

[Losluv]

 

Good morning CBers. Just wanted to give some thanks to this forum for helping me on my ongoing journey from BK to someday 800's. I joined this forum two years ago with scores in the low 600's and $1500 in available credit.

I made some mistakes along the way, like too many store cards and maybe too many accounts overall. But this morning, I added up everything and realized I was over the $100k mark with scores in the high 600's, low 700's. I still got a loooong way to go till prime, but with 5 TL's at $10K or more, I feel like I'm finally making progress! Best of all, I financed a car at 1.49%, not the usual high interest BKers get stuck with.

None of it would have been possible without the wisdom and humor of this board. Thank you CB!

 

Congrats to you!!! That is really great progress and a good milestone to hit!

 

Don't worry about "too many accounts" as it will pay off in the long run by making your AAOA solid as a rock. When you open new accounts in a few years it will have almost zero impact on your AAOA going forward.

Thanks nate! My AAOA is 4 years despite opening way too many cards, thanks to my oldest negative TL being 11yrs. But my negs start dropping off next year and I will be in a pickle then-lol! Praying for Amex in 2016 and 1989 D*

[nateinva]

4 years is great! I hit 800 with a 2.8 year AAOA. I'm waiting for my D* accounts to report next month to see how much it helps. I have tons of new accounts too so it's going to take a lot of 1990 D* to move my AAOA up.

[mendelssohn]

Congrats!

[CameraSnaps]

Congratulations!!!

[popamode72]

Congrats!

[Quietman]

Awesome!!

 

 

Sent from my iPhone using Tapatalk

[ubercat]

 

Love it! Congrats!

[cv91915]

Nice! Pat yourself on the back, or in the place of your choosing!!

 

[trinity911]

Way to go, BK twin! That has to feel good!

[Losluv]

Thanks for the congrats all- cv, I owe a big thanks to you. Your wit and sound advice are invaluable to me and this board. I think of you when I look at my new truck and know I wasn't eaten alive by a finance guy!

 

You're a blessing!

[cv91915]

Thanks for the congrats all- cv, I owe a big thanks to you. Your wit and sound advice are invaluable to me and this board. I think of you when I look at my new truck and know I wasn't eaten alive by a finance guy!

You're a blessing!

I'm glad you got some sexy new wheels. Enjoy them!!

[blqbutterfly]

Congrat this is awesome....