Target Store Card CLI - When??

[TX-Bluebonnet]

I recieved an email today with the subject of: Do we have correct information for you? Please check.

 

My first thought was, maybe Target's getting ready to roll out some CLIs. But the only things available to update are my billing address and phone number(s). No place to enter income. I wonder how they determine CLIs without that bit of info? But, more importantly, when can I expect to see an increase?!?

 

Linda

[lilyflower]

Most likely never. I've had my card since July 2013. Have used it, never late, great credit across the board. Still only the same crappy $200 limit

[mrjuggalo9er]

Never

[Losluv]

Never. Finally closed the POS.

[Najus]

You have a better chance of seeing a Unicorn than a Target CLI

[parisamour]

Never

 

Mine never received a CLI from the original 200.00

[dansamy]

You have a better chance of seeing a Unicorn than a Target CLI

 

I did get a CLI on my Target card. It started at $400(?) I think. It's $700 now.

[Honeyb2fly]

I got my Target Card last July with a $1,000 limit and right before black Friday they gave me a $500.00 increase. I called and asked about an increase and they say they review periodically and they asked for my income so maybe I'll get another one soon.

 

-H

[Losluv]

 

You have a better chance of seeing a Unicorn than a Target CLI

I did get a CLI on my Target card. It started at $400(?) I think. It's $700 now.

Lucky! There are a few rare individuals who have gotten some Target love. I gave up.

[upnorth85]

I got one a couple of months back. I received $2,500 I think. I am hoping they convert these to Master card credit cards with chip and pin later this year.

[dansamy]

 

 

You have a better chance of seeing a Unicorn than a Target CLI

I did get a CLI on my Target card. It started at $400(?) I think. It's $700 now.

Lucky! There are a few rare individuals who have gotten some Target love. I gave up.

Maybe it makes up for the $20 CLI I got on my HSBC card way back when. Which then stayed at $320 until over a year after Cap1 inherited the account. :ROFL: Edited February 26, 2015 by dansamy

[Mz. Bennett]

 

 

You have a better chance of seeing a Unicorn than a Target CLI

I did get a CLI on my Target card. It started at $400(?) I think. It's $700 now.

Lucky! There are a few rare individuals who have gotten some Target love. I gave up.

 

I must be part of the "rare" group because they give me a CL increase about every 6 mos. I started at 300 in 2013 and my credit limit increased to 1200 in 2014. I'm waiting on my first increase for 2015!

Edited February 26, 2015 by Mz. Bennett

[IndyPoolPlayer]

Lucky you. No CLI from Target since I don't know when here either.

[DCPenal]

None.

Opened in 2006.

[JUPITER2928]

I got mine on 12/12 for 200. I just got a CLI about 3 months ago to 400. I keep a zero balance, use it for 70 or so every 6 months and pay it off in 2 months.

[bjml04]

Got our target card in oct or so for 300. It upped to 800 last week.

[Hey Jude]

Clean, 700+ across all reports and I have had this card since 2007, I think and I am stuck at $300. I plan to close it later this year.

[IndyPoolPlayer]

Clean, 700+ across all reports and I have had this card since 2007, I think and I am stuck at $300. I plan to close it later this year.

Might as well keep it in the sockdrawer for age.

[docr2]

I got the same request for information today

[Quietman]

I recieved an email today with the subject of: Do we have correct information for you? Please check.

 

My first thought was, maybe Target's getting ready to roll out some CLIs. But the only things available to update are my billing address and phone number(s). No place to enter income. I wonder how they determine CLIs without that bit of info? But, more importantly, when can I expect to see an increase?!?

 

Linda

 

 

I've had mine since 2007, hasn't budged. However, back then when it was managed by Target, I did go from $500 to $5000 after six months and PC'ed from Red Card to Visa. Nothing since then.

[dansamy]

Ok. So I went back in my statement history to see. My Target RedCard actually started at $500 when I first got it in 2013. Then, it went up to the $700 around Black Friday. It's been stuck for a little over a year now.

 

But I was carrying a balance up until recently. Now that it's PIF, I will try running my monthly grocery budget through there & see what that does. I still won't expect another increase until around October/November.

Edited February 27, 2015 by dansamy

[DollarDog]

Ok. So I went back in my statement history to see. My Target RedCard actually started at $500 when I first got it in 2013. Then, it went up to the $700 around Black Friday. It's been stuck for a little over a year now.

 

But I was carrying a balance up until recently. Now that it's PIF, I will try running my monthly grocery budget through there & see what that does. I still won't expect another increase until around October/November.

They probably gave you a CLI because you paid them interest every month and wanted you to spend even more. Now that you PIF, I doubt you'll see an increase. I use mine monthly and PIF and I've never had a CLI.

[TX-Bluebonnet]

I got the card in Dec 2012 with a $300 CL. It was increased to my current limit of $900 in Dec 2013.

 

Last night I did a bunch of googling about Target CLIs and came across a post where someone said she got her account flagged for a CLI review. So today I called a target rep and asked her if that was true. She said yes, that they just need to have updated info, which turned out to be current income. She said it's now flagged and their system will review it on a monthly basis. I guess there may be hope after all? Don't worry, I'm not holding my breath.

[dansamy]

 

 

Ok. So I went back in my statement history to see. My Target RedCard actually started at $500 when I first got it in 2013. Then, it went up to the $700 around Black Friday. It's been stuck for a little over a year now.

 

But I was carrying a balance up until recently. Now that it's PIF, I will try running my monthly grocery budget through there & see what that does. I still won't expect another increase until around October/November.

They probably gave you a CLI because you paid them interest every month and wanted you to spend even more. Now that you PIF, I doubt you'll see an increase. I use mine monthly and PIF and I've never had a CLI.

The first three months I had the card, I was running thousands of dollars through & PIF frequently because I was hoarding up Disney gift cards at 5% off for a Disney trip.

 

Then, after my trip, I carried a balance for while.

[Mayo]

I just have the target debit card and got the same email.