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Smart Credit now showing all IQ for past 2 years??


daslim1
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Went from 2 to 20, score dropped 99 points on SC.

So, the consensus is, just keep pulling and hope they drop off again?

 

FAKE SCORE

 

CV,

 

Yeah, I know, I ignore that, just added that as a point of reference.

The reinsertion is the main concern.

I'm sure SC is happy because it means longer B* and some will need to restart B*

 

 

How does a fake point of reference help anyone, ever? That's like saying to get from Dallas to San Antonio you need to head toward the moon and take a right at the sun.

 

Great analogy

A significant drop, as opposed to an increase or no change?

CCMP, CK dropped too but, not appreciably.

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This ruined my day off...was hoping to cancel TUP and SC after my last 2 fell off....now I'm back to 17!

It's an awful lousy disappointment to wake up to for sure, some even more so then others.

 

But yeah, not only is the day ruined but now i'll be on edge until I see them begin to dissipate again.

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It's interesting to see how far credit scores are dropping due to the *R, I thought inq's were not supposed to affect scores that much.

Are the score drops due to being the only "negative" on these reports?

 

Remember these are FAKOS don't pay much attention to them

 

 

 

BUT, the FICO drops because of this crap are genuine.

 

Just got my own FICO alert from Barclays as others with definite large drop.

 

 

The FAKOs I understand but if there is a change in FICO from a legit source, then there is a reason to be concerned, correct?

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are they chopping all of the SC and TUP softs? has anyone BD to check?

 

I just checked. I've been pulling since January, and had mine down to 0. Looks like they chopped /SC on the 16th, and my TUP softs from a previous B* session were also gone.

 

Every other soft inquiry from other sources still appears, as do my SC softs from the 17th onward, and today's TUP (resubscribed after seeing this thread)

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Just checked backdoor, all my softs from SC and TUP were removed before 02/17/15, been pulling from around the 9th

exactly.

 

R* is really just TU C*.

 

they get rid of all those softs that were suppressing the hards

 

so they show back up.

 

you keep pulling and they go away again very quickly.

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Just checked backdoor, all my softs from SC and TUP were removed before 02/17/15, been pulling from around the 9th

exactly.

 

R* is really just TU C*.

 

they get rid of all those softs that were suppressing the hards

 

so they show back up.

 

you keep pulling and they go away again very quickly.

 

 

So you just pull 56 new softs and POOF allgone.jpg

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Just checked backdoor, all my softs from SC and TUP were removed before 02/17/15, been pulling from around the 9th

exactly.

 

R* is really just TU C*.

 

they get rid of all those softs that were suppressing the hards

 

so they show back up.

 

you keep pulling and they go away again very quickly.

 

Is this something new or is this periodic/random?

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Just checked backdoor, all my softs from SC and TUP were removed before 02/17/15, been pulling from around the 9th

exactly.

 

R* is really just TU C*.

 

they get rid of all those softs that were suppressing the hards

 

so they show back up.

 

you keep pulling and they go away again very quickly.

 

Once you get settled in, I have some Delta questions for you.

 

Later though. It has come to my attention you are near a hub.

Edited by JayB27
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Just checked backdoor, all my softs from SC and TUP were removed before 02/17/15, been pulling from around the 9th

exactly.

 

R* is really just TU C*.

 

they get rid of all those softs that were suppressing the hards

 

so they show back up.

 

you keep pulling and they go away again very quickly.

So you just pull 56 new softs and POOF allgone.jpg

They usually disappear much sooner.

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Just checked backdoor, all my softs from SC and TUP were removed before 02/17/15, been pulling from around the 9th

exactly.

 

R* is really just TU C*.

 

they get rid of all those softs that were suppressing the hards

 

so they show back up.

 

you keep pulling and they go away again very quickly.

So you just pull 56 new softs and POOF allgone.jpg

They usually disappear much sooner.

 

took me 44 days to B* them all off the first time... but they started coming off pretty quick... just one puller

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Key word "usually". :swoon:

Well, to be fair, TU could have decided to just open up the queue length and we may never see TU B* again...

 

...lol. Just funnin' you.

I know you're kidding, but you never know.

 

That's why I said usually.

 

In the past, you could B* them off pretty quickly.

 

I doubt TU upgraded their system.

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Key word "usually". :swoon:

Well, to be fair, TU could have decided to just open up the queue length and we may never see TU B* again...

 

...lol. Just funnin' you.

I know you're kidding, but you never know.

 

That's why I said usually.

 

In the past, you could B* them off pretty quickly.

 

I doubt TU upgraded their system.

 

 

Someone has to compete with EX :rofl:

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Just checked backdoor, all my softs from SC and TUP were removed before 02/17/15, been pulling from around the 9th

exactly.

 

R* is really just TU C*.

 

they get rid of all those softs that were suppressing the hards

 

so they show back up.

 

you keep pulling and they go away again very quickly.

 

 

 

So TU acutally does do C* just not as often as EQ.

 

They need to update that bit of info in the Master Thread.

 

It would suck to get a R* in the middle of a mortgage app and all these INQ show back up with the final mortgage pull before closing.

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Key word "usually". :swoon:

Well, to be fair, TU could have decided to just open up the queue length and we may never see TU B* again...

 

...lol. Just funnin' you.

I know you're kidding, but you never know.

 

That's why I said usually.

 

In the past, you could B* them off pretty quickly.

 

I doubt TU upgraded their system.

 

I'm kinda half-kidding.

 

If there was an expansion in storage there would be no real need to remove the softs...

 

I suspect this is BAU. But there's always the chance that something new is afoot.

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