Smart Credit now showing all IQ for past 2 years??

[daslim1]

Pulled Smart Credit yesterday and showed 2 IQ. Pulled today and shows 11!!!

 

B* those others off long ago. Now they are back. I have seen 1 maybe 2 come back and then B* off again.

 

Something new happening with TU? Going the way of EX??

 

Any1 else have this happen?

 

 

[Inspired]

I just got whacked too!

 

They better go away soon. If not I'm cancelling these BS monitoring products. Tired of this.

[dabrian]

Mine have showed back up as well.

[nocavehoes]

Yep, just added 21 to my wife's transunion report and 8 on mine.

 

I think we all just got hit with a re-insertion? I am going to use both smartcredit and transunionplus to try to get these back off. How often do they do this?

[daslim1]

I am just hoping they can B* off. Seems like a new tactic in the fight against B*...

 

I have had 1 or 2 inserted day after B* and then re B*, but nothing like this.

 

TU may be making all IQ sticky....IMO, and that means nothing at this point, or ever really

[steelers1]

I just pulled mine and they reinserted 3 on mine also.

[happydancing]

Looks like Transunion reinserted all the bumps for the last two years. I have inquiries back to 2013 now showing! Went from 2 INQ to 15 INQ!

 

This is showing on two different services so it isn't just Smart Credit!

[Malacaski]

TransUnion just went from 1 to 11 inqs when checking through Smartcredit Premium this morning.

 

Just checked USAA CCMP to confirm, all my TU inqs are back.

[backtobusiness]

I just logged in and almost spilled my java when I saw 25 inquiries. Not that it matters, but my fako wen from 719 to 688; what gives?

[Tileguy61]

how long have you all been doing B* this round? Is anyone under 60 days?

[Maddie966]

Same here. I will be curious to see what my credit cards report when they update to see if they show the same thing

[backtobusiness]

OK people, so how do we deal with this fiasco? Wait it out, or a massive cancellation?

[steelers1]

Where's Wang???

 

Wake him up so he can call TU and straighten this sh!t out.

 

The credit monitoring companies may lobby TU over this if there is a massive cancellation.

[Maddie966]

I started seeing b* back in November after about 53 days I believe. The Inq's fell down to about 4-5. I did app in December because my TU score went to 760+ and got into Chase, BOA, State Farm and Barclays. Then all the inq's showed back up today. So, what to do next? is it a possible system update with TU causing this? As I said, I want to see what my Cap1 and Barclays fico say when they update to verify this.

[steelers1]

I started seeing b* back in November after about 53 days I believe. The Inq's fell down to about 4-5. I did app in December because my TU score went to 760+ and got into Chase, BOA, State Farm and Barclays. Then all the inq's showed back up today. So, what to do next? is it a possible system update with TU causing this? As I said, I want to see what my Cap1 and Barclays fico say when they update to verify this.

 

Smartcredit, USAA and Credit Karma are ALL showing the inquires reinserted.

[tim_ibs]

I am still only showing one inquiry, on SC, Transunion And MPM, as of today. I actually have 6 on hard copies. Don't know what is going on with your reports.

[Tileguy61]

I am still only showing one inquiry, on SC, Transunion And MPM, as of today. I actually have 6 on hard copies. Don't know what is going on with your reports.

I think it may have to do with how long you have been doing B*. I believe on the master thread there is a post that says "2 months plus 7 days" and then you can "safely" B* again after 165 days. If you've been pulling for many months you may have triggered it. So is anybody inside the 67 day window that has seen reinsertion?

[tmkats]

Same here. Had 5 yesterday and now I have 24!!! And most aren't scheduled to fall off until next year.

 

This blows royal chunks.

[steelers1]

 

I am still only showing one inquiry, on SC, Transunion And MPM, as of today. I actually have 6 on hard copies. Don't know what is going on with your reports.

I think it may have to do with how long you have been doing B*. I believe on the master thread there is a post that says "2 months plus 7 days" and then you can "safely" B* again after 165 days. If you've been pulling for many months you may have triggered it. So is anybody inside the 67 day window that has seen reinsertion?

 

 

Started pulling December 23rd. I'm not even at 60 days.

[Tileguy61]

 

 

I am still only showing one inquiry, on SC, Transunion And MPM, as of today. I actually have 6 on hard copies. Don't know what is going on with your reports.

I think it may have to do with how long you have been doing B*. I believe on the master thread there is a post that says "2 months plus 7 days" and then you can "safely" B* again after 165 days. If you've been pulling for many months you may have triggered it. So is anybody inside the 67 day window that has seen reinsertion?

 

 

Started pulling December 23rd. I'm not even at 60 days.

 

Ugh...

[Malacaski]

I've only been pulling for 45 days.

 

FYI there is a thread on here about TU doing this once a year. It is not a SmartCredit issue.

[steelers1]

I've only been pulling for 45 days.

 

FYI there is a thread on here about TU doing this once a year. It is not a SmartCredit issue.

 

Yep I just read it. Luckily I only have 3 that were reinserted and 2 are over 6 months old.

 

I'll be cancelling the monitoring service for now and pick it back up in 4 months.

[mendelssohn]

R*

 

It happens, but hasn't happened for quite a while.

 

So far I've lucked out.

 

Get pulling.

[Rorer_714]

Zero here but it has been about 11 months since I last pulled.

[needbizcredit2006]

Just happened to me also. 3 INQ to 33 inqs.