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Smart Credit now showing all IQ for past 2 years??


daslim1
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Pulled Smart Credit yesterday and showed 2 IQ. Pulled today and shows 11!!!

 

B* those others off long ago. Now they are back. I have seen 1 maybe 2 come back and then B* off again.

 

Something new happening with TU? Going the way of EX??

 

Any1 else have this happen?

 

 

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I am just hoping they can B* off. Seems like a new tactic in the fight against B*...

 

I have had 1 or 2 inserted day after B* and then re B*, but nothing like this.

 

TU may be making all IQ sticky....IMO, and that means nothing at this point, or ever really

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I started seeing b* back in November after about 53 days I believe. The Inq's fell down to about 4-5. I did app in December because my TU score went to 760+ and got into Chase, BOA, State Farm and Barclays. Then all the inq's showed back up today. So, what to do next? is it a possible system update with TU causing this? As I said, I want to see what my Cap1 and Barclays fico say when they update to verify this.

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I started seeing b* back in November after about 53 days I believe. The Inq's fell down to about 4-5. I did app in December because my TU score went to 760+ and got into Chase, BOA, State Farm and Barclays. Then all the inq's showed back up today. So, what to do next? is it a possible system update with TU causing this? As I said, I want to see what my Cap1 and Barclays fico say when they update to verify this.

 

Smartcredit, USAA and Credit Karma are ALL showing the inquires reinserted.

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I am still only showing one inquiry, on SC, Transunion And MPM, as of today. I actually have 6 on hard copies. Don't know what is going on with your reports.

I think it may have to do with how long you have been doing B*. I believe on the master thread there is a post that says "2 months plus 7 days" and then you can "safely" B* again after 165 days. If you've been pulling for many months you may have triggered it. So is anybody inside the 67 day window that has seen reinsertion?

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I am still only showing one inquiry, on SC, Transunion And MPM, as of today. I actually have 6 on hard copies. Don't know what is going on with your reports.

I think it may have to do with how long you have been doing B*. I believe on the master thread there is a post that says "2 months plus 7 days" and then you can "safely" B* again after 165 days. If you've been pulling for many months you may have triggered it. So is anybody inside the 67 day window that has seen reinsertion?

 

 

Started pulling December 23rd. I'm not even at 60 days.

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I am still only showing one inquiry, on SC, Transunion And MPM, as of today. I actually have 6 on hard copies. Don't know what is going on with your reports.

I think it may have to do with how long you have been doing B*. I believe on the master thread there is a post that says "2 months plus 7 days" and then you can "safely" B* again after 165 days. If you've been pulling for many months you may have triggered it. So is anybody inside the 67 day window that has seen reinsertion?

 

 

Started pulling December 23rd. I'm not even at 60 days.

 

Ugh...

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I've only been pulling for 45 days.

 

FYI there is a thread on here about TU doing this once a year. It is not a SmartCredit issue.

 

Yep I just read it. Luckily I only have 3 that were reinserted and 2 are over 6 months old.

 

I'll be cancelling the monitoring service for now and pick it back up in 4 months.

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