Is Cap 1 on Crack? 50K Limits?

[Konrad2012]

A $25K+ line is tempting. But at the end of the day, it is Crap1.

 

I'd hate a new Crap1 account to interfere with Ink Plus, Navy Fed and a Citi card with a pile of AA miles.

 

Would be like having a shot with a couple of 10's at the bar, but getting distracted by the 7 that you've already tapped, knowing she'll be waiting regardless.

[nateinva]

So my shiny new Crap1 is two-baggin butt-fugly? Awwww

 

She's paying me $400 for the ride...I'll take it and decide what to do with her in a year.

[ubercat]

It's probably about time for me to app at Navy.

 

Busy day tomorrow.

[Aahz]

 

where have you guys been? cap one has been pretty generous with the Venture card for the past few months. First with those with bankruptcies and Cos, then with 30 to 50k lines if your reports are clean and you have few inquiries.

Apparently so. I just found the original 50K thread over on MyFico ( http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Capital-One-Denied-CLI-Approved-for-50K-on-New-Card/td-p/3776016) and, although posted a few days ago (2/2), the op actually reported-

 

 

Then in December I just decided to apply for a CapitalOne Venture card for their 40,000 bonus miles, and was given a $50,000 credit limit.

So, it's not exactly new (though it was news to me).

 

So, that guy reportedly had a 690 when he got the 50K limit.

 

He got a 20K QS card about a month later with a 657 EX

https://lh6.googleusercontent.com/F4UTKEVeiH3Kd5YsTIb7V0hgpmhzGj-U8VFDIsg3BzoB3ipV3mtGLkSdEPBkjg96WLIi2vAbW24=w1657-h819

 

Oh, and on 12/18/14 he was declined for an AMEX Delta. But he managed to get approved for SIX AMEXes on 1/20/15

https://docs.google.com/file/d/0B0LCrFMF6gyzUkszWldsMHdzaEU/edit

 

EDIT: I forgot to add, he's reporting $120k income

Edited February 6, 2015 by Aahz

[dansamy]

Wth?

[nocash]

 

Husband apped for this last night with a TU (Walmart) Fico of 825. Hid starting credit limit is only 10k.

Income? If not too personal...important data point.

 

144k is his income. He has several cards over 20k and utilization is around 3%

[Konrad2012]

It's probably about time for me to app at Navy.

 

Busy day tomorrow.

 

Don't you dare app Crap1 before NavyFed.

[Konrad2012]

 

 

where have you guys been? cap one has been pretty generous with the Venture card for the past few months. First with those with bankruptcies and Cos, then with 30 to 50k lines if your reports are clean and you have few inquiries.

Apparently so. I just found the original 50K thread over on MyFico ( http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Capital-One-Denied-CLI-Approved-for-50K-on-New-Card/td-p/3776016) and, although posted a few days ago (2/2), the op actually reported-

 

 

Then in December I just decided to apply for a CapitalOne Venture card for their 40,000 bonus miles, and was given a $50,000 credit limit.

So, it's not exactly new (though it was news to me).

 

So, that guy reportedly had a 690 when he got the 50K limit.

 

He got a 20K QS card about a month later with a 657 EX

https://lh6.googleusercontent.com/F4UTKEVeiH3Kd5YsTIb7V0hgpmhzGj-U8VFDIsg3BzoB3ipV3mtGLkSdEPBkjg96WLIi2vAbW24=w1657-h819

 

Oh, and on 12/18/14 he was declined for an AMEX Delta. But he managed to get approved for SIX AMEXes on 1/20/15

https://docs.google.com/file/d/0B0LCrFMF6gyzUkszWldsMHdzaEU/edit

 

EDIT: I forgot to add, he's reporting $120k income

 

 

Aahz, I do not know if you are aware of it or not, but your buddy over there at myfico or wherever is full of serious sh!t.

[JayB27]

They know better than to try and pull that sh!t over here. Last all of 30 seconds.

[Konrad2012]

So my shiny new Crap1 is two-baggin butt-fugly? Awwww

 

She's paying me $400 for the ride...I'll take it and decide what to do with her in a year.

 

I called her a 7

[Aahz]

 

 

 

where have you guys been? cap one has been pretty generous with the Venture card for the past few months. First with those with bankruptcies and Cos, then with 30 to 50k lines if your reports are clean and you have few inquiries.

Apparently so. I just found the original 50K thread over on MyFico ( http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Capital-One-Denied-CLI-Approved-for-50K-on-New-Card/td-p/3776016) and, although posted a few days ago (2/2), the op actually reported-

 

 

Then in December I just decided to apply for a CapitalOne Venture card for their 40,000 bonus miles, and was given a $50,000 credit limit.

So, it's not exactly new (though it was news to me).

 

So, that guy reportedly had a 690 when he got the 50K limit.

 

He got a 20K QS card about a month later with a 657 EX

https://lh6.googleusercontent.com/F4UTKEVeiH3Kd5YsTIb7V0hgpmhzGj-U8VFDIsg3BzoB3ipV3mtGLkSdEPBkjg96WLIi2vAbW24=w1657-h819

 

Oh, and on 12/18/14 he was declined for an AMEX Delta. But he managed to get approved for SIX AMEXes on 1/20/15

https://docs.google.com/file/d/0B0LCrFMF6gyzUkszWldsMHdzaEU/edit

 

EDIT: I forgot to add, he's reporting $120k income

 

 

Aahz, I do not know if you are aware of it or not, but your buddy over there at myfico or wherever is full of serious sh!t.

 

Not my buddy - just found him thanks to this thread.

 

And I don't vouch for anything he says either way (which is why I always provide links).

But if it's ALL BS then I need to hire him for my next Photoshop job.

[JayB27]

I hope he didn't have any screen shots of six Amex's, does he?

IN ONE DAY.

 

I have six also. Spread out a bit.

[Aahz]

I hope he didn't have any screen shots of six Amex's, does he?

IN ONE DAY.

 

I have six also. Spread out a bit.

Is this link not working for you? https://docs.google.com/file/d/0B0LCrFMF6gyzUkszWldsMHdzaEU/edit

(They're PNG files so can't be posted directly on CB)

Edited February 6, 2015 by Aahz

[JayB27]

Yes, I just got it to work.

 

WOW, that is major BS there.

 

That is the tell-tale way to call it ALL BS.

 

There is no way IN HELL he got six Amex in one day.

[Aahz]

Like I said before, it's one hell of a Photoshop job then.

 

His whole story is incredibly shocking and I don't know whether to believe it or not. But I also can't find any fakery in the images. Perhaps someone with a better eye can.

[JayB27]

Looking further at that screenshot, it would be easy to alter in such a way.

 

All he would have to do is move entire blocks of screen into place.

[JayB27]

He doesn't necessarily have to make letters. With certain info in place, he can move the date and the word approved wherever he wants.

 

Its all blue background.

[JayB27]

I myself can not believe it, that's just me.

 

If I believe that, I may as well believe Bigfoot, Lochness Monster, the whole thing.

[Aahz]

I've got no pony in this race.

 

But I know for a fact my approval is legit and that's good enough for me

[JayB27]

Aahz, I doubt you zero.

 

You have earned my respect around here.

 

I am simply talking about the people over there.

[Konrad2012]

Aahz, I doubt you zero.

 

You have earned my respect around here.

 

I am simply talking about your buddy over there.

[mendelssohn]

 

 

 

 

where have you guys been? cap one has been pretty generous with the Venture card for the past few months. First with those with bankruptcies and Cos, then with 30 to 50k lines if your reports are clean and you have few inquiries.

Apparently so. I just found the original 50K thread over on MyFico ( http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Capital-One-Denied-CLI-Approved-for-50K-on-New-Card/td-p/3776016) and, although posted a few days ago (2/2), the op actually reported-

 

Then in December I just decided to apply for a CapitalOne Venture card for their 40,000 bonus miles, and was given a $50,000 credit limit.

So, it's not exactly new (though it was news to me).

So, that guy reportedly had a 690 when he got the 50K limit.

 

He got a 20K QS card about a month later with a 657 EX

https://lh6.googleusercontent.com/F4UTKEVeiH3Kd5YsTIb7V0hgpmhzGj-U8VFDIsg3BzoB3ipV3mtGLkSdEPBkjg96WLIi2vAbW24=w1657-h819

 

Oh, and on 12/18/14 he was declined for an AMEX Delta. But he managed to get approved for SIX AMEXes on 1/20/15

https://docs.google.com/file/d/0B0LCrFMF6gyzUkszWldsMHdzaEU/edit

 

EDIT: I forgot to add, he's reporting $120k income

Is tophie trolling a new forum?

[GR8WhiTE]

I have a friend who has a 30k limit

 

(I didn't believe him till he added me as an AU)

[GonnaGetEm]

oh please, why did I open this thread. I have no freaking willpower.

[GonnaGetEm]

refresh my memory - are signature cards the ones that don't report your CL anyway unless you actually let a high balace report?