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2015 - the year I break through: lilyflower's running thread


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As of 4/26/2016



Major:


Amex PRG (4/15) NPSL


Barclays Jet Blue (2/15) $40K


Ebates Visa (3/15) $35K


Chase Marriott Premier (1/16) $31K


Cap 1 QS World MC (5/11) $30.5K


BOA Royal Caribbean Visa (1/15) - $30K


Citi Double Cash (1/15) $25K


Amex BCE (9/15) $22.5K


Amex Hilton HHonors (9/15) $22.5K


Sync Paypal Extras MC ( 2/15) $20K


Discover IT (11/14) $18.5K


Chase Freedom (2/15) $17K


Citi HHonors Visa Signature (10/15) $13K


DCU Visa (7/14) $10K


Total Rewards Visa (2/15) $9.7K


Orbitz Visa (2/15) $9.5K


Chase United Mileage Plus (5/15) $7.5K


Alliant Visa (6/14) $5k


SPG Amex (3/15) $2K


WF Visa (3/12) $1900


Amex True Earnings (2/15) $1200



Store


Amazon (7/13) $15K


Old Navy (4/14) $10K


TJX (2/15) $10K


Bloomingdale's (6/06) $7k


Macy's (3/12) $5.4K


Victoria's Secret (7/13) $3350


Avenue (7/13) $3300


Lane Bryant (7/13) $3150


Kohl's ( 7/13) $3K



Total lines $411,800


Average limit $14,141


Average age of accounts: 3.7 years



Not included above:


Amex Business Gold - NPSL


Chase Ink Plus - $5K


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Okay, managed to get a minor bump on the SPG, so I went ahead and closed the True Earnings Amex.

 

Update as of 4/26/16

 

Major:

Amex PRG (4/15) NPSL

Barclays Jet Blue (2/15) $40K

Ebates Visa (3/15) $35K

Chase Marriott Premier (1/16) $31K

Cap 1 QS World MC (5/11) $30.5K

BOA Royal Caribbean Visa (1/15) - $30K

Citi Double Cash (1/15) $25K

Amex BCE (9/15) $22.5K

Amex Hilton HHonors (9/15) $22.5K

Sync Paypal Extras MC ( 2/15) $20K

Discover IT (11/14) $18.5K

Chase Freedom (2/15) $17K

Citi HHonors Visa Signature (10/15) $13K

DCU Visa (7/14) $10K

Total Rewards Visa (2/15) $9.7K

Orbitz Visa (2/15) $9.5K

Chase United Mileage Plus (5/15) $7.5K

Alliant Visa (6/14) $5k

SPG Amex (3/16) $3.9K

WF Visa (3/12) $1900

Store

Amazon (7/13) $15K

Old Navy (4/14) $10K

TJX (2/15) $10K

Bloomingdale's (6/06) $7k

Macy's (3/12) $5.4K

Victoria's Secret (7/13) $3350

Avenue (7/13) $3300

Lane Bryant (7/13) $3150

Kohl's ( 7/13) $3K

Total lines $412,500

Average limit $14,712

Average age of accounts: 3.7 years

Not included above:

Amex Business Gold - NPSL

Chase Ink Plus - $5K

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Nice work! :good:

 

Thanks, the only other card I might consolidate/close this year is the Chase United card but I think it might be worth keeping for another year. It's kind of sad when there's nothing else in terms of cards that appeals to me. Sure, they're advertising the Freedom Unlimited all over the place but it has the exact same rewards as my Cap 1 QS (which also has close to 5 years of history on it now) and with Chase's 5/24 rule they won't approve me anyway.

 

I can eventually move some limits around and close/combine/PC some things in the future. Aside from a really great signup offer nothing is calling my name at the moment out there. I also am kind of tired of working on sign up bonuses at the moment - I finished the bonuses for Marriott, Ink, and Amex Business recently. Am almost done with the bonus for the conversion of the Barclays JB card (that card will get a ton of use I can tell you right now) and am working on the SPG bonus.

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Keep in mind that the Freedom Unlimited card is 1.5 UR points per $1, which is potentially worth way more than 1.5% if you transfer them to travel partners. At the very bottom end they are worth at least 3%.

 

The Cap1 QS is 1.5% cash back no matter what.

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Keep in mind that the Freedom Unlimited card is 1.5 UR points per $1, which is potentially worth way more than 1.5% if you transfer them to travel partners. At the very bottom end they are worth at least 3%.

 

The Cap1 QS is 1.5% cash back no matter what.

 

True but I won't pass the 5/24 rule.

 

In other news, I just got an online instant CLI on my BOA RC Visa to raise the limit from $30K --> $45k!!! My new highest limit!! :yahoo::yahoo::yahoo:

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As of 5/2/2016:

 

Major:

Amex PRG (4/15) NPSL

BOA Royal Caribbean Visa (1/15) - $45K

Barclays Jet Blue (2/15) $40K

Ebates Visa (3/15) $35K

Chase Marriott Premier (1/16) $31K

Cap 1 QS World MC (5/11) $30.5K

Citi Double Cash (1/15) $25K

Amex BCE (9/15) $22.5K

Amex Hilton HHonors (9/15) $22.5K

Sync Paypal Extras MC ( 2/15) $20K

Discover IT (11/14) $18.5K

Chase Freedom (2/15) $17K

Citi HHonors Visa Signature (10/15) $13K

DCU Visa (7/14) $10K

Total Rewards Visa (2/15) $9.7K

Orbitz Visa (2/15) $9.5K

Chase United Mileage Plus (5/15) $7.5K

Alliant Visa (6/14) $5k

SPG Amex (3/16) $3.9K

WF Visa (3/12) $1900

Store

Amazon (7/13) $15K

Old Navy (4/14) $10K

TJX (2/15) $10K

Bloomingdale's (6/06) $7k

Macy's (3/12) $5.4K

Victoria's Secret (7/13) $3350

Avenue (7/13) $3300

Lane Bryant (7/13) $3150

Kohl's ( 7/13) $3K

Total lines $427,500

Average limit $15,288

Average age of accounts: 3.7 years

Not included above:

Amex Business Gold - NPSL

Chase Ink Plus - $5K

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Share on other sites

As of 5/3/2016:

Major:

Amex PRG (4/15) NPSL

BOA Royal Caribbean Visa (1/15) - $45K

Barclays Jet Blue (2/15) $40K

Ebates Visa (3/15) $35K

Citi Double Cash (1/15) $32.5K

Chase Marriott Premier (1/16) $31K

Cap 1 QS World MC (5/11) $30.5K

Amex BCE (9/15) $22.5K

Amex Hilton HHonors (9/15) $22.5K

Sync Paypal Extras MC (2/15) $20K

Discover IT (11/14) $18.5K

Chase Freedom (2/15) $17K

Citi HHonors Visa Signature (10/15) $13K

DCU Visa (7/14) $10K

Total Rewards Visa (2/15) $9.7K

Orbitz Visa (2/15) $9.5K

Chase United Mileage Plus (5/15) $7.5K

Alliant Visa (6/14) $5k

SPG Amex (3/16) $3.9K

WF Visa (3/12) $1900

Store

Amazon (7/13) $15K

Old Navy (4/14) $10K

TJX (2/15) $10K

Bloomingdale's (6/06) $7k

Macy's (3/12) $5.4K

Victoria's Secret (7/13) $3350

Avenue (7/13) $3300

Lane Bryant (7/13) $3150

Kohl's ( 7/13) $3K

Total lines $435,000

Average limit $15,557

Average age of accounts: 3.74 years

Not included above:

Amex Business Gold - NPSL

Chase Ink Plus - $5K

Edited by lilyflower
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