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Amex Everyday Invitation


Gmcewanjohnson
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The last post in this topic was posted 2710 days ago. 

 

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Hello everybody today I got an invitation to apply for Amex everyday, but I know they pulp experian and experian is my worst report, but I have been seeing am ex soft pulling my credit every week for years now, so not sure if I should apply, my score is probably around 650, I have a thick file, 8 paid off home mortgages, 9 current credit cards all paid on time, only 1 inquiry, but I have 7 negative items most 6+ years old, 3 closed accounts for small amounts, 2 collection accounts for student loans all 6+ years old! a paid off verizon wireless bill for $120 and 2 collection accounts for the same $1500 bill from 2013, 10+ year AAOA, so you think I should opbother applying?

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Yesterday I received an invitation to apply for the Amex Gold Card, I too had a EX FICO of about 650 with a similar credit history as yours. I've been dying to add Amex back into my life so against my better judgement I applied when I should have continued gardening until June. I was denied.... I called in immediately for a reconsideration. I should have an answer by tomorrow but I'm thinking about calling the back door number in the morning. I'll let you know how it goes.

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Hello everybody today I got an invitation to apply for Amex everyday, but I know they pulp experian and experian is my worst report, but I have been seeing am ex soft pulling my credit every week for years now, so not sure if I should apply, my score is probably around 650, I have a thick file, 8 paid off home mortgages, 9 current credit cards all paid on time, only 1 inquiry, but I have 7 negative items most 6+ years old, 3 closed accounts for small amounts, 2 collection accounts for student loans all 6+ years old! a paid off verizon wireless bill for $120 and 2 collection accounts for the same $1500 bill from 2013, 10+ year AAOA, so you think I should opbother applying?

Is the 650 a FICO?

 

If so , it's pretty decent even with all those negatives.

 

The invitation means you meet some criteria they have , doesn't necessarily mean approval.

 

With that said , only one way to find out! Good luck!!

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The last post in this topic was posted 2710 days ago. 

 

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