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The Master If It Don’t Say FICO Thread


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FICO is BS. I was able to find out that a certain CU had my EX FICO at 786 at time of application. And I believe it was a "real" EX FICO. I couldn't find out which model unfortunately.

 

I was shocked. And even more shocked that other FICO's from the same time were all different. And even more shocked after this was AFTER adding many new accounts and inquiries. So.......prior to this CU app, I must have had close to or over 800.

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FICO is BS. I was able to find out that a certain CU had my EX FICO at 786 at time of application. And I believe it was a "real" EX FICO. I couldn't find out which model unfortunately.

 

I was shocked. And even more shocked that other FICO's from the same time were all different. And even more shocked after this was AFTER adding many new accounts and inquiries. So.......prior to this CU app, I must have had close to or over 800.

And how is that FICO's fault?

 

I have been denied cards with that score.

 

All about the lender.

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