The Master If It Don’t Say FICO Thread

[BobWang]

It ain’t

[dilligaf]

But, what about ...

[BobWang]

It still ain't

[MistralsDaughter]

But the CSR told me... and they would never lie....

[BobWang]

Negatory

[MistralsDaughter]

Why should I trust you... 30k+ poster and the site admins, over empirical data conferred to me at an overseas call center !?!!??

 

(jk)

[BobWang]

Because WE said so

[TexasRN]

But I need it to be...

[BobWang]

What's that expression

 

about all hat and no cattle?

[MistralsDaughter]

LOL

 

(un-packaging slightly used Ruby-Red slippers)

[TexasRN]

Don't dig for water under the outhouse.

[JayB27]

AND, if it's a different FICO Scoring Model, that means the SCORE is different.

 

Can't compare mortgage pulls(04), primarily,to MYFICO (08) or most others for sale or free(08).

 

Vastly different.

[lucky4]

But what if I paid for the score?

[BobWang]

[Tileguy61]

well... then you got what you paid for...

[Inspired]

FICO is BS. I was able to find out that a certain CU had my EX FICO at 786 at time of application. And I believe it was a "real" EX FICO. I couldn't find out which model unfortunately.

 

I was shocked. And even more shocked that other FICO's from the same time were all different. And even more shocked after this was AFTER adding many new accounts and inquiries. So.......prior to this CU app, I must have had close to or over 800.

[credithunting]

Anybody using the proprietary credit models designed by Fair Isaac will have this trademarked logo FICO® of Fair Isaac Corporation in their scoring info.

[BobWang]

I think there was a quiz on this

[JayB27]

FICO is BS. I was able to find out that a certain CU had my EX FICO at 786 at time of application. And I believe it was a "real" EX FICO. I couldn't find out which model unfortunately.

 

I was shocked. And even more shocked that other FICO's from the same time were all different. And even more shocked after this was AFTER adding many new accounts and inquiries. So.......prior to this CU app, I must have had close to or over 800.

And how is that FICO's fault?

 

I have been denied cards with that score.

 

All about the lender.

[BobWang]

I really didn't deserve that A+

 

can you change it to a B?

[JayB27]

We don't have to agree with FICO.

 

I also don't have to use Dexos motor oil in my truck. But I think I will.

[cv91915]

I think there was a quiz on this

 

A quiz, you say?

[BobWang]

I do say,

 

you don't happen to

 

recall the details?

[lucky4]

Which of these is a FICO score?

 

[cv91915]

I do recall something about that.

 

I believe the crux of it is:

 

Which of these is a FICO score?

 

 

http://creditboards.com/forums/index.php?showtopic=533446

I don't think anyone really knows the answer though. It seems to be a trick question.