How to deal with tax lien the IRS denies existing?

[Menta33]

I'm helping a friend with getting IRS tax liens withdrawn and removed from their credit report. Thus far, Experian and TransUnion were cleared fairly easily, however, Equifax is proving tricky.

 

There are three records reporting on Equifax, two of them we should eventually prevail on because the IRS has withdrawn them and we have proof of that and these were the two recently removed from Experian and TransUnion, however, Equifax has a third entry that the IRS says they did not report and thus cannot withdraw. It is for an adjacent county and matches the amount of one of the other two valid ones in the correct county of residence. The IRS says they cannot withdraw a lien they did not file. My friend has not moved in over ten years and has never lived in this other county.

 

What should we do about this lien on the report that the IRS says they never placed since it is the wrong county court? Should we go into the court and request some kind of report that there are no liens for that name or amount? I imagine there is some kind of computer glitch here, but not sure how to proceed. Could this lien be on his Lexis-Nexis report and we need to dispute there first so that it does not appear confirmed when Equifax looks into it?

[tweak]

I would check with the adjacent county and find out what, if anything, is actually filed there.

 

Checking the LexisNexis report is also a good idea.

If this duplicate lien is a clerical error at LN and not actually filed in the adjacent county, I would try to get it off of LN first - before disputing EQ again.

 

If the duplicate lien is only on EQ and they won't delete, and it is not actually filed in the adjacent county or reporting on LN, then go ahead and file a CFPB complaint.

 

Good luck!

Edited January 10, 2015 by tweak691

[callmePeaches]

I had the same issue, I had to ask for a supervisor then ask for "special handling" or executive office I eventually got someone in the states and they agreed to take it off. If all else fails send a cfpb complaint and use your states attorney general .

Edited January 10, 2015 by callmePeaches

[ICANHASMUNY?]

possibly a mixed file?

 

some one with the same name?

[Menta33]

possibly a mixed file?

 

some one with the same name?

 

Unlikely since the amount exactly matches a valid lien and is for the same tax year.

[Menta33]

Was able to get Equifax to delete this by calling in and asking to speak to someone in the Fraud department and speaking to a person over the phone who we explained the issue to of the duplication and they were able to submit a dispute that was successful.