Spouse Lost Job- Fell of the Wagon

[Felloffthewagon]

So I haven't been on for awhile, in fact I'm so embarrassed that I can't even come back under my old username. Awhile back my spouse lost a job and when he lost umemployment benefits everything went downhill. I had good credit and now after a series of late payments because I chose to feed the family instead of make payments I am back to poor credit. I have returned items...etc. Is it hopeless? (I know better) I don't know where to begin. In the past I was able to obtain good credit by removing old negative items, not new lates. Can some of the pros direct me to the right links on how to get lates removed? We now have two incomes again and I'm going in circles to figure what to do now.

[JayB27]

You may need some TIME to pass for anything to improve.

 

But there is always a chance.

 

Be more specific about the issues at hand and you'll likely get better advice.

 

And for the love of everything good, don't feel ashamed, life happens. Stand up, dust off and get to work.

[breeze]

No need to be embarrassed. Life is like being on the ocean in a canoe. Sometimes you do all you can do and it isn't enough. Most of us have been there.

[mindcrime]

Depending on the creditors, and how old the accounts are, you may be able to GW them.

 

But I think you will need to let some time pass with on-time payments and not jump to requesting that just yet.

[Burgerwars]

No need to be embarrassed. Life is like being on the ocean in a canoe. Sometimes you do all you can do and it isn't enough. Most of us have been there.

 

+1 Agree

[Felloffthewagon]

Thanks for the support, I worked so hard and then....it was gone. Tax return season to the rescue, I'm going to pay some and save some.

[Sidewinder]

Yep - most if not all of us are here on CB because of either our own bad moves (or bad fortune). The latter is never anything to be embarrassed about, and the former ain't to be embarrassed about in front of the CB community.

[callmePeaches]

It could happen to anyone hun. Sending positive and "goodwill deletion" energy your way!!!