Can I dispute 14 medical collections all at once?

[ShootMeInTheFace]

Hello,

 

I am just starting out. I have opted out and requested paper reports. I am waiting for them now. I will dispute all old addresses when they arrive.

 

I've read the whychat hippa method many times. I'm just wondering if it would be OK to dispute all 14 all at once or if I should break hem up?

 

Thank you!!

[Sandscrit]

Hello,

 

I am just starting out. I have opted out and requested paper reports. I am waiting for them now. I will dispute all old addresses when they arrive.

 

I've read the whychat hippa method many times. I'm just wondering if it would be OK to dispute all 14 all at once or if I should break hem up?

 

Thank you!!

Hello, There is no limit to the number of disputes that can be filed according to the FCRA

[ShootMeInTheFace]

Thank you. I just wasn't sure if my chances would be better if I didn't send in 7 pages of disputes all at once. The dispute letter I have found on here ( In the Whychat hippa section ) only has space for 2 disputes per page.

I thought it would look suspicious if I disputed everything on my report all at once.

I'm still waiting for my reports to show up, then I plan on getting my addresses removed (going to try anyway!), then I'll move on to the disputes. Just wanted to get that question taken care of before I started.

Thanks again!

[Sandscrit]

 

Thank you. I just wasn't sure if my chances would be better if I didn't send in 7 pages of disputes all at once. The dispute letter I have found on here ( In the Whychat hippa section ) only has space for 2 disputes per page.

I thought it would look suspicious if I disputed everything on my report all at once.

I'm still waiting for my reports to show up, then I plan on getting my addresses removed (going to try anyway!), then I'll move on to the disputes. Just wanted to get that question taken care of before I started.

Thanks again!

 

Let us know how you disputes came out

[JayB27]

 

Thank you. I just wasn't sure if my chances would be better if I didn't send in 7 pages of disputes all at once. The dispute letter I have found on here ( In the Whychat hippa section ) only has space for 2 disputes per page.

I thought it would look suspicious if I disputed everything on my report all at once.

I'm still waiting for my reports to show up, then I plan on getting my addresses removed (going to try anyway!), then I'll move on to the disputes. Just wanted to get that question taken care of before I started.

Thanks again!

There is also an initial dispute template for multiple dispute (5) spaces per page, with room to add more under it.

 

It would probably be recommended to do 7 on each page. Fill each page out entirely and submit them together.

[JayB27]

 

It can also be done on yellow legal paper, handwritten in a blue or green ink.

[ShootMeInTheFace]

Thank you all for the replies. I'm still waiting for my paper reports to arrive. I'm hoping it will be this week.

 

I'm anxious to get started!

 

Thanks again!

[Why Chat]

Follow the guides:

http://www.whychat.5u.com/GUIDEBOOK.html

 

http://www.whychat.5u.com/GUIDE%20HIPAA%20PROGRAM.html

 

Use the NEWER form for disputing:

http://whychat.5u.com/hipaadisp.html

 

The previous method, yellow lined paper, handwritten etc. was engendering responses from the CRAs requesting ID as they were able to claim that the letters were illegible.

[ShootMeInTheFace]

Thank you for the links.

 

So, it would be ok to send in three pages of those at once? 5 on one, 5 on another and 4 on the last?

 

Thanks again!

[Why Chat]

Are you saying you have 14 separate medical accounts reporting on EACH CRA report?? Or are you looking at a combined 3in 1 report.

[ShootMeInTheFace]

Yes, there are 14 separate collections on each report.

 

Well, all but Equifax. For some reason, that one is completely blank other than a few inquiries last month. Doesn't make any sense.

[Why Chat]

OK, Yes use 3 pages with 5 on each page and 4 on the 3rd page.

[ShootMeInTheFace]

Great, will do.

 

Thank you again. It's amazing what you do here to help people. I really appreciate it.