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HouseBound0829

EQ not updating Credit Limit or Balance Paid

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Ok, so i have a question. Equifax is my lowest score. Eq has not updated my credit limit increases or the fact that I have paid off my VS and my Cap1 all of this since Oct. No Update.... The other two show the correct amounts. Should I dispute the balances/limits? If so, can (should) I do it online? Thanks a bunch for your help! :wave:

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I have the same problem on some accounts.

 

with EQ only

 

and since Oct like you mention.

 

the same accounts update fine on EX/TU.

 

I'm guessing something is broken on their end.

 

but they will deny it to the bitter end.

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I have the same problem on some accounts.

 

with EQ only

 

and since Oct like you mention.

 

the same accounts update fine on EX/TU.

 

I'm guessing something is broken on their end.

 

but they will deny it to the bitter end.

Thanks for your reply... :wave: So, do you think that I should dispute this? I think there are a LOT of thing broken on their end... LOL

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I wouldn't advise disputing because it can have consequences that you don't want. It will eventually be updated. I would suggest calling and asking about a glitch but don't do a formal dispute. Is this through a monitoring service or directly from the CRA?

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I wouldn't advise disputing because it can have consequences that you don't want. It will eventually be updated. I would suggest calling and asking about a glitch but don't do a formal dispute. Is this through a monitoring service or directly from the CRA?

Thanks for your reply :wave: Funkie, it is through the CRA. Backdoor. So wierd. Perhaps I'll call and ask about the glitch. I certainly dont want or need unintended consequences. Thanks for the advise. I am thinking about apping for NFCU for membership... (I have an in with my brother who is a war vet) and I was reading on Credit pulls that they pull EQ.

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I wouldn't advise disputing because it can have consequences that you don't want. It will eventually be updated. I would suggest calling and asking about a glitch but don't do a formal dispute. Is this through a monitoring service or directly from the CRA?

Thanks for your reply :wave: Funkie, it is through the CRA. Backdoor. So wierd. Perhaps I'll call and ask about the glitch. I certainly dont want or need unintended consequences. Thanks for the advise. I am thinking about apping for NFCU for membership... (I have an in with my brother who is a war vet) and I was reading on Credit pulls that they pull EQ.

 

 

HUmm. We'll my TU hasn't updated in about 45 days so maybe its going around.

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One account on my EX has not updated since I PIF back in September. I'm not going to dispute it because that could result in deletion or other negative outcome.

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EQ does not report for me either (almost 1 year) and I would have to dispute for things to update. The last dispute I did for update DELETED one of my auto loans. So now I am gardening so I won't worry about for now.

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I have the same problem on some accounts.

 

with EQ only

 

and since Oct like you mention.

 

the same accounts update fine on EX/TU.

 

I'm guessing something is broken on their end.

 

but they will deny it to the bitter end.

 

 

Same here.

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