Should I close oldest account

[theknowerofstuff]

Normally, I know the answer is no.

 

I have had BOA for about 7 years. They started off as a deposit credit card and graduated. The amount never has increased, I wont ask for one since they pull all three. They charge a fee of $79 annually and wont budge. They have offered to open a new card, but I will still loose all the time since they wont transfer it to a new card. My score is over 750 now (thanks CB!) Should I just walk away from it?

[NoPresetSnarkLimit]

No don't close

 

1. Freeze EX

 

2. Hit CLI

 

3. Call BOA EO for reconsideration on CLI and AF, They are very helpful

 

The computer is blocking you, a human will look at your history with BOA and credit reports.

Also they don't pull all 3

Edited January 6, 2015 by RecoveredDebtaholic

[NoPresetSnarkLimit]

A human with authority and a brain I should say therefore eliminating most front line CSR's

[JayB27]

+1, they will pull TU on request.

 

You have a good enough history with them and good enough scores to accomplish something with a call.

[theknowerofstuff]

OK, I will try today and see what happens

[funkiehouse]

If you do end up closing it make sure you apply for new cards, if you want/need them, before closing this one.