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Equifax doesn't update/delete when told by creditor


prosper711
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The last post in this topic was posted 3432 days ago. 

 

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1. I had a Midland (ugh) account that I dispute with Midland, they agreed to tell the CRA's to delete it. TU and EX did so promptly, it has been 5 weeks and it is still on EQ.

 

2. Verizon Wireless, after 2 years just mysteriously disappeared from TU, then a day later from EX. 1 week later it is still on EQ.

 

Does EQ just not delete if they are told to by the creditors? And a side note wondering why Verizon deleted after only 2 years anyway?

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  • 3 weeks later...

I also have a collection item with MCM for Verizon Wirless , and they are being very difficult to budge with and even more so to agree to PFD, any advise what you might have sent to them to agree to those terms, thanks ill appreciate your help

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Prosper711 - I have been seeing this A LOT lately with Equifax, I'm not sure I understand why. I did not used to be like that...was pretty smooth before. I got a Cavalry Portfolio delete letter, EX deleted quickly, TU several days later.... and damn EQ lagged behind about 3 weeks or so...then finally fell off? Next time, I will hammer them with CFPB I guess.

 

I was starting to wonder if the JDB/CA had the ability to delete from 2 out of the 3 bureaus (and still leave EQ on the report) just to lemonade the consumers off & put up roadblocks in the mortgage approval process. I have never used E-Oscar, so unfortunately I don't know the EXACT mechanics of how submitting a ACDV works. If someone here knows the answer to this, I would sure like to know....

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Prosper711 - I have been seeing this A LOT lately with Equifax, I'm not sure I understand why. I did not used to be like that...was pretty smooth before. I got a Cavalry Portfolio delete letter, EX deleted quickly, TU several days later.... and damn EQ lagged behind about 3 weeks or so...then finally fell off? Next time, I will hammer them with CFPB I guess.

 

I was starting to wonder if the JDB/CA had the ability to delete from 2 out of the 3 bureaus (and still leave EQ on the report) just to lemonade the consumers off & put up roadblocks in the mortgage approval process. I have never used E-Oscar, so unfortunately I don't know the EXACT mechanics of how submitting a ACDV works. If someone here knows the answer to this, I would sure like to know....

 

3 weeks to remove something on their own is hardly CFPB material.

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Prosper711 - I have been seeing this A LOT lately with Equifax, I'm not sure I understand why. I did not used to be like that...was pretty smooth before. I got a Cavalry Portfolio delete letter, EX deleted quickly, TU several days later.... and damn EQ lagged behind about 3 weeks or so...then finally fell off? Next time, I will hammer them with CFPB I guess.

 

 

 

 

This is true. I'm having the same problem with a duplicate Target account (derog, IIB) that has been removed from TU and EX, but sticks like glue to EQ despite repeated disputes.

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