WHAT SHOULD I DO

[dagame660]

I started the wychat credit steps-Opted Out-Ordered credit report I have a few questions. Now Im ordering Lexis report and address corrections.

 

 

1.Experian credit reports have 15 accounts that fall off in 2015

Transunion have 13 accounts that fall off in 2015 (should I dispute for validation these accounts in the initial dispute letter or wait and let them fall off)

 

2.Experian and Transunion Have same account but fall off in 2015 on one and 2016 on another(what should I do)?

 

3.Got a eviction collection that violated the laws in Louisiana I have all the paperwork to dispute it should I dispute it with the CA first before I send initial dispute with CRA?

[JayB27]

It really depends, if these are all medical accounts and you plan to use the Why Chat HIPAA method then other disputing is not recommended.

 

If they aren't, I don't start disputing the validity of the debts that are due to fall of this year. Dispute them as obsolete, according to the timeframe each CRA uses:

 

http://creditboards.com/forums/index.php?showtopic=521705

 

You will need to be more specific if you want more specific advice. "Initial dispute letter" refers to the medical program.