The Master 2015 Credit Approvals Thread

[cloknem]

 

After closing these cards about 9 months ago, I signed up for them again. This time for higher CL's

Barclays Apple Rewards - $5,500 (wanted a new iPod)

Chase Amazon.com Rewards Visa Signature - $8,500 (will use for its cash back potential)

 

Infiniti Financial Services - Lease

 

You opened a glorified store card TWICE, and the second time was just to get one little item?

 

You need a checkup from the neck up.

 

Edited August 20, 2015 by cloknem

[mendelssohn]

Amex Business Gold Rewards

75K MR points for $10K spend in 3 months

AF waived the first year

 

Amex SPG Business for $3K

10K *P for first purchase, 15K *P for $5K spend in 6 months

AF waived the first year

 

Cap1 PC QS1 to QS

CLI from $4000 to $7500

 

Discover CLIs (3x $1000) from $8500 to $11.5K.

 

Amex Business Platinum

150K MR points for $20K spend in 3 months

 

Discover CLI from $11.5K to $12.5K (in May)

 

Walmart CLI from $6K to $10K

 

Lowe's CLI from $17K to $35K

 

Fidelity Amex CLI from $15K to $25K

 

Discover CLI from $12.5 to $13.5K (earlier this month)

 

NFCU Flagship CLI from $25K to $35K

 

Citi AA MC CLI from $4800 to $6300 with a SP

 

Citi AA Exec MC $8500

75K miles/$7500 spend in 3 months

 

Citi Hilton HHonors Visa $6000

75K points/$2K spend in 3 months

 

Chase Ink Plus Visa $10K

50K UR points/$5K spend in 3 months

 

Walmart CLI from $15K to $20K (3rd CLI in 45 days)

 

Barclays Miles & More MC CLI from $24,100 to $30,000

 

Amex Hilton HHonors auto CLI from $1K to $2K

 

Amex SPG CLI from $3K to $9K

 

 

Cap1 QS CLI from $7.5K to $10K

[C316]

Woke up to a Chase Freedom auto CLI 4.5K--->9k.

[david_weaver]

I have never had a Chase auto-CLI on any of my four cards (Marriott, Amazon, Slate, Ink).

 

Chase just sent me a new Slate card, with a chip. Still same $500 CL though, the lowest of any card I hold.

[RiotAct]

Just snagged a CLI on my Citi Forward card, went from $9,400 to $12,400

 

My last CLI with them was 13 months ago, had tried a couple times in between then and today with no luck but I guess they liked me today FICO is at 728 as of yesterday, according to Discover TU score.

[TheVig]

Just snagged a CLI on my Citi Forward card, went from $9,400 to $12,400

 

My last CLI with them was 13 months ago, had tried a couple times in between then and today with no luck but I guess they liked me today FICO is at 728 as of yesterday, according to Discover TU score.

 

Congrats!

[JDK83]

For 2015:

 

Amex Platinum --> D* 1970

Amex Costco --> 5K --> D* 1970

Penfed Plat Rewards --> 14.5K

Justice FCU Visa --> 23.8K

Chase Sapphire Preferred --> 12K

Chase IHG --> 10K

Amex Biz Plat --> 150K MR points

Amex Biz Gold --> 75K MR points

Citi AAdvantage --> 10.5K

Citi TY Premier --> 6.8K

Citi Prestige --> 10.5K

Barclay Arrival + --> 5K

Walmart MC --> CLI 15K to 25K

American Airlines FCU --> CLI 20K to 25K

 

Every creditor seems to like me except Capital One. I get automatic denials from Cap One. Maybe I froze too many black ops credit bureaus. Or maybe not enough.

 

Now I'm gardening. I think.

Edited August 24, 2015 by Oilcan12

[Zobelle]

Wife's TE card got 3x bump lately. After 2 years of denials.

[mendelssohn]

 

Amex Business Gold Rewards

75K MR points for $10K spend in 3 months

AF waived the first year

 

Amex SPG Business for $3K

10K *P for first purchase, 15K *P for $5K spend in 6 months

AF waived the first year

 

Cap1 PC QS1 to QS

CLI from $4000 to $7500

 

Discover CLIs (3x $1000) from $8500 to $11.5K.

 

Amex Business Platinum

150K MR points for $20K spend in 3 months

 

Discover CLI from $11.5K to $12.5K (in May)

 

Walmart CLI from $6K to $10K

 

Lowe's CLI from $17K to $35K

 

Fidelity Amex CLI from $15K to $25K

 

Discover CLI from $12.5 to $13.5K (earlier this month)

 

NFCU Flagship CLI from $25K to $35K

 

Citi AA MC CLI from $4800 to $6300 with a SP

 

Citi AA Exec MC $8500

75K miles/$7500 spend in 3 months

 

Citi Hilton HHonors Visa $6000

75K points/$2K spend in 3 months

 

Chase Ink Plus Visa $10K

50K UR points/$5K spend in 3 months

 

Walmart CLI from $15K to $20K (3rd CLI in 45 days)

 

Barclays Miles & More MC CLI from $24,100 to $30,000

 

Amex Hilton HHonors auto CLI from $1K to $2K

 

Amex SPG CLI from $3K to $9K

 

Cap1 QS CLI from $7.5K to $10K

 

 

Amex Platinum

100K for $3K spend in 3 months

 

 

[Zobelle]

Punk.

 

Might as well get another revolver on the same HP!

[mendelssohn]

I'm not looking for more revolvers. The 100K was too good to pass up though.

[Zobelle]

There isn't a single revolver that interests you?

 

Impossible.

[mendelssohn]

Other goals. I don't want a second new account reporting.

[Zobelle]

If only D* wasn't dead.

[Mo Munny Mo Problems]

So what exactly is 100k in Membership Rewards points worth?

[Mo Munny Mo Problems]

If only D* wasn't dead.

I had an amex since 2000 but a biz amex not even reporting on to my personal. I was waiting to do my back dating. Completely missed the whole train on that

 

:/

 

sucks

[cv91915]

So what exactly is 100k in Membership Rewards points worth?

 

It's even better than when someone @#$<s your $%#/.

[Mo Munny Mo Problems]

Dangggg thats hawt

[Zobelle]

So what exactly is 100k in Membership Rewards points worth?

Plenti.

[Mo Munny Mo Problems]

XD

[Mo Munny Mo Problems]

No but seriously if u wanted to say get the cheapest hotel you can, how many nights 100k mr points get you?

 

I'm talking $55 a night Econolodge status lol

[Zobelle]

Well uh....Considering redemptions are not even 1:1 on MR for "travel credit" I'd say about two weeks worth?

[Mo Munny Mo Problems]

Ohh ok lol... i dont know, thats why im asking. Whats the best use of MR points to get max value then?

I have an American Express simply cash business, and don't participate in the Membership Rewards program so I've never been able to go online and peek around for myself to see anything that suits my fancy

[Zobelle]

So I just unfroze EX as I will have to in the near future anyway.... Ideas? 678 FICO, one really old collection reporting, Utilization is approx 6%. I am thinking 100K Plat, 30K SPG, and maybe a Citi AA Biz Plat.

[cloknem]

Approved = BankAmericard Better Balance Rewards -> $8,400

EX frozen, app disapproved. Recon identified herself as a senior analyst, told me that EX

was frozen and asked me if I would like to use TU. Waited on hold a couple

and got approved. TU FICO 750