The Master 2015 Credit Approvals Thread

[mizliz1011]

 

 

 

 

 

 

 

 

 

Amex Business Gold Rewards

 

75K MR points for $10K spend in 3 months

AF waived the first year

Amex SPG Business for $3K

 

10K *P for first purchase, 15K *P for $5K spend in 6 months

AF waived the first year

Cap1 PC QS1 to QS

CLI from $4000 to $7500

Discover CLIs (3x $1000) from $8500 to $11.5K.

 

Amex Business Platinum

150K MR points for $20K spend in 3 months

Discover CLI from $11.5K to $12.5K (in May)

Walmart CLI from $6K to $10K

Lowe's CLI from $17K to $35K

Fidelity Amex CLI from $15K to $25K

Discover CLI from $12.5 to $13.5K (earlier this month)

NFCU Flagship CLI from $25K to $35K

Citi AA MC CLI from $4800 to $6300 with a SP

 

 

Citi AA Exec MC $8500

75K miles/$7500 spend in 3 months

 

 

Citi Hilton HHonors Visa $6000

75K points/$2K spend in 3 months

 

 

Chase Ink Plus Visa $10K

50K UR points/$5K spend in 3 months

 

Finally on the Ink Plus, hooray! love that Citi Honors...

[mendelssohn]

Thanks, Liz!

 

That was my white whale.

[cv91915]

mendelssohn is taking all of you to Whorelando in August with his points.

[Tileguy61]

mendelssohn is taking all of you to Whorelando in August with his points.

huh... I knew he was a standup guy...

[mendelssohn]

mendelssohn is taking all of you to Whorelando in August with his points.

 

Uh.....no.

[sophie1]

I received my Venture card in the mail today!!! $10k hip hop hooray.....

[dvd]

I received my Venture card in the mail today!!! $10k hip hop hooray.....

Did you get the metal card?

 

 

 

 

Sent from my iPad using Tapatalk HD

[cv91915]

 

mendelssohn is taking all of you to Whorelando in August with his points.

 

Uh.....no.

 

 

Someone wants Whorelando and the ball stickage all to himself.

[sophie1]

 

I received my Venture card in the mail today!!! $10k hip hop hooray.....

Did you get the metal card?

 

 

 

 

Sent from my iPad using Tapatalk HD

 

Nope....

[Rollercoastergirl]

Capone Quicksilver auto increase from 2,000 to 3,500. This card will have it's first birthday tomorrow.

[dixiecup]

AMEX blue everyday 2,000. I make a good salary but have 70% utilization on my current cards. Don't know what they pulled.. Only score I know for sure is TU 672

[IndyPoolPlayer]

AMEX blue everyday 2,000. I make a good salary but have 70% utilization on my current cards. Don't know what they pulled.. Only score I know for sure is TU 672

 

Holy Schmoly! I'm surprised you got approved with that kind of util

[mizliz1011]

3x CLI, 61 days if you can PIF before invoice cuts, use it a lot, and try to get your utility down, then once again and you will have a nice credit line...congratulations!

[Gudziel]

Called Cap1 EO to get my four cards looked at. All have A/F's and were rebuilders. Hoped to get at least one switched to a better card, all A/F's removed and at least one with a CLI.

 

Spoke to a nice lady and told her what I had hoped for. Decided to get the largest account moved to a better card. Then go from there.

 

#1: $3k switched to Quicksilver w/ no A/F and 1.5% cash back and $79 A/F reimbursed.

#2, #3, #4: Could not do anything to them, but had one $39 A/F reimbursed.

 

Told that they do not do CLI's over the phone with a real person. I'd either have to do it online or on the phone's automated system. I was shocked. Never heard of that.

 

So I went online and tried to apply for CLI's on all of the cards. Result.... expect the response in 2-3 business days for a message in my inbox.

 

Finally, I decided to apply for another Quicksilver account. Figured, I can close one or two accounts depending on the outcome. Entered my information, hit the submit button and left my computer to get a drink. (I never like immediately seeing the results. I like to look when I'm ready hehe). I come back to a "Link Card to Account" screen, so I figured I got the card. Enter my information and see this:

 

VISA Signature (Doesn't say it is a Quicksilver account but displays the Quicksilver image for some reason???)

$10,000.00 Limit!!!!!!!!!!!!!!!!!!! HIGHEST LIMIT YET!!!!!

 

This destroys the other limits. My second highest limit is Alliant FCU at $5k! Lowe's is at $10k but that's a store card. I'm so freaking happy right now!!!! I kinda want to try for an Amex but already tried 6/3 and was denied. Unsure what my best chances of getting are.

 

Anyways. That's mine Cap1 update!

Edited July 13, 2015 by Gudziel

[caddycts]

OMG! OMG!!! I just got approved for my highest cl EVER!!!! (and I'm close to being a called a senior citizen) $10,000 NFCU nRewards Visa!!!!

[Gudziel]

I may be just as happy (or happier) as caddycts.

 

Decided to pull on Amex Everyday and got accepted!!!!!

 

$2k limit but I've been dreaming of getting into this club!!!! How are they with recons for higher limits and CLI's????? I want to make sure I do whatever I need to so they can grow with me!

[david_weaver]

$10K Citi Hilton Honors approval to grab those 75K points!

 

MyFico said EX was 706 (which is my lowest by 20+ points).

 

Citi approval said EX was 718 (bankcard score).

[Guest]

Decided to get a Lowes card tonight to have along with my $22k Home Depot card. Submitted app online, instant approval for $3k. Spent 5 minutes with a rep on chat; asked for $25k, received $25k. Very happy with the approval and limit recon!

[bluesmap]

since yesterday and today

 

amex platinum

citi prestige $15,500

navy federal visa signature $20,000

 

will try to get the amex everyday preferred but i doubt i have time right now. military schedule

[perryswoman]

Decided to get a Lowes card tonight to have along with my $22k Home Depot card. Submitted app online, instant approval for $3k. Spent 5 minutes with a rep on chat; asked for $25k, received $25k. Very happy with the approval and limit recon!

How did you do chat before you got the card? My friend got 3k tonight too and wants to try for 25k. Her highest line now is 15k.

[jamal2383]

Discover $1,500 Cli via Luv Button $6,600>$8,100

Barclay Visa Apple Rewards $3,500

Capital One Venture $10,000

[Guest]

 

Decided to get a Lowes card tonight to have along with my $22k Home Depot card. Submitted app online, instant approval for $3k. Spent 5 minutes with a rep on chat; asked for $25k, received $25k. Very happy with the approval and limit recon!

 

How did you do chat before you got the card? My friend got 3k tonight too and wants to try for 25k. Her highest line now is 15k.

Got a temporary shopping pass that gave me my account number. Registered for online access and accessed chat from there.

[perryswoman]

 

 

Decided to get a Lowes card tonight to have along with my $22k Home Depot card. Submitted app online, instant approval for $3k. Spent 5 minutes with a rep on chat; asked for $25k, received $25k. Very happy with the approval and limit recon!

How did you do chat before you got the card? My friend got 3k tonight too and wants to try for 25k. Her highest line now is 15k.

Got a temporary shopping pass that gave me my account number. Registered for online access and accessed chat from there.

 

ok thx. It worked and she will do chat in am. Thx again

[perryswoman]

 

 

 

Decided to get a Lowes card tonight to have along with my $22k Home Depot card. Submitted app online, instant approval for $3k. Spent 5 minutes with a rep on chat; asked for $25k, received $25k. Very happy with the approval and limit recon!

How did you do chat before you got the card? My friend got 3k tonight too and wants to try for 25k. Her highest line now is 15k.

Got a temporary shopping pass that gave me my account number. Registered for online access and accessed chat from there.

 

ok thx. It worked and she will do chat in am. Thx again

 

Her new limit is 25k!! Awesome.

[Gudziel]

Barclay Apple Visa: $2k -> $5.5k CLI.