The Master 2015 Credit Approvals Thread

[RussInGotham]

Definitely. Don't want to go to Texas in August.

[cv91915]

Definitely. Don't want to go to Texas.

[TrevorHere]

 

Definitely. Don't want to go to Texas.

 

Don't mess with Texas.

[Zobelle]

Southern OK sucks in August too....

 

I was doing some speed testing for an SSIC on a M90 blower once to see how fast it'd heat soak. Short story, It never made it past idle to get there. 113* Surface temps + fresh asphalt = one pissed off intercooler.

[mizliz1011]

 

 

Definitely. Don't want to go to Texas.

 

Don't mess with Texas.

 

don't mess with Houston...

[Zobelle]

Houston is just muggy

[mizliz1011]

Houston is muggy 365 days per year...

[nysbadmk8]

Spg Biz- 25K offer

Plat Biz- 100K MR offer

 

 

DW-

 

Discover It- $7500

HD credit card- 2K

[RussInGotham]

I decided to try to get two Amexes again today.

 

That PRG 50K offer seems gone, so I went with the standard offer through a referral link from mendelssohn. Approved!

 

Then I went for the ED through a referral link from HL. Approved for $2K! The limit sucks, but the 29 year trade line doesn't.

Online CLI request for my Fidelity Amex. I asked to go from $9K to something like a $20K or $25K line. Instant approval for $16.7K! This is now my highest line, and it takes me to over $50K in trade lines. Next stop, $100K!

I requested a CLI this morning for my $2K Amex ED. I almost asked for a CLI for my $6K BCE, but I didn't want the rejection. Not because I'm afraid of rejection, but because I don't want to wait 90 days before requesting another CLI. Anywho, approved to $6K!

 

Now at $55,600 in credit, with an average line of $5,054.54.

I called Citi's EO yesterday asking for a CLI for my $2.5K Double Cash. Asked them to match the $16.7K on my Fidelity Amex. A CLI came through an hour ago. $12.3K! This is now my second highest limit.

 

Now at $65,400 credit, with an average line of $5,945.45.

I'm in the middle of an app spree today. So far:

• Sallie Mae $6,000
• IHG (Chase) $14,600
• Bank of America $11,000

I have apps with Alliant and UNFCU that are pending.

 

I now have 15 lines. 14 are revolving, with $97,000 of credit, and an average line of $6,928.57.

 

Got a HP CLI on my Chase Freedom to go from $3,500 to $6,000.

 

Alliant initially approved me for $2,000, but when I said that I wanted to do a $3,000 balance transfer, I was put on hold. A few minutes later, the loan officer said that because I have a 823 credit score, they're giving me a $15,000 line! Now I need to figure out what scoring model Alliant uses.

 

I now have six-figures in credit! $114,500 in credit lines, with an average line of $7,633.33.

[PsychoScore]

Disco CLI: 12,000 > 13,500

 

PenFed 3rd quarterly offer : PLOC $24,200 > accepted!

 

June 2009 Fico score mid 500's

 

Do it!

 

[mendelssohn]

 

 

 

 

 

 

Amex Business Gold Rewards

 

75K MR points for $10K spend in 3 months

AF waived the first year

Amex SPG Business for $3K

 

10K *P for first purchase, 15K *P for $5K spend in 6 months

AF waived the first year

Cap1 PC QS1 to QS

CLI from $4000 to $7500

Discover CLIs (3x $1000) from $8500 to $11.5K.

 

Amex Business Platinum

150K MR points for $20K spend in 3 months

Discover CLI from $11.5K to $12.5K (in May)

Walmart CLI from $6K to $10K

Lowe's CLI from $17K to $35K

Fidelity Amex CLI from $15K to $25K

Discover CLI from $12.5 to $13.5K (earlier this month)

NFCU Flagship CLI from $25K to $35K

Citi AA MC CLI from $4800 to $6300 with a SP

 

 

Citi AA Exec MC $8500

75K miles/$7500 spend in 3 months

[BW1216]

 

 

Citi AA Exec MC $8500

75K miles/$7500 spend in 3 months

 

Shoot, I wonder if they'll change my $5k spend for 50k miles deal to that

[nocavehoes]

Still haven't stopped our month long post-mortgage app spree:

 

Citi® / AAdvantage® Executive World EliteTM MasterCard - 13k

2nd CapOne Venture - 20k

Delta Amex - 1k

 

DW -

Citi® / AAdvantage® Executive World EliteTM MasterCard - 13k

USAA Cashrewards MC - 7k

[cloknem]

Lowe's - 3K

[hawaiigirl]

Amex 2fer:

Business Gold Rewards Card 75K MR points for $5K spend in 3 months (via email offer)

Business Simply Cash $3K

 

They told me to call when I get the SC card for CLI. Is that any better than online button? Also, does the 3X CLI apply to business cards too?

Edited July 8, 2015 by hawaiigirl

[nocavehoes]

I can't stop app'ing! At least I am not trying for store cards

 

Me:

Chase Ritz - 21k (thanks MJPEREZ77)

 

Wife:

Chase Marriott - 10k

2nd Venture - 15k

Edited July 8, 2015 by nocavehoes

[cloknem]

4 CLI denials over the last nine months on my Double Cash. Called the EO for assistance. Got a bump $1.7K -> $5K (it's what I requested).. Biggups to the EO!

[cloknem]

Wyndham Rewards Visa - $5K

[Sourgirl32]

Cap one classic platinum 500

Cap one quicksilver one 500

 

 

Didn't have any revolvers at all....I'm excited!

[mendelssohn]

 

 

 

 

 

 

 

Amex Business Gold Rewards

 

75K MR points for $10K spend in 3 months

AF waived the first year

Amex SPG Business for $3K

 

10K *P for first purchase, 15K *P for $5K spend in 6 months

AF waived the first year

Cap1 PC QS1 to QS

CLI from $4000 to $7500

Discover CLIs (3x $1000) from $8500 to $11.5K.

 

Amex Business Platinum

150K MR points for $20K spend in 3 months

Discover CLI from $11.5K to $12.5K (in May)

Walmart CLI from $6K to $10K

Lowe's CLI from $17K to $35K

Fidelity Amex CLI from $15K to $25K

Discover CLI from $12.5 to $13.5K (earlier this month)

NFCU Flagship CLI from $25K to $35K

Citi AA MC CLI from $4800 to $6300 with a SP

 

 

Citi AA Exec MC $8500

75K miles/$7500 spend in 3 months

 

 

Citi Hilton HHonors Visa $6000

75K points/$2K spend in 3 months

[mendelssohn]

 

 

 

 

 

 

 

 

Amex Business Gold Rewards

 

75K MR points for $10K spend in 3 months

AF waived the first year

Amex SPG Business for $3K

 

10K *P for first purchase, 15K *P for $5K spend in 6 months

AF waived the first year

Cap1 PC QS1 to QS

CLI from $4000 to $7500

Discover CLIs (3x $1000) from $8500 to $11.5K.

 

Amex Business Platinum

150K MR points for $20K spend in 3 months

Discover CLI from $11.5K to $12.5K (in May)

Walmart CLI from $6K to $10K

Lowe's CLI from $17K to $35K

Fidelity Amex CLI from $15K to $25K

Discover CLI from $12.5 to $13.5K (earlier this month)

NFCU Flagship CLI from $25K to $35K

Citi AA MC CLI from $4800 to $6300 with a SP

 

 

Citi AA Exec MC $8500

75K miles/$7500 spend in 3 months

 

 

Citi Hilton HHonors Visa $6000

75K points/$2K spend in 3 months

 

 

Chase Ink Plus Visa $10K

50K UR points/$5K spend in 3 months

[RussInGotham]

Citi Hilton HHonors Visa $6000

75K points/$2K spend in 3 months

 

Chase Ink Plus Visa $10K

50K UR points/$5K spend in 3 months

 

Nice!

[RussInGotham]

I decided to try to get two Amexes again today.

 

That PRG 50K offer seems gone, so I went with the standard offer through a referral link from mendelssohn. Approved!

 

Then I went for the ED through a referral link from HL. Approved for $2K! The limit sucks, but the 29 year trade line doesn't.

Online CLI request for my Fidelity Amex. I asked to go from $9K to something like a $20K or $25K line. Instant approval for $16.7K! This is now my highest line, and it takes me to over $50K in trade lines. Next stop, $100K!

I requested a CLI this morning for my $2K Amex ED. I almost asked for a CLI for my $6K BCE, but I didn't want the rejection. Not because I'm afraid of rejection, but because I don't want to wait 90 days before requesting another CLI. Anywho, approved to $6K!

 

Now at $55,600 in credit, with an average line of $5,054.54.

I called Citi's EO yesterday asking for a CLI for my $2.5K Double Cash. Asked them to match the $16.7K on my Fidelity Amex. A CLI came through an hour ago. $12.3K! This is now my second highest limit.

 

Now at $65,400 credit, with an average line of $5,945.45.

I'm in the middle of an app spree today. So far:

• Sallie Mae $6,000
• IHG (Chase) $14,600
• Bank of America $11,000

I have apps with Alliant and UNFCU that are pending.

 

I now have 15 lines. 14 are revolving, with $97,000 of credit, and an average line of $6,928.57.

Got a HP CLI on my Chase Freedom to go from $3,500 to $6,000.

 

Alliant initially approved me for $2,000, but when I said that I wanted to do a $3,000 balance transfer, I was put on hold. A few minutes later, the loan officer said that because I have a 823 credit score, they're giving me a $15,000 line! Now I need to figure out what scoring model Alliant uses.

 

I now have six-figures in credit! $114,500 in credit lines, with an average line of $7,633.33.

 

My UNFCU Azure app was denied. Twice.

 

I finally was able to recon it into an approval. Only a $1,500 Azure for now, but I'll take it!

 

17 credit lines, with 16 revolving for $116,000 of credit. Average line is $7,250.00.

[Vireo]

Bank of America CLI $12.7k -> $21.6k. Asked for $25k.

[cloknem]

Lowe's - 3K

 

4 CLI denials over the last nine months on my Double Cash. Called the EO for assistance. Got a bump $1.7K -> $5K (it's what I requested).. Biggups to the EO!

 

Wyndham Rewards Visa - $5K

Lowes $3K ->$10K

Walmart MC (luv button) $2.5K -> $5K