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The Master 2015 Credit Approvals Thread


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The last post in this topic was posted 2584 days ago. 

 

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Wells Fargo Cash Back Visa Signature $6K

 

If you update this thread with a new credit card approval, in addition to the card and the limit, please post what your new card offers uniquely toward your credit plan, or how the rewards are unique and valuable to your current spending habits.

 

If you can't articulate a logical, sensible rationale for getting a card, don't apply for it.

 

Yes, dad. Sheesh.

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Wells Fargo Cash Back Visa Signature $6K

 

If you update this thread with a new credit card approval, in addition to the card and the limit, please post what your new card offers uniquely toward your credit plan, or how the rewards are unique and valuable to your current spending habits.

 

If you can't articulate a logical, sensible rationale for getting a card, don't apply for it.

 

Yes, dad. Sheesh.

 

OK, I'll play the game...

 

5% cash back on gas, groceries and drugstores (Target and Walmart count) for the first 6 months. My best gas, groceries and drugstore card is 2%.

0% APR for the first 15 months, in case I need to carry a balance for some reason.

$600 cell phone protection if you pay your bill with the credit card.

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DBF Nick, British Airways from Chase, $24K instant approval, 50,000 Avios, $2,000 spend in three mos. We will near 200,000 soon, waiting for 200K so we can go crazy. And I will read and re-read the link that Tyra sent me. and then re-read it again. Lots of AmEx MRs available for conversion when good exchange possible...

 

Thanks to whoever mentioned that... now to wait to chase AA card for optimal sign-on.

Edited by mizliz1011
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I just got a $1,000 CLI on my Capital One Quicksilver with a SP. I'm up to $11,000 now. :rofl:

 

Rar!

 

Lemme guess: 22nd highest limit?

 

 

Last time I opened my spreadsheet from Dropbox on a flight I couldn't save it and it got corrupted. So let's just say that's close.

Edited by cv91915
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Most recent I can think of ........

 

Capital One - Quicksilver Signature Visa $10k - I was dead in the water with the Cap1 Platinum ex-HSBC $100 signing bonus after spending $500 in 3 months. Done!

Bank of America Cash Rewards Visa $7.5 k $100 signing bonus after spending $500 in 3 months (done!) 0% until June 2016

Sam's Club MC - $4k (already have a Sam's "store" card at $10k) - reason? the perks

Chase Freedom Visa $8.5k *have always wanted one* 0% til June 2016

Amazon Chase Visa $4.5k - again there are some good perks 3% rewards at Amazon; I use the Amazon store card to carry 0% promo balances

Amex Blue Everyday Cash $5k - 0% APR til Sept 2016

 

Winner of most piddling credit limit ever:

 

Citi DoubleCash MC $500 :-\ I have many other Citi cards and I have max exposure with them, so I'd have to close something else to get this one higher. Reason I wanted this 2% on everything.

Edited by Cactus Flower
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I just got a $1,000 CLI on my Capital One Quicksilver with a SP. I'm up to $11,000 now. :rofl:

 

Rar!

 

Lemme guess: 22nd highest limit?

 

 

Last time I opened my spreadsheet from Dropbox on a flight I couldn't save it and it got corrupted. So let's just say that's close.

 

 

18th. It went from being tied for 18th to holding the 18th spot all by itself. This card in on fire.

 

Trivia: It's my oldest open credit card at just over five years. :lol:

Edited by cv91915
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Amex Business Gold Rewards

 

75K MR points for $10K spend in 3 months

AF waived the first year

Amex SPG Business for $3K

 

10K *P for first purchase, 15K *P for $5K spend in 6 months

AF waived the first year

Cap1 PC QS1 to QS

CLI from $4000 to $7500

 

 

Discover CLIs (3x $1000) from $8500 to $11.5K.

 

Amex Business Platinum

150K MR points for $20K spend in 3 months

 

 

Discover CLI from $11.5K to $12.5K (in May)

Walmart CLI from $6K to $10K

Lowe's CLI from $17K to $35K

Fidelity Amex CLI from $15K to $25K

 

 

Discover CLI from $12.5 to $13.5K (earlier this month)

NFCU Flagship CLI from $25K to $35K

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Long time reader, first time poster! Frequent traveler on United and use Marriott exclusively. Results below are spread out over a couple of months. Definitely back in the garden after this... Thank you CB for helping me achieve the success outlined below!

 

App-O-Rama Results - TU 731 - EX 721 - EQ 697 - Income $110k

 

JP Morgan/Chase Ritz Carlton - $16k - 2 Free nights after $3k

 

Chase United Mileage Plus Club Card - $15k - $100 credit after 1st purchase. Got card for lounge access.

 

Citi Prestige - $13k - 40k points after $3k spend - got card for bonus points and travel benefits.

 

Citi TY Premier - $6.2k - 50k points after 3k spend - got card for bonus points

 

Capital One Venture - $30k - 40k points after 3k spend - got card because I read Crap 1 was being very liberal with CL.

 

Discover IT - $18.5k - wanted a Discover to diversify.

 

BofA Cash Rewards - $10k - diversification.

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Amex Business Gold Rewards

 

75K MR points for $10K spend in 3 months

AF waived the first year

Amex SPG Business for $3K

 

10K *P for first purchase, 15K *P for $5K spend in 6 months

AF waived the first year

Cap1 PC QS1 to QS

CLI from $4000 to $7500

Discover CLIs (3x $1000) from $8500 to $11.5K.

 

Amex Business Platinum

150K MR points for $20K spend in 3 months

Discover CLI from $11.5K to $12.5K (in May)

Walmart CLI from $6K to $10K

Lowe's CLI from $17K to $35K

Fidelity Amex CLI from $15K to $25K

Discover CLI from $12.5 to $13.5K (earlier this month)

NFCU Flagship CLI from $25K to $35K

Citi AA MC CLI from $4800 to $6300 with a SP

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Had a mailed Amex Biz Platinum offer sitting on my desk for 150,000 MR after 15,000 spend. Decided to app today since I'm only looking to add business cards for the rest of the year.

 

So approved for the Business Platinum and then also a Business SPG at $6,000. Ex at 738 today.

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Had a mailed Amex Biz Platinum offer sitting on my desk for 150,000 MR after 15,000 spend. Decided to app today since I'm only looking to add business cards for the rest of the year.

 

So approved for the Business Platinum and then also a Business SPG at $6,000. Ex at 738 today.

Nice! :D

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Had a mailed Amex Biz Platinum offer sitting on my desk for 150,000 MR after 15,000 spend. Decided to app today since I'm only looking to add business cards for the rest of the year.

 

So approved for the Business Platinum and then also a Business SPG at $6,000. Ex at 738 today.

Nice! :D
Thanks, had a bunch of other spend to finish up on other cards for my wife and I. Now that I am about done with that, I guess I am ready to tackle this 15,000 plat card. 😀
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Lowes 2k recon to 15K for 10% fathers day sale on new washer and dryer. Also since i just became a homeowner, this card will come in handy for the ongoing 5% off or special financing.

 

Cap 1 Venture 15K for free $430 in travel money.

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I decided to try to get two Amexes again today.

 

That PRG 50K offer seems gone, so I went with the standard offer through a referral link from mendelssohn. Approved!

 

Then I went for the ED through a referral link from HL. Approved for $2K! The limit sucks, but the 29 year trade line doesn't. :good:

Online CLI request for my Fidelity Amex. I asked to go from $9K to something like a $20K or $25K line. Instant approval for $16.7K! This is now my highest line, and it takes me to over $50K in trade lines. Next stop, $100K!

I requested a CLI this morning for my $2K Amex ED. I almost asked for a CLI for my $6K BCE, but I didn't want the rejection. Not because I'm afraid of rejection, but because I don't want to wait 90 days before requesting another CLI. Anywho, approved to $6K! :yahoo:

 

Now at $55,600 in credit, with an average line of $5,054.54.

I called Citi's EO yesterday asking for a CLI for my $2.5K Double Cash. Asked them to match the $16.7K on my Fidelity Amex. A CLI came through an hour ago. $12.3K! :yahoo: This is now my second highest limit. :D

 

Now at $65,400 credit, with an average line of $5,945.45.

 

I'm in the middle of an app apree today. So far:

  • Sallie Mae $6,000
  • IHG (Chase) $14,600
  • Bank of America $11,000

I have apps with Alliant and UNFCU that are pending.

 

I now have 15 lines. 14 are revolving, with $97,000 of credit, and an average line of $6,928.57.

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fabulous, just send a cat pic to HL and was thinking about you.

 

my Bank of A chargeoff was removed from EX due to AG settlement in NY but Chase and Cap One still remain..sob..

 

and, of course, the house..

 

Hope to see you in Aug!

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The last post in this topic was posted 2584 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

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