Jump to content
Member? but forgot everything, can't log in... Frozen out??? ×

THIS IS A POLITICS-FREE ZONE.

The Master 2015 Credit Approvals Thread

IndyPoolPlayer

By IndyPoolPlayer,
in Credit Forum

 Share

The last post in this topic was posted 2892 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts


  • Replies 1.8k
  • Created
  • Last Reply

Top Posters In This Topic

Popular Days

Top Posters In This Topic

Popular Days

Popular Posts

tobettercredit
tobettercredit

Mine went from 150 to 900 to 3500 within 6 months. Charge the hell out of it and PIF. 900 was auto within 2or 3 months and 3500 on sixth statement via chat , I requested 5000 granted my TU was mid 60

TrevorHere
TrevorHere

Not sure you'll make it for 6 months in the garden, but congrats new card and increases

Prime24
Prime24

Dang fell off the gardening wagon already. I'm done   Approved-   Chase Southwest Visa Signature - $8000   Barclay's NFL Visa Card - $6000

rjb75

rjb75

Posted
Posted

 

2015 CLIs so far-

 

Amex Hilton Surpass $7k-$17k

USAA Amex $4k-$13.5k

Discover # 1 $1k-$5.5k

Discover # 2 $7.5k-$11.5k

Amazon store card $3.1k-$5k

Citi Exec $5k-$15k

Sportsmans Guide Visa $2.8k-$5.3k

More CLIs

 

Cap 1 Plat-PC to QS no AF $900-$1900

Kohls $1500-$2500

PP MC $7300-$25000

 

New TLs

 

Amex PRG w/50K MR pts for $1k spend

Chase Bus. United Explorer w/50k miles for $2k spend $5000 CL (had to move $5000 from personal United card to open)

 

Apparently Chase doesn't feel I'm a good risk-max exposure is $25k with them right now.

 

Cap 1 Venture One $4500-$8500 via EO

Link to comment
Share on other sites
Quietman

Quietman

Posted
Posted

Hello everyone. I'm a long time student and lurker of credit boards. For the last eight months or so I've been working on repairing and re :wave: building my credit. Here are my small accomplishments so far.

 

Lowes CLI: $500-$5k cli

Care Credit: $8.5k

Venture Card: $10k

Quicksilver: $500-$1.5k cli

Amex Hilton: $2k

AMHFCU Platinum: $1k-$5k cli

Barclay Rewards: $1.3k

Barclay US Air: $4k

AMHFCU Auto Loan: $20k @ 3.74%

 

I want to thank all the hard working people whom have made this the best credit resource site ever! If a person can't repair and rebuild with all the info on here, they don't need credit anyway!!!

 

Thank You Again CB! P.S. In the garden for a while now! :wave:

 

Welcome!

 

Congrats on both your progress AND De-Lurking!! :clapping:

Penfed American Express

$46,000 Instant Online Approval

MyFico EQ score 785, 3 inqs

Highest CL, next highest is currently 35k

 

That is a fantastic starting limit, congrats!! :good:

Link to comment
Share on other sites
tabathad

tabathad

Posted
Posted

Well, I've been lurking for a LONG time while I waited for my credit situation to improve. I wanted to apply for a secured card in the next few months, but was itching to apply for Walmart to get something moving in the right direction. Other than car loans, I have had nothing on my reports in the last five years (and no credit cards other than charge offs). I have 2 years until the remaining charge offs fall away, so I wasn't expecting an approval - my auto enhanced score on EQ (my worst report though) is 599. Walmart approval (store card) for $700 and Amazon (store card) for $600. I'm going to let these garden for a few months and evaluate getting the secured card then. I'll be happy just to have positive credit cards reporting on my credit for a change! Going in the right direction for the first time in a long time!!

 

Amazon store card - $600

Walmart store card - $700

Link to comment
Share on other sites
CreditNewb15

CreditNewb15

Posted
Posted (edited)

Was approved for a $500 Chase Slate after recon with a 571 EQ.

I guess having very limited credit history helped me a little in this one.

As opposed to a lot of good lines and a lot of bad ones.

 

Anything is possible lol

Edited by CreditNewb15
Link to comment
Share on other sites
mizliz1011

mizliz1011

Posted
Posted

Was approved for a $500 Chase Slate after recon with a 571 EQ.

I guess having very limited credit history helped me a little in this one.

As opposed to a lot of good lines and a lot of bad ones.

 

Anything is possible lol

I was once turned down for a $100 limit credit card. the only way to go is UP. Congrats!

Link to comment
Share on other sites
Repairerer

Repairerer

Posted
Posted

Congrats everyone!

 

The year started out with Penfed offers. Travel Amex $15K -> $30K

 

Then I started to become very curious if I was blacklisted, so I applied. BOA Alaska Airlines instant approval $10K.

Link to comment
Share on other sites
CreditNewb15

CreditNewb15

Posted
Posted

 

Was approved for a $500 Chase Slate after recon with a 571 EQ.

I guess having very limited credit history helped me a little in this one.

As opposed to a lot of good lines and a lot of bad ones.

 

Anything is possible lol

I was once turned down for a $100 limit credit card. the only way to go is UP. Congrats!

 

 

They gave me a $3,500 Freedom two weeks ago.

 

YMMV is not just an acronym, it's a way of life. Ha

Link to comment
Share on other sites
hyp0luxa

hyp0luxa

Posted
Posted (edited)

NFCU Homebuyer's Choice 100% Financing Mortgage Approved

 

225k @ 4.5% / 30Y

 

Scores between 761 and 776 based on disclosure

 

23 Inq on TU, 25 on EX, 3 on EQ

 

2 Accounts newer than 6 months

 

3 Accounts reporting balances

 

Highest Util 10.93%

 

Overall Util 0.82%

 

AAOA 6.2Y

 

Have 25k CC and auto loan with NFCU for 11 months

Edited by hyp0luxa
Link to comment
Share on other sites
Capn12

Capn12

Posted
Posted

After getting the random NASA FCU 'pre-approval' letter in the mail, applying, and receiving an instant $22,100 CL (weird number I know), I got an email from Alliant. I use Alliant for all of my normal Checking account transactions, so figured I was about due to get a card from them.

 

Applied, next day got email for additional information, then approved for $15,00 at 12.24%. Not bad, NASA is 10.9%, but these 2 CLs really were nice, bumped Util from 28% to 19%.

Link to comment
Share on other sites
markca

markca

Posted
Posted (edited)

Forgot to post here.... but finally back in with Chase after being on the blacklist for about 8 or 9 years!!!!!

Chase Freedom - $5.5k. Just received the card today. :)

Edited by markca
Link to comment
Share on other sites
ubercat

ubercat

Posted
Posted (edited)

Ebay MC auto CLI from 3k to 6250.00. I was going to go on a cli spree before Brown thursday hit. I'll take it! :)

 

Neat. Ebates auto cli to 6300.00. I'll take it. Up 1300.

Edited by ubercat
Link to comment
Share on other sites
tmkats

tmkats

Posted
Posted

Forgot to post here.... but finally back in with Chase after being on the blacklist for about 8 or 9 years!!!!!

Chase Freedom - $5.5k. Just received the card today. :)

 

Nice. I only have 7.5 years left to wait.

 

And umpteen years with other issuers. It's going to be me and Cap1 for awhile.

 

<_<

Link to comment
Share on other sites
CameraSnaps

CameraSnaps

Posted
Posted

 

Forgot to post here.... but finally back in with Chase after being on the blacklist for about 8 or 9 years!!!!!

Chase Freedom - $5.5k. Just received the card today. :)

congrats, waiting myself with hope...

 

 

You should try to apply for Chase Freedom! I was on their blacklist too and was approved on a Chase Freedom also. Markca didn't have preapproval on their website when he tried his. They pulled TU on my app. EX was frozen.

Link to comment
Share on other sites
casemodgod

casemodgod

Posted
Posted

I went for a round of CLI's recently.

 

Paypal SC - 2400 to 4000

Amazon Store - 1900 to 4000

Cap 1 Venture - 7500 to 8500 (Luv button after 3 months)

Barlcay US Air (5000 to 6500 ) (Luv button again 3 months)

DCU - 7500 to 15000 (DECLINED) said I had sufficient credit with them already (have a loan too)

Chase - I'm hesitant, but I got 6 months with them, and I use them all heavily.

Comenity TR Visa (waiting for this in the mail, going to request an instant bump to 8500 to match highest limit) - 2000 instant approval.

Link to comment
Share on other sites
mizliz1011

mizliz1011

Posted
Posted

 

 

Forgot to post here.... but finally back in with Chase after being on the blacklist for about 8 or 9 years!!!!!

Chase Freedom - $5.5k. Just received the card today. :)

congrats, waiting myself with hope...

 

 

You should try to apply for Chase Freedom! I was on their blacklist too and was approved on a Chase Freedom also. Markca didn't have preapproval on their website when he tried his. They pulled TU on my app. EX was frozen.

 

I applied for CSP when my scores were higher.. they wanted Ex only so I punted. Maybe with Chase Freedom..but my TU is now in 670s due to mortgage misreport vs. 770's!

Link to comment
Share on other sites
popamode72

popamode72

Posted
Posted (edited)

Got my third CLI with Paypal Smart Connect and this time it was an auto. My previous one was one I requested by phone and the first one I had on this account was also an auto. Initial starting limit of $900 and opened last April. I had also gotten my Amazon limit up to $6k last month but my CLI on Paypal was denied then.

 

From 3.5k to 4.9k

Edited by popamode72
Link to comment
Share on other sites

The last post in this topic was posted 2892 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Guest
This topic is now closed to further replies.
 Share
Go to topic listing



  • Member Statistics

    • Total Members
      187644
    • Most Online
      2046
    CCPerk
    Newest Member
    CCPerk
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.

Pages

×
×
  • Create New...

Important Information

Guidelines

  I accept