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The Master 2015 Credit Approvals Thread

IndyPoolPlayer

By IndyPoolPlayer
in Credit Forum

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The last post in this topic was posted 3765 days ago. 

 

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mizliz1011

mizliz1011

Posted
Posted

Finally got some luv on my Navy CC.

 

$8.5k ---> $15k Instant, soft pull. (Should've went for more, next time)

 

That is a first for me, they have always done hard pulls.

 

My reports have always been dirty prior to this most recent AR on EQ.

 

Pretty happy about this, it was my first real CC, started at $4k. A pre-approval upon membership.

now long did you have the account with them?


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tobettercredit
tobettercredit

Mine went from 150 to 900 to 3500 within 6 months. Charge the hell out of it and PIF. 900 was auto within 2or 3 months and 3500 on sixth statement via chat , I requested 5000 granted my TU was mid 60

TrevorHere
TrevorHere

Not sure you'll make it for 6 months in the garden, but congrats new card and increases

Prime24
Prime24

Dang fell off the gardening wagon already. I'm done   Approved-   Chase Southwest Visa Signature - $8000   Barclay's NFL Visa Card - $6000

BW1216

BW1216

Posted
Posted

 

Done deals:

01/07/2015 - NFCU mortgage closed

01/07/2015 - Citibank Home Depot - $1,001 - What the hell kind of limit is $1,001?

01/08/2015 - Amex Costco True Earnings Card - $1,200 - Meh... least it adds age and will only really get used at Costco anyways

01/08/2015 - NFCU request to combine my two cards

CLIs:

01/08/2015 - Discover - $500 increase to $7,200 - They can suck egg.

Denied:

01/08/2015 - Citi Simplicity CLI - I hate Citi...

01/08/2015 - Citi HHonors CLI - Have I mentioned I hate them? Does anyone know if they counter offer? I requested $20k on both because it is a similar line compared to my other cards, maybe asked for too much?

 

Have I mentioned that I love NFCU!?!

 

Screen_Shot_2015_01_09_at_12_31_33_PM.pn

 

Screen_Shot_2015_01_09_at_12_32_24_PM.pn

mizliz1011

mizliz1011

Posted
Posted

 

 

 

Citi, Double Cash, Denied, EX HI, was 703

Ouch! That hurts!

 

AmEx BCP, TU pull, $5200

Barclays SM, TU I assume (have not checked, others frozen), 10 day pending... a little worried about that

 

Anyone else know if a ten day pending is an eff u?

Could be Barclays tried to pull a frozen report, or its an f.u.

 

APPROVED FOR SALLIE MAY $4000!!!!!!!!!!!!!!!!!!!!!!!!! SHOULD I RECON?????????????

if its not in line with your other limits by all means

 

 

 

 

 

Citi, Double Cash, Denied, EX HI, was 703

Ouch! That hurts!

 

AmEx BCP, TU pull, $5200

Barclays SM, TU I assume (have not checked, others frozen), 10 day pending... a little worried about that

 

Anyone else know if a ten day pending is an eff u?

Could be Barclays tried to pull a frozen report, or its an f.u.

 

APPROVED FOR SALLIE MAY $4000!!!!!!!!!!!!!!!!!!!!!!!!! SHOULD I RECON?????????????

if its not in line with your other limits by all means

 

did recon, approved for $24K overall credit,other two lines are for $4K... at least I understand. No problem will CLI in a few months. answered all of his questions...

popamode72

popamode72

Posted
Posted (edited)

BOA Alaska Air $2k ---> $3k after calling recon. Ideally wanted at least $5k but considering the new accounts on my report and how that account is still new, I'm surprised I still got something. It's just $500 less than what my Paypal Smart Connect is right now. Now I'm really itching for a Chase Ink Cash and will be going for that one the 17th hopefully.

Edited by popamode72
Snuffmanp101

Snuffmanp101

Posted
Posted (edited)

 

Started the year off nicely with a

  • Discover it - $4,000 limit (1/1/15) Recon had to confirm address, EQ was frozen at 655 so they pulled TU 721
  • Chase amazon rewards- $2500 limit (1/7/15) Recon had to confirm address pulled my EX 658

Should I end my streak before someone tries to close an account? I just had

  • Barclay $2500~$7500 cli (12/15/14)
  • NFCU cashrewards $14000(12/15/14)
  • AMEX HHonors $1000( waiting for 61 day 3x luv)

I want to try another amex for the January D*, or should I just wait till next year?? I think 4 in one month might be pushin it lol

 

Excellent new trade lines! Congrats! :good:

 

(my starting limit with HHonors was $2K, they seem pretty stingy with that one!)

 

walmart-greeter-o.gif

 

Thank you Im so stoked! Its been a journey! I was definitely thinking the Hhonors would be more! Is there a AMEX that predominately gives out higher limits?

Edited by Snuffmanp101
JennyAZ

JennyAZ

Posted
Posted

SDFCU Visa Plat - $10k

I only ever hear about people getting their secured card (because it's good and easy). Can I ask your profile in getting the unsecured card? Any baddies, BK, scores? Did they HP Exp?

BW1216

BW1216

Posted
Posted

 

 

Started the year off nicely with a

  • Discover it - $4,000 limit (1/1/15) Recon had to confirm address, EQ was frozen at 655 so they pulled TU 721
  • Chase amazon rewards- $2500 limit (1/7/15) Recon had to confirm address pulled my EX 658

Should I end my streak before someone tries to close an account? I just had

  • Barclay $2500~$7500 cli (12/15/14)
  • NFCU cashrewards $14000(12/15/14)
  • AMEX HHonors $1000( waiting for 61 day 3x luv)

I want to try another amex for the January D*, or should I just wait till next year?? I think 4 in one month might be pushin it lol

 

Excellent new trade lines! Congrats! :good:

 

(my starting limit with HHonors was $2K, they seem pretty stingy with that one!)

 

walmart-greeter-o.gif

 

Thank you Im so stoked! Its been a journey! I was definitely thinking the Hhonors would be more! Is there a AMEX that predominately gives out higher limits?

 

 

They started mine at $5k, got the 3x a month or so ago to $15k, so it will definitely grow.

 

I got the low limit on the Costco card just yesterday :(

Snuffmanp101

Snuffmanp101

Posted
Posted

 

 

 

Started the year off nicely with a

  • Discover it - $4,000 limit (1/1/15) Recon had to confirm address, EQ was frozen at 655 so they pulled TU 721
  • Chase amazon rewards- $2500 limit (1/7/15) Recon had to confirm address pulled my EX 658

Should I end my streak before someone tries to close an account? I just had

  • Barclay $2500~$7500 cli (12/15/14)
  • NFCU cashrewards $14000(12/15/14)
  • AMEX HHonors $1000( waiting for 61 day 3x luv)

I want to try another amex for the January D*, or should I just wait till next year?? I think 4 in one month might be pushin it lol

 

Excellent new trade lines! Congrats! :good:

 

(my starting limit with HHonors was $2K, they seem pretty stingy with that one!)

 

walmart-greeter-o.gif

 

Thank you Im so stoked! Its been a journey! I was definitely thinking the Hhonors would be more! Is there a AMEX that predominately gives out higher limits?

 

 

They started mine at $5k, got the 3x a month or so ago to $15k, so it will definitely grow.

 

I got the low limit on the Costco card just yesterday :(

 

Just patiently waiting for that 61 day! If I want to get the delta at some point when do you think is the best time to try??

Quietman

Quietman

Posted
Posted

 

 

Citi, Double Cash, Denied, EX HI, was 703

Ouch! That hurts!

 

AmEx BCP, TU pull, $5200

Barclays SM, TU I assume (have not checked, others frozen), 10 day pending... a little worried about that

 

Anyone else know if a ten day pending is an eff u?

Could be Barclays tried to pull a frozen report, or its an f.u.

 

APPROVED FOR SALLIE MAY $4000!!!!!!!!!!!!!!!!!!!!!!!!! SHOULD I RECON?????????????

 

 

Congrats!! :good:

Quietman

Quietman

Posted
Posted

BOA Alaska Air $2k ---> $3k after calling recon. Ideally wanted at least $5k but considering the new accounts on my report and how that account is still new, I'm surprised I still got something. It's just $500 less than what my Paypal Smart Connect is right now. Now I'm really itching for a Chase Ink Cash and will be going for that one the 17th hopefully.

 

Popamode, you just keeping hammering away, congrats! :yahoo:

 

shaolin-soccer-o.gif

Quietman

Quietman

Posted
Posted

 

 

Done deals:

01/07/2015 - NFCU mortgage closed

01/07/2015 - Citibank Home Depot - $1,001 - What the hell kind of limit is $1,001?

01/08/2015 - Amex Costco True Earnings Card - $1,200 - Meh... least it adds age and will only really get used at Costco anyways

01/08/2015 - NFCU request to combine my two cards

CLIs:

01/08/2015 - Discover - $500 increase to $7,200 - They can suck egg.

Denied:

01/08/2015 - Citi Simplicity CLI - I hate Citi...

01/08/2015 - Citi HHonors CLI - Have I mentioned I hate them? Does anyone know if they counter offer? I requested $20k on both because it is a similar line compared to my other cards, maybe asked for too much?

 

Have I mentioned that I love NFCU!?!

 

Screen_Shot_2015_01_09_at_12_31_33_PM.pn

 

Screen_Shot_2015_01_09_at_12_32_24_PM.pn

 

 

Everyone loves NFCU! Congrats! :clapping:

 

in-the-navy-again-o.gif

mizliz1011

mizliz1011

Posted
Posted

 

 

Everyone loves NFCU! Congrats! :clapping:

 

 

That is not a true statement.

 

I have gotten NO love from Navy. One secured line for $10K, on unsecured line for $5K, $45K in savings and MMA.

 

I feel like bailing. EQ is 740 or so. I mean REALLY...

HoustonLynne

HoustonLynne

Posted
Posted

NFCU CLI => $25k

Added $8k via LUV Button. :good:

This gardening stuff is fun. :wub:

How come no one told me...? :dntknw:

Regions Bank CLI to $12k (^$7k)

(PC to Rewards Visa, which isn't saying much.)

Submitted the request on 12/31/2014; approved in 2015.

I'm double dipping by counting the success in both years. :P

USBank CLI => $25k (up from $11k)

TU pull...semi-soft :grin:

I've ADDED $39k via 4 CLIs in 10 days. :yu:

Walmart CLI => $35k (up from $25k)

 

Now I'm capped out on the 2 Synchrony cards I have; both are @ $35k.

 

If I ever get another one, its capacity would only be a wimpy $30k. :beee:

JayB27

JayB27

Posted
Posted

Finally got some luv on my Navy CC.

 

$8.5k ---> $15k Instant, soft pull. (Should've went for more, next time)

 

That is a first for me, they have always done hard pulls.

 

My reports have always been dirty prior to this most recent AR on EQ.

 

Pretty happy about this, it was my first real CC, started at $4k. A pre-approval upon membership.

Since this was so immediate, I figured I left some on the table.

 

SO, I went back and tried again, requested 25k. It offered me 17k, or manual review. I accepted, we are now living happily ever after.

 

Today I called Sync for my 10k Paypal Extras MC, asked for 35k, countered with 20k---LARGEST LINE. It will be helpful.

 

I love this game of bouncing from creditor to creditor with the CL the last one gave me, demanding they match or beat it.

 

At one time I was a rookie, but I'd consider myself at least a second-year pro.

 

Stay out of my way in year three. :grin:

mendelssohn

mendelssohn

Posted
Posted

 

NFCU CLI => $25k

Added $8k via LUV Button. :good:

This gardening stuff is fun. :wub:

How come no one told me...? :dntknw:

Regions Bank CLI to $12k (^$7k)

(PC to Rewards Visa, which isn't saying much.)

Submitted the request on 12/31/2014; approved in 2015.

I'm double dipping by counting the success in both years. :P

USBank CLI => $25k (up from $11k)

TU pull...semi-soft :grin:

I've ADDED $39k via 4 CLIs in 10 days. :yu:

Walmart CLI => $35k (up from $25k)

 

Now I'm capped out on the 2 Synchrony cards I have; both are @ $35k.

 

If I ever get another one, its capacity would only be a wimpy $30k. :beee:

 

 

Nice! :yahoo::clapping:

MGB007

MGB007

Posted
Posted

Ok have my visa plat. at 50k with navy but my mastercard is at 10k

So I hit the love button and bam 25k so visa at 50k and now mastercard 25k

I also apped for the flagship visa its pending so will see where that gets me.

apr on both cards are 7.99%.

 

And state dept cu went from 5k to 35k today 6.99%

I have a few 50k cards iam sure that's helping me get these big limits.

After this I will be all set for a while.

penfed visa is at 50K and loc is also at 25k.

Cappy

Cappy

Posted
Posted

 

Finally got some luv on my Navy CC.

 

$8.5k ---> $15k Instant, soft pull. (Should've went for more, next time)

 

That is a first for me, they have always done hard pulls.

 

My reports have always been dirty prior to this most recent AR on EQ.

 

Pretty happy about this, it was my first real CC, started at $4k. A pre-approval upon membership.

Since this was so immediate, I figured I left some on the table.

 

SO, I went back and tried again, requested 25k. It offered me 17k, or manual review. I accepted, we are now living happily ever after.

 

Today I called Sync for my 10k Paypal Extras MC, asked for 35k, countered with 20k---LARGEST LINE. It will be helpful.

 

I love this game of bouncing from creditor to creditor with the CL the last one gave me, demanding they match or beat it.

 

At one time I was a rookie, but I'd consider myself at least a second-year pro.

 

Stay out of my way in year three. :grin:

 

 

Interesting. Last time I requested 35K on my PPSC, they also offered me 20K

 

What's your limit for walmart?

The last post in this topic was posted 3765 days ago. 

 

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