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By BJKill
I have been thinking about this since learning about Amex backdating and how it helps AAofA.
I have really two thoughts. One is I'm surprised that AMEX isn't pressured not to backdate new accounts since the rules say if you report (you don't have to report), you have to report accurately. I'm glad they do it, but they are kind of fudging there.
But what I really don't get is why some of their competitors don't do the same thing. That would be a huge benefit to members and would draw lots of new business and wouldn't cost a dime.
I am just surprised that AMEX seems to have a lock on this perk and is able to gain a competitive advantage over their peers.
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By funkiehouse
AMEX Platinum Charge Card 100k MR points after $3k spend in 3 months
AMEX Premier Rewards Gold 50k MR points after $1k spend in 3 months
Apply through Cardmatch tool without initial hard pull to pre-qualify - must be opted in - may be targeted
https://www.creditcards.com/cardmatch/?aid=e9b5845b&bid=5cf9de14a9f94cb0
More about the deal: http://thepointsguy.com/2015/01/amex-platinum-100000-point-offer-back-targeted/
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By MJPEREZ77
Happy New Year's to all my fellow CBers:
Hope everyone had a safe and happy holiday season. I had a quick question, I have read threads on D* and in everything I got a little confused. With regards to an AU card, IF the AU had their OWN AMEX in say 1993 would they be able to use that as a D* date if added on as an AU? I know that it is said AU D* is dead, however, I kinda got turned around in my readings, I think that it is dead with regards to the MAIN CC Acct Holder having D* and the AU trying to get the SAME D* that really wasn't theirs. I am assuming that if the AU had a potential D* of 1993, that AMEX would honor it regardless of the date on the new acct, am I completely off here?
Also, if AMEX did allow it, what might the impact be on the AU's AAOA. would it truly effect it? Or since it's only an AU card does it factor differently?
As always, thanks for all your help and guidance, I have some success stories to share as soon as I get caught up with school.
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By Aahz
Other than D* and "prestige" what advantages are there to an AMEX Charge card, when compared to top-tier Visas or MasterCards, that justify AMEX's Annual Fees?
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By funkiehouse
You can use this link to apply for the AMEX HHonors Surpass and get an extra 20k in points with no additional spend (still $3k in 3 months) until Feb 28, 2015. This may be a good option for those going to apply in Jan or for those doing the AMEX end of year experiment or if you just want to be safe and apply now to establish a 2014 date with AMEX. This card also gives you GOLD status for great upgrades and free Wifi, which can sometimes be $20/night.
AF is the same as the 60k link on the main AMEX page ($75) and is also not waived the first year.
https://www262.americanexpress.com/dapply/web/applycard/us/personal-card/api/hil/hilton-hhonors-surpass-card/hhsc-024?wt.mc_id=CMEM_BUfyV3B89yK-nY
If you recently got this card with the 60k bonus, go on AMEX chat and ask for the extra 20k. Provide this link to them, if they need proof that the offer is out there. Usually <90 days from the time your account was opened.
Good luck and happy applying!!
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