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USAA is the BEST!!

The last post in this topic was posted 1924 days ago. 

 

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Congratulations, you're approved!

You've been approved for a USAA Cashback Rewards Plus American Express ® Card . Please review your summary and find out what happens next.

Summary

Approved Credit Limit $7,000.00

I was just turned down by AMEX for a 3x CLI on my Costco card due to FICO scores. This credit stuff is a roller coaster ride.

I want to again thank this board and everyone who has assisted me with your precious time. YOU GUYS ROCK!!

 

 

 

Congrats on the new TL and decent limit!! :clapping:

 

Thanks, no doubt you know about decent limits! You are killing them, dude!

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How much time and gas did you spend between Capital One Bank, home, and USAA to get the cashier's check fee down from $10 to $5?

It was about a 12 mile one way trip to the Financial Center. I was there a little over one hour and on top of that they gave me 3 one hour parking validation tickets and told me to have lunch around the corner. Shame I really don't have a reason to go back.

 

 

That's a lot of screwing around to save five dollars, my friend.

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If you bank with them and get direct deposit you will be paid a day early, plus they are the best ACH hub there is. I did a test and sent $20 from my wifes credit union account to my navy federal account, and another $20 pulled by usaa and pushed to navy and it got there 2 days earlier.

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If you bank with them and get direct deposit you will be paid a day early, plus they are the best ACH hub there is. I did a test and sent $20 from my wifes credit union account to my navy federal account, and another $20 pulled by usaa and pushed to navy and it got there 2 days earlier.

 

 

This is my only complaint so far with NFCU - seem to sit on the ACH float. Xfers take much longer than my Wells Fargo.

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I DD my paycheck with them and I like getting paid one day earlier. I mentioned it was payday to one of my coworkers and he said no, pay day is tomorrow. I had been with BOA for over 10 years. The fees were ridiculous. I still have a savings account over there at $12 a month. I get charged nothing at USAA. I use their bill pay to push my CC payments. They allow you to monitor all non-USAA accounts. So everything for me is right there on one page.

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I like getting paid one day earlier.

as CV likes to say

 

it's only one day earlier the first time.

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I like getting paid one day earlier.

as CV likes to say

 

it's only one day earlier the first time.

 

 

True that - but always one day earlier than their peers that don't have DD.

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I like getting paid one day earlier.

as CV likes to say

 

it's only one day earlier the first time.

 

 

I'm a member at USAA and payday for me is always one day earlier than my peers and they have DD as well.

Edited by BamaInvestor

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I DD my paycheck with them and I like getting paid one day earlier. I mentioned it was payday to one of my coworkers and he said no, pay day is tomorrow. I had been with BOA for over 10 years. The fees were ridiculous. I still have a savings account over there at $12 a month. I get charged nothing at USAA. I use their bill pay to push my CC payments. They allow you to monitor all non-USAA accounts. So everything for me is right there on one page.

USAA has always been ahead of the pack on technology. Navy not so much, but trying. And PenFed, pure Stone Age.

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I like getting paid one day earlier.

as CV likes to say

 

it's only one day earlier the first time.

I'm a member at USAA and payday for me is always one day earlier than my peers and they have DD as well.

The point he's making is that it's "early" one time, and then you need to wait the same period of time before you're paid again.

 

Ex: If paid on the 15th of the month or 14th, you're still waiting a full month for every paycheck afterwards.

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I like getting paid one day earlier.

as CV likes to say

it's only one day earlier the first time.

I'm a member at USAA and payday for me is always one day earlier than my peers and they have DD as well.

The point he's making is that it's "early" one time, and then you need to wait the same period of time before you're paid again.

Ex: If paid on the 15th of the month or 14th, you're still waiting a full month for every paycheck afterwards.

Yeah, J*s*s, talk about chasing the dragon.

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Why not join both...everyone seems to forget USAA is a bank and NFCU is a credit union. Best of both worlds for servicemembers and family.

Edited by BamaInvestor

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Why not join both...everyone seems to forget USAA is a bank and NFCU is a credit union. Best of both worlds for servicemembers and family.

 

USAA is a bank that sucks like a credit union.

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Why not join both...everyone seems to forget USAA is a bank and NFCU is a credit union. Best of both worlds for servicemembers and family.

 

USAA is a bank that sucks like a credit union.

Other than sour grapes, why?

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Why not join both...everyone seems to forget USAA is a bank and NFCU is a credit union. Best of both worlds for servicemembers and family.

USAA is a bank that sucks like a credit union.

Other than sour grapes, why?

Clueless phone reps, uncompetitive credit card rewards... plus their narrow field of membership embodies their lack of ambition.

 

Just like a credit union.

 

And yes, I have their banking products, so I am a customer and I've experienced their ineptitude firsthand, on multiple occssions.

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Why not join both...everyone seems to forget USAA is a bank and NFCU is a credit union. Best of both worlds for servicemembers and family.

USAA is a bank that sucks like a credit union.

Other than sour grapes, why?

Clueless phone reps, uncompetitive credit card rewards... plus their narrow field of membership embodies their lack of ambition.

Just like a credit union.

And yes, I have their banking products, so I am a customer and I've experienced their ineptitude firsthand, on multiple occssions.

You must have been a 'taterhead when you called them because very few people have problems with their phone reps.

 

1.5% cash back is about par for the course. Aside from Fidelity, USAA is as competitive as the #1 Sucky Bank Worldwide: Bank of America.

 

Narrow field of membership? Any veteran can join. If you aren't a veteran, that speaks more about you than USAA's field of membership.

 

USAA's online banking is light years better than Bank of America's. And they don't gouge you with fees like Bank of America either.

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