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How do I ask Capital One to lower my 22.9% Interest Rate? How LOW??

The last post in this topic was posted 2164 days ago. 

 

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If I email the exec office, will they pull a credit report. I have used my credit lines for one to two month short term, cash flow situations, and I would like to pay the least interest as possible.

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If I email the exec office, will they pull a credit report. I have used my credit lines for one to two month short term, cash flow situations, and I would like to pay the least interest as possible.

don't email them, call them.

 

and it will be a soft pull if anything.

 

but if you're looking for good, low interest financing,

 

C1 is not the place.

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Look for BT offers on your existing card.

 

I always have two offers:

 

- No fees if paid in full by the due date of the statement on which the transfer is billed.

 

- 0% for 12 months, with a 3% BT fee.

 

I take advantage of the first one a couple of times a year, because I am amused at using a small amount of their money for free, and it keeps some activity on the account.

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Look for BT offers on your existing card.

 

I always have two offers:

 

- No fees if paid in full by the due date of the statement on which the transfer is billed.

 

- 0% for 12 months, with a 3% BT fee.

 

I take advantage of the first one a couple of times a year, because I am amused at using a small amount of their money for free, and it keeps some activity on the account.

I am jealous, the only offer I have is no fee, same apr as purchases. I think I will use my capone card to $2500 in money orders just to spite them

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Look for BT offers on your existing card.

 

I always have two offers:

 

- No fees if paid in full by the due date of the statement on which the transfer is billed.

 

- 0% for 12 months, with a 3% BT fee.

 

I take advantage of the first one a couple of times a year, because I am amused at using a small amount of their money for free, and it keeps some activity on the account.

I am jealous, the only offer I have is no fee, same apr as purchases. I think I will use my capone card to $2500 in money orders just to spite them

 

 

Same APR as purchases = pay in full on the due date of the statement on which the transfer is billed.

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Welcome to our Capital One secure chat service! This chat will be monitored and recorded.
Hi, this is Paula. Whom do I have the pleasure of chatting with today?
You
10:12 AM
robo chicken
Paula
10:12 AM
Hello robo chicken, great to have you on chat!
Paula
10:13 AM
How may I assist you today?
You
10:13 AM
you as well, I am wondering if anything can be done to lower the absurd 24.99% interest rate on my card?
Paula
10:14 AM
Thank you!
Paula
10:14 AM
I'll be happy to access your account and check that for you.
You
10:15 AM
thanks!
Paula
10:15 AM
Please verify the following information to access your account: name (exactly as it appears on your credit card), zip code, date of birth and last four digits of your Social Security Number.
You
10:15 AM
$%^
Paula
10:16 AM
Could you please provide me with the last 4-digits of your account number?
You
10:16 AM
$%^&
Paula
10:16 AM
Thank you for verifying that information. Bear with me for just a moment while I review the account.
Paula
10:17 AM
I appreciate your time and patience, Jedd.
Paula
10:18 AM
*I appreciate your time and patience, chicken.
You
10:18 AM
lol
Paula
10:18 AM
I'm sorry for the typo in your name.
You
10:18 AM
you are ok
Paula
10:18 AM
I've checked and unfortunately, we are currently unable to lower your annual percentage rate (APR). We continually review our rates to assess their competitiveness. If we determine in the future that we can offer a change, we'll let you know.
You
10:19 AM
ok thank you

 

 

 

 

what a waste of bandwidth

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