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Credit Freeze


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The last post in this topic was posted 3433 days ago. 

 

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After my app spree, I applied security freezes to my files on all 3 CRAs for the personal reason that I need to stop myself with this crazy app spree lol

 

As a newbie, I just wanted to know if having security freeze on my credit report will affect future auto- CLI from my credit card companies? :wave:

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This may depend on the creditor.

 

Auto CLI's are typically soft pulls I believe, and as an existing creditor, they should (though doesn't always seem to be the case) pull through the freezes.

 

No need to freeze TU :angel:

 

Thank you!!

 

TU was the first one I froze! :P May I know what's the reasoning behind that?

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This may depend on the creditor.

 

Auto CLI's are typically soft pulls I believe, and as an existing creditor, they should (though doesn't always seem to be the case) pull through the freezes.

 

No need to freeze TU :angel:

 

Thank you!!

 

TU was the first one I froze! :P May I know what's the reasoning behind that?

 

You're welcome.

 

Search for B*

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This may depend on the creditor.

 

Auto CLI's are typically soft pulls I believe, and as an existing creditor, they should (though doesn't always seem to be the case) pull through the freezes.

 

No need to freeze TU :angel:

 

Thank you!!

 

TU was the first one I froze! :P May I know what's the reasoning behind that?

 

You're welcome.

 

Search for B*

 

 

 

Thank you!! Good info!!

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This may depend on the creditor.

 

Auto CLI's are typically soft pulls I believe, and as an existing creditor, they should (though doesn't always seem to be the case) pull through the freezes.

 

No need to freeze TU :angel:

Thank you!!

 

TU was the first one I froze! :P May I know what's the reasoning behind that?

You're welcome.

 

Search for B*

Page 517

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After my app spree, I applied security freezes to my files on all 3 CRAs for the personal reason that I need to stop myself with this crazy app spree lol

 

As a newbie, I just wanted to know if having security freeze on my credit report will affect future auto- CLI from my credit card companies? :wave:

I have all three frozen and have never had issues with auto CLIs. With CLIs you request, most lenders will want your report(s) unfrozen.

 

Still, it's a good way to put a damper on impulse applications.

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