Need Credit Score Increases in 8 months

[LOVE2014]

Hello,

 

I am new to credit boards and really hoping to make 2015 my best year ever. I have 15 baddies on all 3 reports... Experian: 563, Equifax:563, Transunion: 572

[mindcrime]

Welcome to the board.

[shifter]

Time to triage!

[ubercat]

Welcome! Have a great time!

 

[Phantik]

Read a ton. If you have any spare time, spend it reading here.

 

Nothing will come fast or easy

 

This site is FULL of great info, but you have to look for it.

 

When you know what exactly you are dealing with and have specific questions, post them here and I'm sure someone will help out.

[pwd847]

After doing ALL the preliminary stuff, I would start with WhyChat's HIPAA process if you have medical debt. Its a good ego booster.

Edited December 23, 2014 by pwd847

[JayB27]

Hello,

 

I am new to credit boards and really hoping to make 2015 my best year ever. I have 15 baddies on all 3 reports... Experian: 563, Equifax:563, Transunion: 572

Welcome. I too started with similar scores and 15 baddies. With alot of reading, alot of work and some more reading, I got my reports clean and have the scores below. It can be done.

 

It took me 8 months and I still have plenty to learn.

 

We will help you as much as we can.

 

Good luck

[Aahz]

Read a ton. If you have any spare time, spend it reading here.

 

Nothing will come fast or easy

 

This site is FULL of great info, but you have to look for it.

 

When you know what exactly you are dealing with and have specific questions, post them here and I'm sure someone will help out.

+1

[Civiljudgements]

The most valuable information for you is located in the newbies section, if you start reading now you can probably exceed your expectations in that time frame. Welcome to CB, the most amazing people reside here!