Suntrust Credit Card

[funkiehouse]

Anyone know much about Suntrust credit cards?

 

I have an old student loan backed by them but that's my only experience with Suntrust.

 

Doesn't look like anything too exciting but not too bad either. Not much of anything in credit pulls.

 

https://www.suntrust.com/PersonalBanking/EverydayBanking/CreditCards/CashRewards

 

Anyone want to be a GP for one?

 

The cash back card is 2% up to $6k on gas and grocery then goes to 1%.

[cv91915]

I don't want to GP, however I am morbidly interested from this perspective: http://creditboards.com/forums/index.php?showtopic=524538

[funkiehouse]

I was actually thinking of apping for if but I'm just not jumping out of my shorts to do it yet.

 

Where's liz or Ron?

 

The cash rewards card doesn't look like a bad. The others they have are less exciting.

[funkiehouse]

If you are looking for a secured card you may want to consider the following card:

 

Suntrust Secured Cash Rewards

 

https://www.suntrust.com/PersonalBanking/EverydayBanking/CreditCards/BuildCredit

 

This card might be attractive to rebuilders. It offers a credit limit that you can pay up to once you're approved (approval amount will vary) OR you can just start with a minimum of $300. I don't think you can deposit more than the credit limit they assign you until you have some history and get approved for a higher amount. I don't beileve it graduates but I imagine with good history and use you may be approved for a unsecured card.

 

It has an AF of $32 HOWEVER it's also a cash back card that has the same 2% on gas and grocery up to $6k and then goes to 1%. This could easily cover your fee or even make you a little $$.

 

You can get a 10% bonus if you deposit your cash rewards into a Suntrust checking, savings, or MM account.

 

I don't have any info on how easy/hard it is to get approved.

 

You can't apply online, you have to call, but if approved you will have an online account.

 

I know about Suntrust because I grew up in Orlando but I haven't really used them before.

[feliciash]

I've had the card sine 2012. I've been banking with Suntrust since 1997 so I'm a loyal customer but I am not impressed with the card. Limit started and has stayed at 1500...my average limit is around 10-11000. My interest rate is 16.99%, of course YMMV. CLI require a hard pull on Ex. Never received an automatic CLI. I personally would not recommend this card to ANYONE.

[funkiehouse]

I've had the card sine 2012. I've been banking with Suntrust since 1997 so I'm a loyal customer but I am not impressed with the card. Limit started and has stayed at 1500...my average limit is around 10-11000. My interest rate is 16.99%, of course YMMV. CLI require a hard pull on Ex. Never received an automatic CLI. I personally would not recommend this card to ANYONE.

 

Thanks for sharing. Did you get that card before you had the higher limits?

 

I'm assuming you are talking about the unsecured card...

[shifter]

I don't want to GP, however I am morbidly interested from this perspective: http://creditboards.com/forums/index.php?showtopic=524538

Suntrust is a terrible bank.

 

almost CU level.

 

if they combine,

 

I will eat spam from a can for a year.

[funkiehouse]

Ummm low-sodium spam!!!

[feliciash]

 

I've had the card sine 2012. I've been banking with Suntrust since 1997 so I'm a loyal customer but I am not impressed with the card. Limit started and has stayed at 1500...my average limit is around 10-11000. My interest rate is 16.99%, of course YMMV. CLI require a hard pull on Ex. Never received an automatic CLI. I personally would not recommend this card to ANYONE.

 

Thanks for sharing. Did you get that card before you had the higher limits?

 

I'm assuming you are talking about the unsecured card...

Yes I did get it when my scores and average limit was much lower but they have not showed me any love since my averages and score has increased. Which has been about a year and a half

[funkiehouse]

 

 

I've had the card sine 2012. I've been banking with Suntrust since 1997 so I'm a loyal customer but I am not impressed with the card. Limit started and has stayed at 1500...my average limit is around 10-11000. My interest rate is 16.99%, of course YMMV. CLI require a hard pull on Ex. Never received an automatic CLI. I personally would not recommend this card to ANYONE.

Thanks for sharing. Did you get that card before you had the higher limits?

 

I'm assuming you are talking about the unsecured card...

Yes I did get it when my scores and average limit was much lower but they have not showed me any love since my averages and score has increased. Which has been about a year and a half

 

 

Thanks again for the info

[popamode72]

I wouldn't want any of Suntrust's products. They aren't that great of a bank at all.

[ANGEL]

Whats wrong with Suntrust?

I have been using them for a couple years now and never had any problems. My direct deposit goes in there. They will open an account if your in check systems

[shifter]

If that's your standard

 

for a good bank,

 

more power to you.

[funkiehouse]

I wouldn't want any of Suntrust's products. They aren't that great of a bank at all.

 

What are some of the issues you have experienced?

[dduke25]

I'm leaving Suntrust after 20 years! Checking, savings and money market, gone! I'm going all in with NFCU! Suntrust sucks and even when I was prime I could not get jack from them!

 

Going Friday to close out!

[funkiehouse]

I'm leaving Suntrust after 20 years! Checking, savings and money market, gone! I'm going all in with NFCU! Suntrust sucks and even when I was prime I could not get jack from them!

 

Going Friday to close out!

 

Moving to NFCU is probably a good move from many financial institutions.