What Credit Cards can I get approved for with a 580 credit score

[cpugeek]

Just tried the USAA, I have a account with them but when applying for the secured card it says sytem unavailable as usual but some are saying it is for people with military affiliation

Edited December 21, 2014 by cpugeek

[mendelssohn]

Just tried the USAA, I have a account with them but when applying for the secured card it says sytem unavailable as usual but some are saying it is for people with military affiliation

They are correct.

[Naijaboiler]

my people have a saying. "the hunting dog that is hell bent on getting lost ignores the sound of the whistle of the hunter". I don't know why so many of you are screaming yourself hoarse. At times, you just have to let people fall into the craters that others before him have fallen into even after you have warned him a billion times.

[cloknem]

OP, just take a step back, breathe and listen. Read the passion in words of the posters. They have been there, done that, and don't wish for anyone to make the same mistake. As mentioned before, with bad credit, you are already paying to play. Break the vicious cycle, there is no easy way, however, if you listen read and allow these folks to help you, you will be just as passionate in helping others with your success. i started my journey a few months ago. Start yours today.

[cpugeek]

I unde

 

OP, just take a step back, breathe and listen. Read the passion in words of the posters. They have been there, done that, and don't wish for anyone to make the same mistake. As mentioned before, with bad credit, you are already paying to play. Break the vicious cycle, there is no easy way, however, if you listen read and allow these folks to help you, you will be just as passionate in helping others with your success. i started my journey a few months ago. Start yours today.

I understand , I did listened Im not getting the FP card....we are beyond that

Edited December 22, 2014 by cpugeek

[LakersFan]

That is a great choice, just incase you re think this when you get the card in the mail, they are known for holding your payments so they can burn you with late and over the limit fees. I remember sending in the check 2.5 weeks prior to the due date, and still got burned.

 

Anyway, great descion

[mrjuggalo9er]

I unde

 

OP, just take a step back, breathe and listen. Read the passion in words of the posters. They have been there, done that, and don't wish for anyone to make the same mistake. As mentioned before, with bad credit, you are already paying to play. Break the vicious cycle, there is no easy way, however, if you listen read and allow these folks to help you, you will be just as passionate in helping others with your success. i started my journey a few months ago. Start yours today.

I understand , I did listened Im not getting the FP card....we are beyond that

now go get each report directly from the website, paper copies, whatever you choose find out whats dragging your scores down and address that first before applying for some horrible card that will do you no justice.....come back here when you have the info from your reports...

[cpugeek]

That is a great choice, just incase you re think this when you get the card in the mail, they are known for holding your payments so they can burn you with late and over the limit fees. I remember sending in the check 2.5 weeks prior to the due date, and still got burned.

 

Anyway, great descion

 

 

Well see. This is why people say it is bad because they dont read the terms etc

 

It states that payments by checks will be held up to 21 days to clear and to make sure it doesnt bounce back after paid....

 

One could just pay by credit card/debt card over the phone and schedule the payment for the next day to avoid an express fee. available credit will be ready asap

Edited December 22, 2014 by cpugeek

[cpugeek]

 

I unde

 

OP, just take a step back, breathe and listen. Read the passion in words of the posters. They have been there, done that, and don't wish for anyone to make the same mistake. As mentioned before, with bad credit, you are already paying to play. Break the vicious cycle, there is no easy way, however, if you listen read and allow these folks to help you, you will be just as passionate in helping others with your success. i started my journey a few months ago. Start yours today.

I understand , I did listened Im not getting the FP card....we are beyond that

now go get each report directly from the website, paper copies, whatever you choose find out whats dragging your scores down and address that first before applying for some horrible card that will do you no justice.....come back here when you have the info from your reports...

 

 

Why paper copies and how do I get paper copies? Never had a paper copies in over a half decade

Edited December 22, 2014 by cpugeek

[BJKill]

I don't know why members are spoon-feeding you these answers. You are like an ADD child having a credit temper tantrum. Time to grow up. That more than anything will help get your credit score out of the 500s. Best of luck to you.

[mrjuggalo9er]

http://lmgtfy.com/?q=where+can+i+order+paper+credit+reports%3F

[JayB27]

I don't know why members are spoon-feeding you these answers. You are like an ADD child having a credit temper tantrum. Time to grow up. That more than anything will help get your credit score out of the 500s. Best of luck to you.

No one is spoon-feeding him, he has heard it from many of us already about this.

 

But the spirit of CB is to try and try again to help people. I think he realizes we only have so much patience for him.

 

We are all hoping it clicks for him pretty soon, but it might never. It took me awhile to catch on.

[JayB27]

They are PROVIDING him answers so he will do it correctly.

[LKH]

 

 

I unde

 

OP, just take a step back, breathe and listen. Read the passion in words of the posters. They have been there, done that, and don't wish for anyone to make the same mistake. As mentioned before, with bad credit, you are already paying to play. Break the vicious cycle, there is no easy way, however, if you listen read and allow these folks to help you, you will be just as passionate in helping others with your success. i started my journey a few months ago. Start yours today.

I understand , I did listened Im not getting the FP card....we are beyond that

now go get each report directly from the website, paper copies, whatever you choose find out whats dragging your scores down and address that first before applying for some horrible card that will do you no justice.....come back here when you have the info from your reports...

 

 

Why paper copies and how do I get paper copies? Never had a paper copies in over a half decade

 

This was answered ad nauseum in one of your other threads.

[Konrad2012]

Marv is going to come scold you all again.

 

Give him constructive advice to check creditpulls and don't tell him his desires to get a first premier are missplaced if he wants one.

 

End of story

Edited December 22, 2014 by Konrad2012

[cpugeek]

 

 

 

I unde

 

OP, just take a step back, breathe and listen. Read the passion in words of the posters. They have been there, done that, and don't wish for anyone to make the same mistake. As mentioned before, with bad credit, you are already paying to play. Break the vicious cycle, there is no easy way, however, if you listen read and allow these folks to help you, you will be just as passionate in helping others with your success. i started my journey a few months ago. Start yours today.

I understand , I did listened Im not getting the FP card....we are beyond that

now go get each report directly from the website, paper copies, whatever you choose find out whats dragging your scores down and address that first before applying for some horrible card that will do you no justice.....come back here when you have the info from your reports...

 

 

Why paper copies and how do I get paper copies? Never had a paper copies in over a half decade

 

This was answered ad nauseum in one of your other threads.

 

I didnt see it thus why i asked

[trap11]

You can also get your credit reports from www.annualcreditreport.com but make sure you print the copies before you close one out. Also write down the report number right when you pull it up in case something happens and you don't get it printed.

[funkiehouse]

OP, just take a step back, breathe and listen. Read the passion in words of the posters. They have been there, done that, and don't wish for anyone to make the same mistake. As mentioned before, with bad credit, you are already paying to play. Break the vicious cycle, there is no easy way, however, if you listen read and allow these folks to help you, you will be just as passionate in helping others with your success. i started my journey a few months ago. Start yours today.

 

The OP hasn't said a word since they first posted this thread.

 

I hope they come back to all of this happiness and that we didn't scare them off.

Edited December 22, 2014 by funkiehouse

[nicaman]

Yeah that dude probably is enjoying his/her "first premier " credit card already

 

On the side note anyone reading this post and wondering what/which card to rebuild with.. If you have awful credit. And can't be approved even by CrapOne..

There is this CC "OpenSky" decent or better apr than most CC, no credit check.. Helped rebuild my credit when I was on the 460s.

Has AF, no Grace period.. But hey... Don't spect prime treatment right now... Good luck to anyone.

Edited December 23, 2014 by nicaman

[ronsetoe]

http://lmgtfy.com/?q=where+can+i+order+paper+credit+reports%3F

that is really freaking cool! How did you do that?

[HoustonLynne]

 

http://lmgtfy.com/?q=where+can+i+order+paper+credit+reports%3F

that is really freaking cool! How did you do that?

 

http://lmgtfy.com/?q=What+is+a+FAKO%3F

[JayB27]

That was pretty cool.

 

No more FAKO ignorance.

[pwd847]

Thanks to those who have offered constructive advice to the original poster.

 

Quit trying to gang up on him/her.

 

OP is trying to learn, which becomes very difficult, when being called, in essence, stupid.

 

OP is asking for help, not asking to be judged.

 

Let's get back to the spirit for which this board was intended.

It is refreshing for someone to stand up and say this. Thank you. I wish people would say this more often.

[CHARLO0909]

TRY FINGERHUT CREDIT CARD FIRST

[mendelssohn]

TRY FINGERHUT CREDIT CARD FIRST

No.

 

Bad advice.