What Credit Cards can I get approved for with a 580 credit score

[mikkelnance]

I have a experian 578.

I have a equifax 588.

I have a transunion 586.

 

Are there any credit cards I can get approved for?

 

 

[MarvBear]

It might be beneficial to search the creditpulls database.

[mendelssohn]

Other than maybe Capital One, no other unsecured card issuers that you want to do business with.

 

Your best option is to get a couple secured cards while you're working on cleaning up your reports.

[MistralsDaughter]

Best wishes to OP!

 

You will get there soon enough if you follow the sound advice found here at CB.

[JonE]

Bank of America secured might be your best bet, although they could decline you with a bad EX (like they did me, yes even for a secured and a $500 deposit).

[cyberone28]

Man I remember when I was on the 500s.. Keep it up op. There are a few secured cards out there..

[funkiehouse]

Go talk to a local credit union. They are great places to get rebuilder cards. Try to find one that graduates to an unsecured card in 12-18 months.

 

Your bigger concern right now should be your collection accounts. You should start a post and see if we can help you get rid of some of those to get your reports looking better so you can get those approvals. What ever you do don't go racking up a bunch of inquires at this stage. It will make it harder to get good cards if we can get rid of the baddies on your reports.

 

Also stay away from First Premier and Credit One Bank.

Edited December 20, 2014 by funkiehouse

[cpugeek]

Go talk to a local credit union. They are great places to get rebuilder cards. Try to find one that graduates to an unsecured card in 12-18 months.

 

Your bigger concern right now should be your collection accounts. You should start a post and see if we can help you get rid of some of those to get your reports looking better so you can get those approvals. What ever you do don't go racking up a bunch of inquires at this stage. It will make it harder to get good cards if we can get rid of the baddies on your reports.

 

Also stay away from First Premier and Credit One Bank.

 

 

doe! Just got approved and card on the way for first premier

[trap11]

I was approved for an unsecured Cap1 with a 585 on EX and approved for Barclays with a 617.

[funkiehouse]

 

Go talk to a local credit union. They are great places to get rebuilder cards. Try to find one that graduates to an unsecured card in 12-18 months.

 

Your bigger concern right now should be your collection accounts. You should start a post and see if we can help you get rid of some of those to get your reports looking better so you can get those approvals. What ever you do don't go racking up a bunch of inquires at this stage. It will make it harder to get good cards if we can get rid of the baddies on your reports.

 

Also stay away from First Premier and Credit One Bank.

 

 

doe! Just got approved and card on the way for first premier

 

 

Don't activate. Burn it and call them ASAP to cancel. Not trying to tell you what to do; just giving a strong warning!! If you desperately need it then just watch it like a hawk.

Edited December 21, 2014 by funkiehouse

[nicaman]

 

Go talk to a local credit union. They are great places to get rebuilder cards. Try to find one that graduates to an unsecured card in 12-18 months.

 

Your bigger concern right now should be your collection accounts. You should start a post and see if we can help you get rid of some of those to get your reports looking better so you can get those approvals. What ever you do don't go racking up a bunch of inquires at this stage. It will make it harder to get good cards if we can get rid of the baddies on your reports.

 

Also stay away from First Premier and Credit One Bank.

 

doe! Just got approved and card on the way for first premier

This is the WORST thing you will do credit wise.... Trust me... DO NOT ACTIVATE THAT CARD.... Call and cancel the application.... And I mean ASAP... You will thank me later...

[cpugeek]

 

 

Go talk to a local credit union. They are great places to get rebuilder cards. Try to find one that graduates to an unsecured card in 12-18 months.

 

Your bigger concern right now should be your collection accounts. You should start a post and see if we can help you get rid of some of those to get your reports looking better so you can get those approvals. What ever you do don't go racking up a bunch of inquires at this stage. It will make it harder to get good cards if we can get rid of the baddies on your reports.

 

Also stay away from First Premier and Credit One Bank.

 

 

doe! Just got approved and card on the way for first premier

 

 

Don't activate. Burn it and call them ASAP to cancel. Not trying to tell you what to do; just giving a strong warning!! If you desperately need it then just watch it like a hawk.

 

 

 

 

 

Go talk to a local credit union. They are great places to get rebuilder cards. Try to find one that graduates to an unsecured card in 12-18 months.

 

Your bigger concern right now should be your collection accounts. You should start a post and see if we can help you get rid of some of those to get your reports looking better so you can get those approvals. What ever you do don't go racking up a bunch of inquires at this stage. It will make it harder to get good cards if we can get rid of the baddies on your reports.

 

Also stay away from First Premier and Credit One Bank.

 

doe! Just got approved and card on the way for first premier

This is the WORST thing you will do credit wise.... Trust me... DO NOT ACTIVATE THAT CARD.... Call and cancel the application.... And I mean ASAP... You will thank me later...

 

 

 

I need it. From my readings most people just dont know the way it works and know, that you have to pay a little to play

 

I'm aware of all the fees and I'm ok with it. Payments will be made on time and in full each month

 

The card is already on the way but I have to pay $75 before i can access the credit on the card. Starts out with $300 credit limit I can access

Edited December 21, 2014 by cpugeek

[mrjuggalo9er]

 

 

 

Go talk to a local credit union. They are great places to get rebuilder cards. Try to find one that graduates to an unsecured card in 12-18 months.

 

Your bigger concern right now should be your collection accounts. You should start a post and see if we can help you get rid of some of those to get your reports looking better so you can get those approvals. What ever you do don't go racking up a bunch of inquires at this stage. It will make it harder to get good cards if we can get rid of the baddies on your reports.

 

Also stay away from First Premier and Credit One Bank.

 

 

doe! Just got approved and card on the way for first premier

 

 

Don't activate. Burn it and call them ASAP to cancel. Not trying to tell you what to do; just giving a strong warning!! If you desperately need it then just watch it like a hawk.

 

 

 

 

 

Go talk to a local credit union. They are great places to get rebuilder cards. Try to find one that graduates to an unsecured card in 12-18 months.

 

Your bigger concern right now should be your collection accounts. You should start a post and see if we can help you get rid of some of those to get your reports looking better so you can get those approvals. What ever you do don't go racking up a bunch of inquires at this stage. It will make it harder to get good cards if we can get rid of the baddies on your reports.

 

Also stay away from First Premier and Credit One Bank.

 

doe! Just got approved and card on the way for first premier

This is the WORST thing you will do credit wise.... Trust me... DO NOT ACTIVATE THAT CARD.... Call and cancel the application.... And I mean ASAP... You will thank me later...

 

 

 

I need it. From my readings most people just dont know the way it works and know, that you have to pay a little to play

 

I'm aware of all the fees and I'm ok with it. Payments will be made on time and in full each month

 

The card is already on the way but I have to pay $75 before i can access the credit on the card. Starts out with $300 credit limit I can access

 

and another one bites the dust.....

[cpugeek]

 

 

 

 

Go talk to a local credit union. They are great places to get rebuilder cards. Try to find one that graduates to an unsecured card in 12-18 months.

 

Your bigger concern right now should be your collection accounts. You should start a post and see if we can help you get rid of some of those to get your reports looking better so you can get those approvals. What ever you do don't go racking up a bunch of inquires at this stage. It will make it harder to get good cards if we can get rid of the baddies on your reports.

 

Also stay away from First Premier and Credit One Bank.

 

 

doe! Just got approved and card on the way for first premier

 

 

Don't activate. Burn it and call them ASAP to cancel. Not trying to tell you what to do; just giving a strong warning!! If you desperately need it then just watch it like a hawk.

 

 

 

 

 

Go talk to a local credit union. They are great places to get rebuilder cards. Try to find one that graduates to an unsecured card in 12-18 months.

 

Your bigger concern right now should be your collection accounts. You should start a post and see if we can help you get rid of some of those to get your reports looking better so you can get those approvals. What ever you do don't go racking up a bunch of inquires at this stage. It will make it harder to get good cards if we can get rid of the baddies on your reports.

 

Also stay away from First Premier and Credit One Bank.

 

doe! Just got approved and card on the way for first premier

This is the WORST thing you will do credit wise.... Trust me... DO NOT ACTIVATE THAT CARD.... Call and cancel the application.... And I mean ASAP... You will thank me later...

 

 

 

I need it. From my readings most people just dont know the way it works and know, that you have to pay a little to play

 

I'm aware of all the fees and I'm ok with it. Payments will be made on time and in full each month

 

The card is already on the way but I have to pay $75 before i can access the credit on the card. Starts out with $300 credit limit I can access

 

and another one bites the dust.....

 

 

What is so bad about it beside the minor yearly fees

[mrjuggalo9er]

if you do not understand the problem with their fees there must not be one......you would be better off with a secured card

[cpugeek]

if you do not understand the problem with their fees there must not be one......you would be better off with a secured card

 

 

I understand it, it just dont bother me because i know I have to pay a little to play the game since my credit is bad.

[JayB27]

Wow. I have NEVER seen anyone stand behind FP.

 

Just wow.

 

Can I have 75 bucks too, I will give you a $500 CL.

 

Beyond help.

 

FMC reincarnated.

[Cappy]

Wow. I have NEVER seen anyone stand behind FP.

 

Just wow.

 

Can I have 75 bucks too, I will give you a $500 CL.

 

Beyond help.

 

FMC reincarnated.

It's called " being desperate "

[Konrad2012]

I need it. From my readings most people just dont know the way it works and know, that you have to pay a little to play

 

I'm aware of all the fees and I'm ok with it. Payments will be made on time and in full each month

 

The card is already on the way but I have to pay $75 before i can access the credit on the card. Starts out with $300 credit limit I can access

You're absolutely right, most of the people here don't know the way it works.

 

Seriously???????

[JayB27]

Oh I know, trust me....I had one. But I was never happy about it.

 

I just cant help him anymore, my work is done with him.

 

Desperate usually has a reward. Like you do something foolish, for something.

 

1/4 of the CL is this fee.

 

I guess I don't get the happiness aspect of it....I must go pull MPM now.

[Konrad2012]

 

Wow. I have NEVER seen anyone stand behind FP.

 

Just wow.

 

Can I have 75 bucks too, I will give you a $500 CL.

 

Beyond help.

 

FMC reincarnated.

It's called " being desperate "

its called being in a rush and not taking the time to educate yourself. What subprime lenders prey on...

[JayB27]

 

 

Wow. I have NEVER seen anyone stand behind FP.

 

Just wow.

 

Can I have 75 bucks too, I will give you a $500 CL.

 

Beyond help.

 

FMC reincarnated.

It's called " being desperate "

its called being in a rush and not taking the time to educate yourself. What subprime lenders prey on...

 

I could understand if this was a CK forum, where no one knows any better, like that is when I got mine, before CB.

 

The knowledge is here, for him to not open this card, yet he wants it.

 

36 % APR !!!

 

NOT A TYPO

[cpugeek]

 

 

 

Wow. I have NEVER seen anyone stand behind FP.

 

Just wow.

 

Can I have 75 bucks too, I will give you a $500 CL.

 

Beyond help.

 

FMC reincarnated.

It's called " being desperate "

its called being in a rush and not taking the time to educate yourself. What subprime lenders prey on...

 

I could understand if this was a CK forum, where no one knows any better, like that is when I got mine, before CB.

 

The knowledge is here, for him to not open this card, yet he wants it.

 

36 % APR !!!

 

NOT A TYPO

 

 

that equals to 3% each month of balance. If I spend $100 I pay $103

 

 

I dont know about you but i rather pay $75 to get a $500 credit vs putting up my own $500 that they will have on hold for a $500 credit limit (secure card)

[JayB27]

 

 

 

 

Wow. I have NEVER seen anyone stand behind FP.

 

Just wow.

 

Can I have 75 bucks too, I will give you a $500 CL.

 

Beyond help.

 

FMC reincarnated.

It's called " being desperate "

its called being in a rush and not taking the time to educate yourself. What subprime lenders prey on...

 

I could understand if this was a CK forum, where no one knows any better, like that is when I got mine, before CB.

 

The knowledge is here, for him to not open this card, yet he wants it.

 

36 % APR !!!

 

NOT A TYPO

 

 

that equals to 3% each month of balance. If I spend $100 I pay $103

 

 

I dont know about you but i rather pay $75 to get a $500 credit vs putting up my own $500 that they will have on hold for a $500 credit limit (secure card)

 

Ok, GREAT POINT. You win.

[Konrad2012]

Forget it Jay. Save your breath. Can't save every kitty in the pound.

 

Someone else will come along who wants to learn and you can use that opportunity to pay it forward.