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Well, one more step for the DW. Approved for $16K on their Rate Advantage Platinum MasterCard, HP on EQ.
Exp : 789
TU : 798
Eq : 806
Over the last twelve days, she's scored:
AMEX EDC - $9,400 to $28,200
NFCU Flagship - $10,000
NASA Visa - $13,000
BECU - $25,000
BOA - $8,200 > $16,400
USAA - $16,000
For a total of $91,000 in new credit!
I think this evening she'll apply for a second NFCU and a Citi card, then off to the garden!
the last two inquiries shown on this report have long been B* from Equifax Complete. Does USAA not report updated Inquiries (hard) on a timely basis or do I have a problem? and it doesn't show a legit HI from Oct. 9th... May I assume that USAA is not at its finest on the latest and greates of HI reporting? Also, it is showing a CA that was removed almost immediately as the entry was in error... but it is still zinging my experian score...it is dated 9/15 and was removed by CA almost immediately after call from my lawyer...
Alert Date 09/06/2014 THIS HAS BEEN BUMPED Business Name NAVY FEDERAL CREDIT UNION Inquiry Date 09/04/2014 Alert Date 08/31/2014 Business Name NAVY FEDERAL CREDIT UNION THIS HAS BEEN BUMPED Inquiry Date 08/11/2014 Alert Date 08/31/2014 THIS HAS BEEN BUMPED Business Name PENTAGON FCU Inquiry Date 07/26/2014
So I thawed Experian today and apped for the NASA card. Snagged the card. My next move, of course, is to check whether I managed to slip by without an HP. So I log into CCMP, and when I click on the update page, it hangs for a good long while and then I get:
We're sorry... We are currently unable to process your request. If you need further assistance, please email us at email@example.com.
WTH? Has this ever happened to anyone else?
I'm annoyed that I can't see whether I got hit with the HP. If NASA just gave me the usual soft pulls that they did to many others, I was going to pay the $10 to immediately refreeze Experian [chappelle] in case those honkies change they mind [/chapelle] and try to stick an HP on me. If I already got hit with an HP, I'm not going to bother and I'm going to let the 7 days run before it goes back on ice. I don't want to BD Experian because I already had to do it recently.
Well after trying to freeze my EX report online I finally broke down and called them. Only took a couple of minutes but I just despise talking on the phone to "credit people". Maybe not "credit people" but it just amps my blood pressure up, LOL.
Anyway, after I got my EXP frozen I applied online for a Bank of America credit limit increase.
Had it over a year in June of 2013 and they started me off at $10,000. I left the amount I wanted out an applied, but it came back stating I had to put an amount in the CLI box so I put $25K.
Came back with it increased to $18,000. I'll take that.
Then called into USAA (they have always been super nice btw) and asked for an increase on my AMEX CASH card that they issued me at $13,000. I also had a Visa with them that was at $3,000 that I never use, but they said they would have to pull 2 reports seeing that one was AMEX and one was Visa. So I opted for the AMEX increase. Came back doubled to $26,000. HAPPY, I'll take that too.
Then went to my PNC which is my main bank besides NAVY. Started at $10,800 and they raised me to $25,000. I'm happy with that also.
Decided to try CHASE which was about 20 months old. Started at $12,000 and asked for $25,000. Had to call in for that one and the lady said that a underwriter had to look at it and I would be getting a letter in 7-10 days. BUMMER...............My CLI high was shot down
So I said WTH and applied online for a CLI on my USAA Visa at $3,000 and it came back approved for $9,000
So I can go to bed HAPPY and content that I'm still in Garden mode with CLI's of $41,200.