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Last Baddie


Nickspen13
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The last post in this topic was posted 3466 days ago. 

 

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My last blemish is an unpaid judgement that isnt set to fall off till 2016(I do want to app for a Mortgage right around then, so I do know I need to pay it)

 

Ive read WHYCHATS page and am currently using that technique for a paid judgement, but I was wondering about the unpaid...is there anyway they do a PFD type deal? I know its a legal issue and that seems highly unlikely.

 

If i just pay it(and it ages) Because scores are all 690-710 and I have rebounded well and am building higher Limits with Prime cards.

 

I want to be able to qualify for a mortgage in the next 18-24 months. Have very good income and about 30K in limits.

 

Just trying to figure the last piece of the puzzle

 

:-)

 

 

 

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What you would want to do is contact the judgment holder to see if they will vacate it once you pay it off, be very careful with a live active judgment as they dont have to agree to anything and they could come at you with an order of execution. I would not contact anyone on it unless you have the full amount at the ready. Good luck :)

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