Last Baddie

[Nickspen13]

My last blemish is an unpaid judgement that isnt set to fall off till 2016(I do want to app for a Mortgage right around then, so I do know I need to pay it)

 

Ive read WHYCHATS page and am currently using that technique for a paid judgement, but I was wondering about the unpaid...is there anyway they do a PFD type deal? I know its a legal issue and that seems highly unlikely.

 

If i just pay it(and it ages) Because scores are all 690-710 and I have rebounded well and am building higher Limits with Prime cards.

 

I want to be able to qualify for a mortgage in the next 18-24 months. Have very good income and about 30K in limits.

 

Just trying to figure the last piece of the puzzle

 

:-)

 

 

 

[moosetracks]

What you would want to do is contact the judgment holder to see if they will vacate it once you pay it off, be very careful with a live active judgment as they dont have to agree to anything and they could come at you with an order of execution. I would not contact anyone on it unless you have the full amount at the ready. Good luck

[Nickspen13]

The judgement holder is the CA such as Midland correct?

[moosetracks]

The judgement holder is the CA such as Midland correct?

 

The holder of it could be the CA the OC or even another entity that they have sold it to, judgments can be sold just like CO accounts.