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Gosh I love them... (Guess Who?)


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Most of you probably guessed correctly! NFCU. I had a $1k secured card with them. I open my app today and see an extra thousand in my savings and see that it no longer says secured. And it's only been a year. I quickly pulled out my laptop and asked for a CLI of $25k and was countered with $10k. So in less than 2 months, I now have two $10k cards with them. I'm on my way of reaching $100k in limits which is my goal for next year. I still have somethings I need to clean up on report and I know i'll have issues with other prime issuers, but this has been a tremendous year for me.

 

I increased credit scores from around 467 to 670.

I increased limits from $0 in Nov/Dec to over $30k now.

I went from 0 cards to about 5.

 

No one can't say this hasn't been a good year for me! I still have a $500 secured WF card and I'm thinking of what I should do with it. I really have no use for it, and it has only been open for a year now. They just charged annual fee, and I'm wondering if I should attempt to get them to unsecure, or just throw in draw and wait and see. My goal is that by June of next year to have no card under $5k!

 

Thank you all who have helped me by writing post, commenting on post, and just been there to answer questions. You helped me tremendously, and now I want to pay it forward!

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I was really hoping for another Discovery thread.

 

lol

Most of you probably guessed correctly! NFCU. I had a $1k secured card with them. I open my app today and see an extra thousand in my savings and see that it no longer says secured. And it's only been a year. I quickly pulled out my laptop and asked for a CLI of $25k and was countered with $10k. So in less than 2 months, I now have two $10k cards with them. I'm on my way of reaching $100k in limits which is my goal for next year. I still have somethings I need to clean up on report and I know i'll have issues with other prime issuers, but this has been a tremendous year for me.

 

I increased credit scores from around 467 to 670.

I increased limits from $0 in Nov/Dec to over $30k now.

I went from 0 cards to about 5.

 

No one can't say this hasn't been a good year for me! I still have a $500 secured WF card and I'm thinking of what I should do with it. I really have no use for it, and it has only been open for a year now. They just charged annual fee, and I'm wondering if I should attempt to get them to unsecure, or just throw in draw and wait and see. My goal is that by June of next year to have no card under $5k!

 

Thank you all who have helped me by writing post, commenting on post, and just been there to answer questions. You helped me tremendously, and now I want to pay it forward!

 

 

Great job. Keep pushing forward.

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Most of you probably guessed correctly! NFCU. I had a $1k secured card with them. I open my app today and see an extra thousand in my savings and see that it no longer says secured. And it's only been a year. I quickly pulled out my laptop and asked for a CLI of $25k and was countered with $10k. So in less than 2 months, I now have two $10k cards with them. I'm on my way of reaching $100k in limits which is my goal for next year. I still have somethings I need to clean up on report and I know i'll have issues with other prime issuers, but this has been a tremendous year for me.

 

I increased credit scores from around 467 to 670.

I increased limits from $0 in Nov/Dec to over $30k now.

I went from 0 cards to about 5.

 

No one can't say this hasn't been a good year for me! I still have a $500 secured WF card and I'm thinking of what I should do with it. I really have no use for it, and it has only been open for a year now. They just charged annual fee, and I'm wondering if I should attempt to get them to unsecure, or just throw in draw and wait and see. My goal is that by June of next year to have no card under $5k!

 

Thank you all who have helped me by writing post, commenting on post, and just been there to answer questions. You helped me tremendously, and now I want to pay it forward!

Congrats!

 

An AF for a secured card??? :blink::wacko:

 

Dump it ASAP and make them refund the AF before returning the security deposit!!!

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Most of you probably guessed correctly! NFCU. I had a $1k secured card with them. I open my app today and see an extra thousand in my savings and see that it no longer says secured. And it's only been a year. I quickly pulled out my laptop and asked for a CLI of $25k and was countered with $10k. So in less than 2 months, I now have two $10k cards with them. I'm on my way of reaching $100k in limits which is my goal for next year. I still have somethings I need to clean up on report and I know i'll have issues with other prime issuers, but this has been a tremendous year for me.

 

I increased credit scores from around 467 to 670.

I increased limits from $0 in Nov/Dec to over $30k now.

I went from 0 cards to about 5.

 

No one can't say this hasn't been a good year for me! I still have a $500 secured WF card and I'm thinking of what I should do with it. I really have no use for it, and it has only been open for a year now. They just charged annual fee, and I'm wondering if I should attempt to get them to unsecure, or just throw in draw and wait and see. My goal is that by June of next year to have no card under $5k!

 

Thank you all who have helped me by writing post, commenting on post, and just been there to answer questions. You helped me tremendously, and now I want to pay it forward!

 

Hi, CTAmigo. I see by your signature that your TU score is 673. Is that your highest score? If you don't mind me asking, what are your EQ and EX scores? I didn't think credit card companies would give $10,000 limits unless your scores were in the 700 range. That means there is hope for me. LOL!

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