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Anyone know much about Suntrust credit cards?
I have an old student loan backed by them but that's my only experience with Suntrust.
Doesn't look like anything too exciting but not too bad either. Not much of anything in credit pulls.
Anyone want to be a GP for one?
The cash back card is 2% up to $6k on gas and grocery then goes to 1%.
DW was just approved for NASA Visa Platinum Rewards, $13K, 9.9%
I'm trying to make sure she has a complete credit profile, she has no credit unions yet. Although, she was just accepted to Navy FCU (based on my membership). CC application there is "pending".
Her FICO scores:
Exp : 789
TU : 798
Eq : 806
The NASA HP has not shown up yet, but I'm guessing it will be Experian like mine was.
We bought our house about 3 weeks ago and I immediately app'd for a Lowe's card and got a CLI on recon for $5000. Since then things have gotten out of hand!! I spent approximately $3800 on the Lowe's card on things for the house, and splurged on a washer and dryer. I sooo got caught up in the excitement of shopping for my new house. My utilization is ridiculous across the board on my 5 cards. I make decent money and I know I can get this under control in the next 30 days. I'm just falling into the pattern of paying bills with my credit cards and then paying the balance with my next check and then starting all over again, and I see it getting out of hand. I just needed to get this off my chest so that I am being accountable to someone out there..I keep having bouts of anxiety when I look at my balances. Although, I guess that's better than not caring at all. I have made great strides and come along way since January of this year. I will not go backwards!! O.K. thanks everyone, I don't want to sound like a whiny child. I will keep moving forward.
Step 1- Get the credit cards out of my wallet and out of reach (done)
Step 2- Start paying on cards-
Wal-mart- $256/ $600 CL (paid $300 today)
SDFCU- 274.89/$500 CL
Lowe's-3900/5000 CL (6 months no interest)
Cap One- $854/1000 CL
Open Sky-$250/$300 CL
Step 3- When utilization is at 1% on one card, KEEP IT THERE!! I'm such an salamander!! SMH!!